Houston Hard Money Lenders for Real Estate Investors

Need a hard money loan secured by real estate in the Houston metro area? This page has a list of direct hard money lenders that offer quick funding for a Houston property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan.
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CR Lending

NO Credit Check, NO Appraisal / Survey, NO Prepay | 100% LTC for Fix & Flip

$20,000 - $3,000,000
1 to 12 months
10.25% - 12.25%
2.00% - 4.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
Temple View Capital

Direct Lender for Residenital Property Investors Nationwide

$55,000 - $4,000,000
12 to 360 months
5.00% - 11.00%
0.00% - 2.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.00% - 11.90%
2.00% - 3.00%
Yieldi

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
Texas Equity Lending

Direct Lender | Quick, simple process with FAST approvals and funding

$150,000 - $2,000,000
12 to 240 months
13.75% - 14.75%
1.00% - 3.00%
Certain Lending

The Mortgage Company Built for Real Estate Investors

$100,000 - $4,000,000
6 to 360 months
6.25% - 11.75%
0 - 3.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
FlipCo Financial

Asset-Based Lending for Flippers | 90% LTC, NO Minimum Credit Score, NO Appraisals, NO Expierience Requirements

$25,000 - $1,200,000
3 to 6 months
11.00% - 11.99%
2.00% - 2.00%
Center Street Lending

Smarter Loans for Residential Investors

$150,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
Unitas Funding LLC

Direct Lending for Residential Property Investors - Bridge, Rehab, Construction

$100,000 - $3,500,000
6 to 24 months
7.99% - 12.00%
1.00% - 3.00%
Kiavi

Servicing 18,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
6.62% - 12.45%
F2 Finance LLC

Fast and Flexible Finance for Property Investors

$300,000 - $3,000,000
1 to 24 months
10.99% - 14.00%
1.00% - 4.00%
i Fund Cities

Direct Lender for Builders and Rehabbers

$75,000 - $15,000,000
6 to 360 months
9.50% - 12.00%
1.00% - 3.00%
Accolend

No Points, 0% Origination Fee | Residential, Multifamily, Mixed-Use

$115,000 - $8,000,000
6 to 24 months
10.00% - 11.00%
Soviero Capital LLC

Asset-Based Hard Money Lender for All Types of Improved Real Estate (up to 65% LTV)

$250,000 - $2,500,000
12 to 36 months
13.00% - 15.00%
2.00% - 3.00%

Top Houston Investors Using Hard Money

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According to Forecasaâ„¢, here are the some of the most active real estate investors in Houston that use hard money lenders, ranked by the number of mortgage transactions* from January 2025 to August 2025.

  1. Weekley Homes
  2. Houston Homes LLC
  3. Dfh Coventry LLC
  4. REI NATION LLC
  5. Perry Homes LLC
  6. PERFECTION BUILDERS LLC
  7. Drees Custom Homes LP
  8. LUX BUILDERS LLC
  9. INVESTCAR LLC
  10. Green Valley Investments LLC
  11. PPS House Buyers LLC
  12. Ca Contractor LLC
  13. Butts Properties LLC
  14. PARTNERS IN BUILDING L P
  15. King Dk Equity LLC
  16. Mj Real Estate Investments LLC
  17. SFR MEM LLC
  18. Mpi Holdings LLC
  19. Under Control LLC
  20. Homeward Inc

Here are some of the lenders on our platform that have funded loans for the top residential real estate investors in Houston recently:

Kiavi

* Many of these real estate investors also use banks and traditional financing, but Forecasa data shows that they have recently used a hard money lender for their property investments.

Forecasaâ„¢ empowers real estate professionals with data-driven insights to wholesalers looking for cash buyers, real estate investors tracking their competition, or lenders seeking new clients. With access to property acquisition data, investor profiles, and transaction patterns, you can quickly identify active buyers, match deals to the right investors, and move properties faster. Whether you buy a few credits for targeted lookups or subscribe for full market access, Forecasa helps you stay ahead of the competition and build relationships with the most active players in your area.

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