Texas Owner-Occupied Home Lenders

List of private lenders for Texas owner-occupied homes. Private money / hard money is primarily for investment properties. Only a handful of private lenders will consider a borrower's primary residence or 2nd home as collateral. Some of the companies listed here are not private lenders, but they offer a mortgage solution for borrowers who are self-employed, have credit challenges or a unique financial situation.

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Capella Mortgage Corp

Creative Hard Money for all property types

$25,000 - $40,000,000
3 to 117 months
7.00% - 24.00%
1.75% - 6.00%
Griffin Funding

Alternative Loan Solutions for Homeowners and Rental Investors

$100,000 - $3,000,000
1 to 360 months
V.I.P. Mortgage, Inc.

Residential Property Financing for Self-Employed Borrowers

$50,000 - $20,000,000

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