San Antonio Hard Money Lenders for Real Estate Investors

Need a hard money loan secured by real estate in the San Antonio metro area? This page has a list of direct hard money lenders that offer quick funding for a San Antonio property purchase, refinance, fix & flip, rehab & rent, ground-up construction, and equity cash out in 1st lien position. Hard Money lending is only for investment properties, not for homesteads. The loans are mainly based on equity in the subject property. For most lenders, the maximum LTV is typically 70% for a purchase and 65% for an equity cash out loan.
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Yieldi LLC

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
Soviero Capital LLC

Asset-Based Hard Money Lender for All Types of Improved Real Estate (up to 65% LTV)

$250,000 - $2,500,000
12 to 36 months
13.00% - 15.00%
2.00% - 3.00%
HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
Capital Fund 1, LLC

Reliable Private Money for Your Real Estate Projects

$50,000 - $15,000,000
6 to 60 months
8.99% - 12.99%
1.00% - 2.50%
CR Lending

NO Credit Check, NO Appraisal / Survey, NO Prepay | 100% LTC for Fix & Flip

$20,000 - $3,000,000
1 to 12 months
10.25% - 12.25%
2.00% - 4.00%
ZINC Financial

Direct Lender for Real Estate Investors. Established in 2006.

$100,000 - $2,500,000
1 to 360 months
8.99% - 11.99%
0.50% - 2.00%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Eagle Point Lending

Asset-Based Lender for Texas Real Estate Investors

$75,000 - $2,000,000
6 to 12 months
11.00% - 13.00%
2.00% - 3.00%
Center Street Lending

Smarter Loans for Residential Investors

$100,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
Simplending Financial

We Close Loans - Residential, Multifamily, CRE

$100,000 - $10,000,000
6 to 360 months
10.25% - 12.99%
1.00% - 4.00%
Precision Capital

We Are In The Business of "YES"

$25,000 - $3,000,000
12 to 36 months
11.99% - 14.99%
3.00% - 4.00%
Diya Finance

Bridge and Rental Loans Made Easy

$75,000 - $2,500,000
6 to 360 months
6.50% - 12.00%
0 - 3.00%
LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.40% - 13.90%
2.00% - 3.00%
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
Texas Equity Lending

Direct Lender | Quick, simple process with FAST approvals and funding

$150,000 - $2,000,000
12 to 240 months
13.75% - 14.75%
1.00% - 3.00%
Socotra Capital

Direct Hard Money Lender for Commercial Real Estate

$100,000 - $12,000,000
6 to 240 months
10.00% - 14.00%
2.00% - 4.00%
i Fund Cities

Great F#*%ing Loans, Built By Investors For Investors

$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
Boomerang Capital Partners

The Best Flippin' Lender for House Flippers

$100,000 - $2,500,000
6 to 12 months
12.00% - 13.00%
1.00% - 2.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
Backflip

Fix and Flip Direct Lender with all-in-one platform providing comps, capital and community to help you scale

$75,000 - $2,000,000
6 to 12 months
10.00% - 13.00%
1.25% - 2.00%
RBI Private Lending

Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.

$75,000 - $5,000,000
3 to 24 months
9.00% - 12.00%
1.00% - 2.00%

Texas Hard Money Interest Rates

lightning docs logo

According to the hard money loan documents software company, Lightning Docs, the average interest rate for Texas hard money loans in the 2nd quarter of 2024 was 11.08%. The average loan amount was $373,384. These stats are the average of 325 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Texas between April 1, 2024 and June 30, 2024 by multiple hard money lenders that use Lightning Docs as their preferred software provider to prepare loan documents.

Dallas Fort Worth 
The average interest rate for DFW hard money loans in the 2nd quarter of 2024 was 11.15%. The average loan amount was $432,896. Of the 119 total loans in the 3-month period, 78 were secured by properties in Dallas County, 28 in Tarrant County, and 13 in Collin County.

Houston 
The average interest rate for Houston hard money loans in the 2nd quarter of 2024 was 10.62%. The average loan amount was $461,825. Of the 74 total loans in the 3-month period, 65 were secured by properties in Harris County and 9 in Montgomery County.

Austin
The average interest rate for Austin hard money loans in the 2nd quarter of 2024 was 10.87%. The average loan amount was $462,209. Of the 51 total loans in the 3-month period, 42 were secured by properties in Travis County and 9 in Williamson County.

San Antonio
The average interest rate for San Antonio hard money loans in the 2nd quarter of 2024 was 10.86%. The average loan amount was $252,198. The averages are derived from 58 loans secured by properties in Bexar County.

 

analytics logics logo

According to private lending data provider, Analytics Logics, the average interest rate for Texas hard money loans in the 2nd quarter of 2024 was 10.88%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for hard money loans in Texas was 67%, and the average loan amount was $279,190. These stats are the average of all the loans which were funded between April 1, 2024 and June 30, 2024by the many hard money lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Top 10 Texas Hard Money Lenders

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According to Forecasaâ„¢, here are the Top 10 Hard Money Lenders ranked by the number of loans originated in Texas the from June 2023 to May 2024.

  1. Capital Fund I LLC
  2. Kiavi
  3. Renovo Financial
  4. Searchers Capital Fund
  5. The Loan Store (Old North Capital Investments LLC)
  6. Boomerang Capital Partners
  7. Longhorn Investments
  8. Wildcat Lending
  9. Loan Ranger Capital Investments LLC
  10. 212 Loans LLC

Forecasaâ„¢ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.

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Texas is a massive state, and many lenders focus on specific areas. Filter your search by selecting a metro area:

Dallas Forth Worth | Houston | Austin | San Antonio | El Paso | Rio Grande Valley

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