San Antonio Private Money Lenders for Real Estate Investors

Seeking a private money loan secured by real estate in the San Antonio metro area? On this page you'll find a list of direct private money lending companies that offer fast funding for a San Antonio property purchase, refinance, or equity cash out in 1st lien position. Private money loans are for short term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. So you'll need a 30%+ down payment for a purchase, and for a refinance, the maximum loan-to-value is 70%.
Displaying 0 Results
Filters

Searching...

Sorry, your search returned no results.

LendingOne

Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide

$70,000 - $50,000,000
9 to 360 months
0.75% - 1.99%
CR Lending

NO Credit Check, NO Appraisal / Survey, NO Prepay | 100% LTC for Fix & Flip

$20,000 - $3,000,000
1 to 12 months
10.25% - 12.25%
2.00% - 4.00%
ZINC Financial

Direct Lender for Real Estate Investors. Established in 2006.

$100,000 - $2,500,000
1 to 360 months
8.99% - 11.99%
0.50% - 2.00%
Soviero Capital LLC

Asset-Based Hard Money Lender for All Types of Improved Real Estate (up to 65% LTV)

$250,000 - $2,500,000
12 to 36 months
13.00% - 15.00%
2.00% - 3.00%
HouseMax Funding

Hard Money Loans to Fund Your Next Big Project

$75,000 - $7,000,000
12 to 360 months
7.00% - 12.99%
1.00% - 4.00%
Residential Capital Partners

100% Financing for Residential Rehab Projects (NO Money Down)

$75,000 - $1,250,000
1 to 9 months
10.40% - 13.90%
2.00% - 3.00%
Conventus

We Fund Fast While Providing Excellent Service and Competitive Pricing

$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
RBI Private Lending

Direct lender, specialized in Bridge, Fix and Flip and Construction. FN and new investors welcome.

$75,000 - $5,000,000
3 to 24 months
9.00% - 12.00%
1.00% - 2.00%
Precision Capital

We Are In The Business of "YES"

$25,000 - $3,000,000
12 to 36 months
11.99% - 14.99%
3.00% - 4.00%
Simplending Financial

We Close Loans - Residential, Multifamily, CRE

$100,000 - $10,000,000
6 to 360 months
10.25% - 12.99%
1.00% - 4.00%
Center Street Lending

Smarter Loans for Residential Investors

$100,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
Kiavi

Servicing 12,000+ Real Estate Investors Across the Country

$100,000 - $3,000,000
12 to 360 months
Lima One Capital

The Nation's Premier Lender for Real Estate Investors

$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
American Heritage Lending

Direct Lender for Residential Real Estate Investors Nationwide

$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
Yieldi LLC

Direct, Reliable Lender for Investment Properties

$500,000 - $25,000,000
6 to 24 months
10.00% - 14.00%
1.00% - 4.00%
Texas Equity Lending

Direct Lender | Quick, simple process with FAST approvals and funding

$150,000 - $2,000,000
12 to 240 months
13.75% - 14.75%
1.00% - 3.00%
Diya Finance

Bridge and Rental Loans Made Easy

$75,000 - $2,500,000
6 to 360 months
6.50% - 12.00%
0 - 3.00%
i Fund Cities

Great F#*%ing Loans, Built By Investors For Investors

$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
Socotra Capital

Direct Hard Money Lender for Commercial Real Estate

$100,000 - $12,000,000
6 to 240 months
10.00% - 14.00%
2.00% - 4.00%
RCN Capital

Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans

$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
Capital Fund 1, LLC

Reliable Private Money for Your Real Estate Projects

$50,000 - $15,000,000
6 to 60 months
8.99% - 12.99%
1.00% - 2.50%

Texas Private Money Interest Rates

lightning docs logo

According to the private money loan documents software company, Lightning Docs, the average interest rate for Texas private money loans in the 2nd quarter of 2024 was 11.08%. The average loan amount was $373,384. These stats are the average of 325 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Texas between April 1, 2024 and June 30, 2024 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.

Here is a breakdown of average interest rates in the 4 major metropolitan areas of Texas:

Dallas Fort Worth 
The average interest rate for DFW private money loans in the 2nd quarter of 2024 was 11.15%. The average loan amount was $432,896. Of the 119 total loans in the 3-month period, 78 were secured by properties in Dallas County, 28 in Tarrant County, and 13 in Collin County.

Houston 
The average interest rate for Houston private money loans in the 2nd quarter of 2024 was 10.62%. The average loan amount was $461,825. Of the 74 total loans in the 3-month period, 65 were secured by properties in Harris County and 9 in Montgomery County.

Austin
The average interest rate for Austin private money loans in the 2nd quarter of 2024 was 10.87%. The average loan amount was $462,209. Of the 51 total loans in the 3-month period, 42 were secured by properties in Travis County and 9 in Williamson County.

San Antonio
The average interest rate for San Antonio private money loans in the 2nd quarter of 2024 was 10.86%. The average loan amount was $252,198. The averages are derived from 58 loans secured by properties in Bexar County.

 

analytics logics logo

According to private lending data provider, Analytics Logics, the average interest rate for Texas private money loans in the 2nd quarter of 2024 was 10.88%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for private money loans in Texas was 67%, and the average loan amount was $279,190. These stats are the average of all the loans which were funded between April 1, 2024 and June 30, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.

Top 10 Texas Private Lenders

forecasa logo

According to Forecasaâ„¢, here are the Top 10 Private Lenders ranked by the number of private mortgage loans originated in Texas from June 2023 to May 2024.

  1. Capital Fund I LLC
  2. Kiavi
  3. Renovo Financial
  4. Searchers Capital Fund
  5. The Loan Store (Old North Capital Investments LLC)
  6. Boomerang Capital Partners
  7. Longhorn Investments
  8. Wildcat Lending
  9. Loan Ranger Capital Investments LLC
  10. 212 Loans LLC

Forecasaâ„¢ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.

Select a Metro Area

Texas is a massive state, and many lenders focus on specific areas. Filter your search by selecting a metro area:

Dallas Forth Worth | Houston | Austin | San Antonio | El Paso | Rio Grande Valley

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates