Washington DC Construction Lenders for Residential Properties
Are you building a residential investment property in Washington DC? On this page you'll find a list of private construction lenders for ground-up projects throughout Washington DC's urban areas. The maximum loan-to-completed value (LTCV) for most lenders in Washington DC is 70%. You typically need to contribute 20%-25% of the project costs and have some cash reserves. Development experience is almost always required. Most lenders will require the project to be fully entitled and shovel ready. A small percentage of lenders will consider land acquisition and/or horizontal financing. The lenders listed here can fund a single home build, or a development with multiple homes. We have a separate page for lenders that offer ground-up construction financing for commercial properties.Searching...
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.

Rehab Financial Group
100% Financing for Rehab, Flip and Construction Projects - NO DOWN PAYMENT! NO INCOME VERIFICATION!
Funded Ground-Up Construction Loans in Washington DC

CRE Bridge Loan for Mixed-Use Construction Completion in Washington, D.C.
$1,750,000
Stormfield Capital, a technology-enabled direct portfolio lender, funded a $1,750,000 1st lien position bridge loan secured by a 5-unit mixed-use development in Washington, D.C. The Sponsor is a highly experienced real estate development family office that had worked with a bank to finance the project, but they were under-capitalized, and the bank did not want to extend the loan or increase the loan amount. There was a lot of equity in this deal, and the project was more than 60% completed. We paid off the bank’s loan balance of $1,350,000 and funded most of the remaining $461,000 renovation budget. The after-repair value was estimated at $2,950,000 so our loan-to-value was 59%. This was a ground-up construction project with 2 commercial units and 3 residential units. It is approximately 4,395 square feet. The Borrower plans to lease up the property upon completion and eventually refinance as an exit strategy. The interest rate was 13%. We charged a 1% origination point, and the broker earned a $17,500 commission. The loan term was set at 12 months. This CRE construction completion bridge loan was funded in July 2023.