Washington State Hard Money Lenders for Real Estate Investors
Here is a list of hard money lenders for residential and commercial real estate in Washington State - Seattle, Tacoma, Spokane, Pasco, Kennewick, Olympia, Bellingham and other areas. Hard money loans are a great short-term solution for WA property investors who either don’t qualify for a traditional mortgage or just need to close a deal fast. Most hard money loans are 12 months, but some lenders offer a longer term.
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Nationwide Mortgage
Aggressive Pricing & Excellent Service for Bridge, Rehab, Rental, Construction Loans
Hard Money Loan Transactions for Washington Real Estate

ARCH Loans funded two hard money loans simultaneously for a productive house flipper in Grays Harbor County, Washington State. A cash-out refinance of an existing $285,000 loan on a current asset enabled the purchase of a fantastic fixer-upper in the Seattle area. This borrower was initially short on funds to close the project they had under contract located in the suburbs of Seattle. We provided the cash-out of his equity, which was just what was needed to complete the acquisition and rehab for his new project. With some creative deal structuring, ARCH was able to fund both transactions for the borrower. We funding this hard money loan in October 2019.

ARCH Bridge Loans funded a hard money loan for the purchase of a fixer upper house in Sedro-Woolley, a small rural city in Skagit County, Washington, approximately 60 miles north of Seattle. The borrower is an experienced flipper who found this opportunity and set a goal for us to fund his project in 5 business days. ARCH was able to meet that goal and provided the borrower with 100% of his purchase cost within one week. The renovation budget is $45,000 and the after-repair value is estimated at $215,000. The loan term is 6 months, but the structure of the loan allows the borrower the flexibility to prepay with no penalty if the project is completed ahead of time or extend the loan for a small fee should he need it.
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