Washington Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Washington? On this page you'll find a list of select bridge lenders for Washington investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to state laws and regulations, it's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.Searching...
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Center Street Lending
Smarter Loans for Residential Investors
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Yieldi
Direct, Reliable Lender for Investment Properties
Precision Capital
We Are In The Business of "YES"
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Rain City Capital
Quick, Simple, Reliable Direct Lender for Real Estate Investors
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
KECO Capital, LLC
Funding for Investors By Investors
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Washington Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Washington bridge loans in the 4th quarter of 2024 was 10.69%. The average loan amount was $992,131 and most are for properties in Seattle / King County. These stats are the average of 126 short-term loans (including rehab and ground-up construction loans) funded for properties in Washington between October 1, 2024 and December 31, 2024 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Washington in the 4th quarter of 2024 was 10.44%. Lenders charged an average of 3.9% points (origination fee). The average LTV (loan-to-value) for bridge loans in Washington was 67%, and the average loan amount was $718,370. These stats are the average of all the loans which were funded between October 1, 2024 and December 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Local Washington Bridge Lenders
At this time, we have one residential bridge lender on our platform that is based in Washington State…
Rain City Capital
Established in 2009, Rain City Capital is a direct lender that offers bridge loans throughout Washington – Seattle, Tacoma, Spokane, Kennewick, Richland, Yakima, Vancouver, etc. For a purchase bridge loans, they can fund up to 70% of the purchase price. For refinance and equity cash out bridge loans, their maximum loan-to-value is 65%.
Top 10 Washington Bridge Loan Lenders
According to Forecasa™, here are the Top 10 Bridge Lenders ranked by the number of bridge loans* originated in Washington from October 2024 to December 2024.
- Eastside Funding funded 144 loans
- Rain City Capital funded 102 loans
- Adcom Group INC funded 84 loans
- Legacy Group Capital LLC funded 64 loans
- Bellevue Funding LLC funded 62 loans
- Veristone funded 55 loans
- Kiavi funded 54 loans
- Intrust Funding funded 38 loans
- Certain Lending Inc (Vontive) funded 36 loans
- Merchants Mortgage and Trust Corporation funded 34 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.
Washington Bridge Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of bridge loans secured by investment real estate in Washington which were funded by private lending companies from January 2024 to December 2024.
- Approximately $774,074,865 of bridge loans were funded in the 4th quarter of 2024 for 821 borrowers.
- Approximately $769,121,333 of bridge loans were funded in the 3rd quarter of 2024 for 826 borrowers.
- Approximately $699,577,467 of bridge loans were funded in the 2nd quarter of 2024 for 799 borrowers.
- Approximately $525,700,732 of bridge loans were funded in the 1st quarter of 2024 for 693 borrowers.
Below are the approximate bridge loan volume amounts for Washington’s metropolitan areas:
Seattle-Tacoma-Bellevue, WA
- 2024 Q4: $566,944,023 for 493 borrowers
- 2024 Q3: $574,156,222 for 498 borrowers
- 2024 Q2: $519,441,578 for 503 borrowers
- 2024 Q1: $372,898,020 for 428 borrowers
Spokane-Spokane Valley, WA
- 2024 Q4: $27,247,181 for 80 borrowers
- 2024 Q3: $33,158,214 for 78 borrowers
- 2024 Q2: $29,349,640 for 78 borrowers
- 2024 Q1: $31,533,297 for 69 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market.
