Vancouver Private Money Lenders
Seeking a private money loan secured by real estate in Vancouver, WA? On this page you'll find a list of direct private money lending companies that offer fast funding for a property purchase, refinance, or equity cash out in 1st lien position. Private money loansare for short-term (3-24 months) and primarily qualify based on equity in the subject property, at least 30% for most lenders. We only list professional private lending companies, not individual investors.Searching...
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Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
2 Local Washington Private Lenders
Below are the private lenders on our platform that are “local” lenders, based in Washington State. They are professional private lending companies. You won’t find any individual/family lenders on our platform.
- Rain City Capital
Based in Kirland and Established in 2009, Rain City Capital is a direct lender that offers private money loans throughout Washington – Seattle, Tacoma, Spokane, Kennewick, Richland, Yakima, Vancouver, etc. They offer various types of loans: bridge, fix-and-flip, fix-to-rent, cash-flowing rentals, ground-up construction, and foreclosure auction purchases. According to Forecasa™, in the 4th quarter of 2024, they were the #2 top lender in the state in terms of loan volume. - Certain Lending
Based in Downtown Seattle, Certain Lending offers a variety of private lending options to Washington real estate investors – bridge, fix & flip, rehab-to-rent, ground-up construction, and DSCR long-term rental loans. They consider single family homes, condos, and small multifamily properties up to 10 units. According to Forecasa™, in the 4th quarter of 2024, they were the #9 top lender in the state in terms of loan volume.
Washington Private Money Interest Rates

According to the private money loan documents software company, Lightning Docs, the average interest rate for Washington private money loans in the 3rd quarter of 2025 was 10.09%. The average loan amount was $1,034,426. These stats are the average of 217 short-term loans (including bridge, rehab, and ground-up construction) funded for investment properties in Washington between July 1, 2025 and September 30, 2025 by multiple private lending companies that use Lightning Docs as their preferred software provider to prepare loan documents.

According to private lending data provider, Analytics Logics, the average interest rate for Washington private money loans in the 3rd quarter of 2025 was 9.54%. Lenders charged an average of 1.5% points (origination fee). The average LTV (loan-to-value) for private money loans in Washington was 61%, and the average loan amount was $961,110. These stats are the average of all the loans which were funded between July 1, 2025 and September 30, 2025 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 20 Washington Private Lenders
According to Forecasa™, here are the Top Private Lenders ranked by the number of private mortgage loans* originated in Washington from April 2025 to June 2025.
- Eastside Funding funded 179 loans
- Rain City Capital funded 109 loans
- Legacy Group Capital LLC funded 101 loans
- Certain Lending funded 77 loans
- Kiavi funded 76 loans
- Bellevue Funding LLC funded 73 loans
- Veristone funded 65 loans
- Intrust Funding funded 60 loans
- Adcom Group INC funded 47 loans
- Merchants Mortgage and Trust Corporation funded 36 loans
- Conventus LLC funded 35 loans
- Level Capital LLC funded 31 loans
- Corevest American Finance LLC funded 30 loans
- Arizona Instant Funding LLC funded 28 loans
- Blueprint Capital REIT Inc funded 28 loans
- Sun Pacic Energy INC funded 27 loans
- Lend2Live (L2L Fund I LLC) funded 26 loans
- New Era Lending LLC funded 24 loans
- Flyhomes Investments (WA) funded 24 loans
- Genesis Capital funded 23 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ .
Washington Private Lending Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of private mortgage loans secured by investment real estate in Washington which were funded by private lenders from January 2025 to December 2025.
- Approximately $774,074,865 of private money loans were funded in the 4th quarter of 2025 for 821 borrowers.
- Approximately $769,121,333 of private money loans were funded in the 3rd quarter of 2025 for 826 borrowers.
- Approximately $699,577,467 of private money loans were funded in the 2nd quarter of 2025 for 799 borrowers.
- Approximately $525,700,732 of private money loans were funded in the 1st quarter of 2025 for 693 borrowers.
Below are the approximate private money loan volume amounts for Washington’s metropolitan areas:
Seattle-Tacoma-Bellevue, WA
- 2025 Q4: $566,944,023 for 493 borrowers
- 2025 Q3: $574,156,222 for 498 borrowers
- 2025 Q2: $519,441,578 for 503 borrowers
- 2025 Q1: $372,898,020 for 428 borrowers
Spokane-Spokane Valley, WA
- 2025 Q4: $27,247,181 for 80 borrowers
- 2025 Q3: $33,158,214 for 78 borrowers
- 2025 Q2: $29,349,640 for 78 borrowers
- 2025 Q1: $31,533,297 for 69 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market..
