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Amounts: $100K to $1.5M
Loan-to-Value: up to 65%
Interest Rates: 6.99% to 11%
Origination Fees: 2 to 3 points
Loan Position: 1st or 2nd
Loan Term: 9 to 60 months
Dane Valadao
Loan Originator
ReProp Financial
555 H Street, Suite G
Eureka, CA 95501
CFL License #60DBO 48773
Dane Valadao
Loan Originator

ReProp Financial Private Lending for Real Estate Investors

ReProp Financial is a direct private mortgage lender based in Northern California, established in 1978. We are a regional, niche real estate collateral lender, specializing in residential, commercial, light industrial and agricultural loans. We also offer 1st lien mortgages at very competitive rates and fees. We fund loans that others can’t, quickly and professionally. We treat you with the respect any customer deserves. Your needs are not “sub-prime,” but unique. We are not a loan broker, we fund loans directly. You are always communicating with the decision maker. Here are some of our lending guidelines:

  • Lending Areas: Arizona, California, Idaho, Nevada, Oregon, Washington
  • Loan Types: Purchase, Refinance, Cash Out, Construction, Land Development, SBA 504 Loans
  • Property Types: 1-4 Units Residential Non-Owner Occupied, All Commercial Types, Raw Land, Agricultural
  • Loan Amounts: $100,000 to $1,500,000
  • Interest Rates: 6.99% to 10.99% (see details below)
  • Origination Fees: 2.0 to 3.5 points
  • Loan Term: up to 5 years interest only and 15 years fully amortizing
  • LTV (Loan-to-Value): up to 65%
  • Loan Position: 1st
  • Fast Approvals

ReProp Financial 6.99% Best for Best Loan Program

Your Best Properties for Our Best Rates – California Only

  • Loans up to $1,500,000
  • Class A properties in California coastal markets
  • Improved Commercial and Non-Owner Occupied Residential Properties
  • LTV up to 50%
  • Loan Term up to 3 years
  • Interest Rate Year 1: 6.99%
  • Interest Rate Year 2 and 3: 7.99%
  • Appraisals required on loans $250,000 or greater (appraisal can come after close of escrow)
  • At these rates, we will be conservative on valuations. We will consider slightly higher LTVs at slightly higher rates.

We do reserve the right to change the terms of the program or withdraw it at any time. However, if we quote a loan, we will live with what we quoted – no last minute changes provided the lending scenario is as first represented.

ReProp Investments, Inc. CFL License: 60DBO 48773 | NMLS ID: 1189084 | Oregon Mortgage Lending License: ML-5297 | Arizona Mortgage Broker License: 0927323

Email ReProp Financial or call 707-314-0977
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Private Money Loans Funded by ReProp Financial