Self-Directed IRA Services for Private Mortgage Investing

This page has a list of IRA Custodians that serve investors who invest in hard money loans, mortgage notes, and private mortgage funds through a self-directed retirement account.

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A self-directed individual retirement account is an individual retirement account designed to allow alternative investments into your portfolio. It offers several advantages and comes with the same limits as the traditional IRA.

The only difference between other IRA accounts and a self-directed individual retirement account is the types of assets allowed. The huge variety of assets allowed in this type of IRA doesn’t only make it more attractive but also riskier to operate and manage. This is one of the major reasons why the government wants you to hire a custodian to manage your retirement savings.

What is an IRA Custodian?

An IRA custodian can be defined as a financial institution that keeps your investments secure and ensures it meets all regulatory requirements.

Also known as trustees, custodians can be of various types including banks, mutual funds, insurance companies, brokerage houses, robo advisors, and individual custodians. You cannot choose to be a custodian of your own IRA.

Why Invest with a Self Directed IRA?

Since a self-directed IRA isn’t tied to an employer, it gives you better control of your future and lets you choose from a variety of investment options including real estate. You can choose to invest in mortgage notes, trust deeds, vacant land, commercial real estate, and residential real estate.

In addition to this, there are major tax benefits for investing through an IRA account. These can even be used to create a reliable and tax-advantaged legacy for your loved ones.

Who Makes Decisions When I Invest in a Self Directed IRA?

You will make all the decisions. It is the responsibility of the investor to perform research, decide what and when to buy or sell, and to keep an eye on the changing prices.

Your custodian will only provide suggestions and advice and you are not bound to listen to them.

Which IRA Company to Choose?

It is quite easy to find a custodian. You can choose from a variety of options out there; however, be careful and pick a reliable organization or person to take care of your retirement savings.

Only choose a registered custodian and try to pick a company that offers one-on-one service and allows you to get in touch with your account manager so that you remain in control of your money.

 

At PrivateLenderLink.com, we strive to help lenders discover self-directed IRA companies that serve the private mortgage industry. Scroll up and view each company’s profile, then visit their websites to learn more, and contact them directly.