Direct Lender for Residential Investment Property Nationwide

Rehab Fix & Flip | Ground-Up Construction | Refinance Bridge Loans

The loan experts of Global Integrity Finance have an extensive background in offering our clients commercial hard money loans and bridge loans. We can provide you with funds in a short amount of time because we are a direct lender and use our own funds. We strive to remain flexible and think outside of the box when providing our clients with funding options.

Loan Amounts
$75,000 to $2,500,000
Interest Rates
8% to 12%
Loan Terms
12 months to 30 months
Origination Fees
2% to 4%
Lien Position
1st
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Property Types

  • 2-4 Units Residential
  • Mixed-Use
  • Multifamily
  • Portfolio of Residential Properties
  • Single Family Residence

Specialty Loan Types

  • Foreclosure Bailout
  • Partner Buyout
  • Residential Long-Term Rental
  • Transactional Funding

Max Loan-to-Purchase Price

90%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Family

Minimum Origination Fee Amount

$2,000

Fees which are mandatory for all new borrower clients

  • Underwriting Fee
  • Processing Fee
  • Appraisal Fee
  • Credit Report Fee
  • Background Check Fee
  • Renovation or Construction Funds Draw Fee

Fees which are paid to a third party company

  • Site Visit Fee
  • Legal Fee
  • Settlement Fee
  • Appraisal Fee
  • Title Fee

Details and Requirements

Typical Closing Time (Days)

7

Fastest Closing Time (Days)

3

Payment Structure
  • Interest Only
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

no

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Self-Directed IRA
Documentation Required
  • Credit Report
  • Bank Statements
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

550

Appraisal Required for Residential Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Additional Details

For Draw Requests in the DFW Area, inspections done on Tuesday and Thursday each week. For all other areas, inspections are performed Monday to Friday. Request must be submitted 48 hours prior to walk through along with all invoices and pictures of completed work.

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Ensuring Borrower Success & Profitability is our #1 priority!

Global Integrity Finance, LLC was established in 2015 to provide time-sensitive, bridge financing to real estate investors to fund the purchase of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit. Formed towards the end of the recession, Global Integrity Finance has benefited from a turbulent housing market in which many real estate investors see great opportunity. A lack of liquidity in the credit markets and increased regulation of the banking industry has restricted conventional financing as an option for investors in fast-moving and competitive real estate markets. As the nation’s premier direct private lender, Global Integrity Finance helps fill this void.

As a direct, private lender, Global Integrity Finance takes a common-sense approach to underwriting, with all approvals made in-house. We are dedicated to providing quick responses to time-sensitive loans, often times with the ability to close in as few as 10 business days. At Global Integrity Finance, we value referrals and our brokers are protected. We are committed to the highest level of customer service, because our success thrives in building relationships.

Company Size (Number of Employees)

11

Year Established

2015

Office Locations

Global Integrity Finance LLC
321 N Central Expressway STE 360, McKinney, Texas 75070

Primary Capital Source
  • Own Funds
  • Bank Credit Line
  • Private Equity Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Residential Property

95%

Our Team

Toby Potter

CEO

Angie Potter

CFO

Hope Roddy

Loan Officer

Muhammad Karim

Loan Officer

Tim Gardner

Loan Officer

Rachelle Davis

Underwriter

John Crouch

Loan officer

Kendon Clark

Proccesing

Samantha Foster

Business Development

Contact Global Integrity Finance

Global Integrity Finance pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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Our Minimum Loan Amount Is

$75,000

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