TVC Funding

Partner with TVC Funding

We buy loans from correspondent lenders and mortgage brokers nationwide.

TVC Funding, a division of Temple View Capital Funding, LP, provides capital solutions to private money mortgage brokers and lenders throughout the United States for residential properties. We offer white label services including table funding for mortgage brokers and purchase loans on a flow and bulk basis for our non delegated correspondent partners. We are fully vested in the success of our business partners by providing industry-leading technology, professional expertise and education, and unbeatable, world-class customer experience. We are your partner.

TVC Funding Partner Benefits

• New product and revenue opportunities beyond the traditional refinance and mortgage markets
• Turnkey access to the large, growing lending market – Fix & Flip, Rental Finance, Ground Up Construction, and Bridge Loan Products
• Competitive pricing on the products your borrowers need the most
• Efficient review and closing process
• Professionally designed tools to incorporate your brand (white label marketing materials)
• Get access to our proprietary Pricing, Rules, and Document engine that allows partners to quickly structure and price a loan
• Brokers protected
• Table Funding program
• Dedicated support team with a web-based customer interface and onsite training program available
• We invest in your success, our training programs are available for you to use

TVC Loan Programs

We purchase and table fund a variety of loan types:

• Fix & Flip
• Fix & Hold
• Bridge
• DSCR / Long-Term Rental
• Ground-Up Construction

Correspondent Seller / Funded Loan Sales

We offer non delegated Correspondent delivery on flow basis as well and Conduit Bulk purchase transaction. Here are our general requirements:

Experience

• The Correspondent must have been an active originator of first lien, investment-quality residential mortgage.
• The Correspondent has been in business for at least the last two years prior to conducting business with TVC. Newer firms must have principals with a minimum of five years of experience and sound financials.
• Acceptable personal credit profile and background for all principal officers, owners and/or partners

Capital Requirement

• $250,000 minimum net worth for Correspondent applying for Non-Delegated Loans with $50,000 in cash.

Legal Standing

• The Correspondent must be duly organized, validly existing, and in good standing under the laws of the jurisdiction of its organization and qualified to transact business and properly licensed in each jurisdiction where it originates or services mortgage loans.
• The Correspondent must be in good standing with all applicable regulatory authorities and not subject to any extraordinary supervision of its operations.
• The Correspondent must have the power and authority to sign the TVC Correspondent Mortgage Loan Purchase and Sale Agreement.
• The Correspondent’s compliance with the terms and conditions of the agreement, including the terms and conditions of this Guide, must not violate any of the provisions of its articles of incorporation, charter or bylaws or any other instrument relating to the conduct of the Correspondent’s business, the ownership of its property or any other agreement to which it is a party or by which it is bound.
• No active litigation pending or judgments against the Correspondent or their principals.

Licensing

• Be properly licensed and authorized to originate and warehouse loans, meeting TVC Correspondent product line and underwriting standards
• Have a rating of good standing with all governmental licensing and revenue collection agencies.

Insurance

• Minimum Errors & Omissions coverage in the amount of $200,000, and a maximum deductible of $50,000.

Brokered Lending / Table Funding

TVC will underwrite, close, and fund each transaction for the Broker client. Here are our general requirements:

Experience

• The Broker must be in business for at least two years prior to conducting business with TVC.
• Newer firms must have principals with a minimum of five years of experience.

Legal Standing

• The Broker must be duly organized, validly existing, and in good standing under the laws of the jurisdiction of its organization and qualified to transact business and properly licensed in each jurisdiction where it originates or services mortgage loans.
• The Broker must be in good standing with all applicable regulatory authorities and not subject to any extraordinary supervision of its operations.
• The Broker must have the power and authority to sign the TVC Broker Agreement.
• The Broker’s compliance with the terms and conditions of the agreement, must not violate any of the provisions of its articles of incorporation, charter or bylaws or any other instrument relating to the conduct of the Broker’s business, the ownership of its property or any other agreement to which it is a party or by which it is bound.
• On an ongoing basis Broker is required to promptly but in no more than 30 days notify TVC of any new litigation or judgments.

Licensing

• The Broker must possess and maintain all required licenses necessary to conduct its activities in each jurisdiction in which any mortgaged property is located or otherwise be exempt from such requirements.