Houston, TX area lender.
We provide non-owner occupied first lien loan covering 100% of repairs and 100% of purchase price, up to 70% LTV.
For qualified deals, we have our LEM (Less Equals More) Program financing to allow up to 75% LTV to help cover closing costs with no interest payments for 6 months.
Interest Rates
Loan Terms
Lien Position
Property Types
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Fix and Flip
Junior Lien Loan-to-Value
75%
Junior Lien Loan-to-Cost
100%
We Fund Junior Position Loans
Often
Junior Lien Types
- Preferred Equity
Max Loan-to-Purchase Price
98%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
Deposit Required
Deposit is used to secure funding and pays for appraisal and attorney fees for the loan.
Processing Fee
Processing fee for completion of underwriting and setting up loan servicing.
Background Check Fee
Background fee if required.
Background Check Fee
Background fee if required.
Appraisal Fee
Appraisal required before funding.
Renovation Construction Draw Fee
$Construction draw fee for inspection and inspector's report and wiring.
Minimum Origination Fee Amount
$2,500
Fees which are mandatory for all new borrower clients
- Deposit
- Processing Fee
- Appraisal Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Title Fee
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Red Guard Capital LLC provides short-term funding for Real Estate Investors and Developers. We’re a great source of funding to help investors close on their properties and start their construction and development. As final decision makers on all loans, we can be as flexible as needed for all your funding needs.
We are a non-owner occupied, pure asset-based lender in the Greater Houston area. We lend up to 75% of After-Repair-Value / Appraised value and will fund up to 100% of the purchase price and repair cost. With all documents completed and in place, we can typically close within 10 business days.
With our background as real estate investors ourselves, we hope to be the partner that all investors need – someone who will assist them from start to finish – whether that’s analyzing deals, making creative financial structuring, suggesting proven vendors, or financing all their acquisitions.
Red Guard Capital LLC is not just a lender but your partner to help grow and scale your business.
Office Locations
Houston, TXOur Team
Brian To
Senior Managing Director
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