Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Cannabis Dispensary
- Car Wash
- Child Day Care
- Cinema
- Club
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Cooperative
- Equestrian
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hotel
- Industrial
- Manufactured Home
- Mixed-Use
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Vehicle Parking
- Winery
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- 3rd Mortgage Equity Cash Out
- Note Purchase
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Long-Term Rental
Junior Lien Loan Amounts
$30,000 to $2,000,000
Junior Lien Interest Rates
8.99% to 12.99%
Junior Lien Loan-to-Value
70%
Junior Lien Types
- Purchase
- Refinance
Description
We will go up to 50% LTV on land purchase loans in popular areas.
Land Types Considered
- Residential Land
- Multifamily Land
- Office Land
- Retail Land
Will Consider Land That is NOT Entitled
noMax LTV for Land
50%Max LTC for Land Acquisition
0%Junior Lien Types
- Purchase
- Refinance
Max Loan-to-Purchase Price
75%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Family
Processing Fee
Depends on Loan
Escrow Fee
Depends on Escrow
Title Fee
Depends on Title
Appraisal Fee
Paid to the appraiser
Minimum Origination Fee Amount
$3,000
Fees which are mandatory for all new borrower clients
- Underwriting Fee
- Documents Fee
Fees which are paid to a third party company
- Appraisal Fee
- Escrow Fee
- Title Fee
5426 Testimonials
Mary Pintar
"Wonderful service. Care to go extra mile to make sure I am aware of every process and very professional. Lisa and Esmeralda made my loan process easy and stress free. Pleasure to work with this company"
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Associations
- California Mortgage Association
- United Trustee Association
- Irvine Chamber of Commerce
- BBB
Office Locations
Val-Chris Investments2601 Main St, Irvine, CA 92614
Our Team
Jeff LaMotte
Vice President/Partner
DRE # - 01906305
NMLS # - 1813986
Chris Boulter
President
DRE # - 00914633
NMLS # - 298357
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