Loan Amounts
$150,000 to $20,000,000
Interest Rates
8.50% to 10%
Loan Terms
3 months to 24 months
Origination Fees
.5% to 2.25%
Lien Position
1st
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial

Property Types

  • 2-4 Units Residential
  • Multifamily
  • Single Family Residence

Max Loan-to-Purchase Price

90%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property

Deposit Required

Deposit only on Construction Loans and Large Fix and Flips ($5MM+)

Details and Requirements

Typical Closing Time (Days)

10

Fastest Closing Time (Days)

3

Payment Structure
  • Interest Only
  • Interest Reserve
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

no

Will Consider Equity Joint Venture

yes

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
Personal Guaranty (Recourse) Required
Never
Credit Check Required

no

Appraisal Required for Residential Property

Never

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Contact Pivotal Capital Group

Pivotal Capital Group pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Office Locations

Corporate Office
111 CORPORATE DRIVE, SUITE 270, Ladera Ranch, CA 92694

Los Angeles Office
Redondo Beach, CA 90277

Primary Capital Source
  • Own Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet

Our Team

Bo Everett

SVP

Contact Pivotal Capital Group

Pivotal Capital Group pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Contact This Lender

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact Pivotal Capital Group by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$150,000

Send an email to Pivotal Capital Group