Fix and Flip Rehab financing

Loan Amounts
$50,000 to $5,000,000
Interest Rates
6.99% to 12.99%
Loan Terms
9.0 months to 18.0 months
Origination Fees
1.5% to 2%
Lien Position
1st
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial

Property Types

  • 2-4 Units Residential
  • Condominium
  • Multifamily
  • Portfolio of Residential Properties
  • Single Family Residence

Specialty Loan Types

  • Line of Credit Single Property
  • Residential Long-Term Rental

Max Loan-to-Purchase Price

95%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property

Processing Fee

$995.00

Inspection Fee

REHAB Inspections required

Appraisal Fee

Varies

Renovation Construction Draw Fee

$$145.00

Minimum Origination Fee Amount

$500

Fees which are mandatory for all new borrower clients

  • Processing Fee
  • Appraisal Fee
  • Inspection Fee
  • Renovation or Construction Funds Draw Fee

Details and Requirements

Typical Closing Time (Days)

21

Fastest Closing Time (Days)

10

Payment Structure
  • Interest Only
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

no

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

600

Appraisal Required for Residential Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Never

Contact Constructive Loans LLC

Constructive Loans LLC pays us to be listed, so there is no fee to connect with them directly.

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Year Established

2018

Associations

Primary Capital Source
  • Hedge Funds
Alternative Capital Sources
  • Single Capital Partner
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

5%

Percentage of Loans Secured by Residential Property

95%

Total Number of Loans Funded to Date

300

Total Loan Volume Funded to Date

$100,000,000

Contact Constructive Loans LLC

Constructive Loans LLC pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$50,000

Send an email to Constructive Loans LLC