Direct Lender for Residential Real Estate Investors
With over $8 billion in total life-to-date loans funded, Anchor became the industry’s first to lend over $1 billion to fix-and-flip investors in a calendar year in 2016 and remains an industry leader, providing over $1 billion in fix-and-flip financing every year since.
Operating since 1998, and now lending in 47 U.S. states and D.C., Anchor Loans has become a leading fix-and-flip lender by providing real estate investors with quick, dependable and flexible financing options for their fix-and-flip investments.
We work with you to finance your investment whether you are going to flip it or build and sell a new construction project. Anchor Loans provides financing for single family or 1-4 unit properties. Our rehab loan terms are 6-12 months.
Please note: we do not offer loans for land or owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
80%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
3Maximum After Repair Value
75%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
3Max LTC for Ground-Up Construction Costs
80%Interest Charged for Construction Costs
Entire Amount of Total Project CostsWill Lend on Partially Completed Construction Projects
yesAnchor Loans Testimonials
Stacy Conkey
"I feel like I found my dream team at Anchor. I have five projects with them and closing on two more in the next couple weeks. They have been responsive and helpful with helping create a smooth flow. I continue bringing my projects there as they have truly earned my business. Thanks guys!"
Indiana
Donielle De Leon
Homes4Families
"This is an incredible group of caring people. It is nice to see a company who truly wants to give back. Many companies are looking at their profit margin, however Anchor Loans looks at the big picture. Anchor Loans made a large donation to our Santa Clarita Veteran Enriched Neighborhood. It is easy for companies to write a check, but Anchor Loans put their employee power behind their donation and brought out a large team to help build the homes of the brave. Thank you for your philanthropy and incredible spirit of giving back to those who have served us so freely."
California
Shawn Davis
"Anchor Loans has been a strategic and integral part of my renovation business. They continue to be a reliable resource for capital. Unlike many others in the same space, I truly feel that Anchor is a strategic partner in the success of my business. If you need capital for a fix-and-flip project, I wouldn’t hesitate to work with them. "
California
Tony Isbell
"I have completed many flip loans with Anchor over the past 3 years but they just completed a 7.5MM bridge loan for me on a large rental portfolio in less than 45 days. I could not be more pleased with the rate, costs and results!"
Florida
John Guell
"I have done a series of loans with Anchor. I can't how please we were with the process. Regardless of whether it is a simple traditional loan or a complicated transaction the process was extremely fast, efficient and they delivered on each and every term proposed for our loans. I have used other capital sources but i can say without hesitation, Anchor Loans is a first class, business friendly lender."
California
Sean Haghi
"I have been working with Anchor for the last 9 years and have closed close to 100 fix and flip loans with them. Lance, Stephanie and the team are awesome to work with and have been there when we have needed them. I have closed deals as fast as two days with them. They work really well with investors that know what they are doing. Like anything else in life, you need to invest in the relationship to get the rewards back. Keep up the good work!"
California
David Fitzpatrick
"I have worked with Anchor Loans on nine purchases since 2017. They have always responded to my requests immediately and have worked with me to get the best deal possible. They are always very professional and easy to work with. My deals have all closed quickly and with no hidden or unexpected costs. I have recommended them to fellow flippers and will continue to do so."
California
Wilfred Sierra
"Anchor Loans is by far the best Private Lenders I have dealt with. David Rubin and Ashley Quadri are such a great team and always very responsive .. The best rates and their customer service is really on point. Deals with a tight closing date and difficulties they will get the job done. Anyone that’s an investor, builder, flipper etc... should be working with Anchor loans period. "
Florida
Michael Zugar
"Tom Taylor and Bernice Merino are truly professionals of the industry. The customer service level they provide at Anchor Loans is above all else. Consistency, service and flexibility are just some of the reasons we do business with Anchor Loans... give them a try!"
California
George Jordan
"Our company has worked with Anchor for several years and I have found them to be one of the quickest lenders to turn around loan requests with whom I have worked. And once you close on a construction loan, their draw processing is quick and seamless. We closed 5 loans with Anchor in the past year alone and have not experienced any problems. Everyone with whom we work at Anchor is incredibly responsive, especially Shane Lex and Stephanie Lee."
California
Camilo Moreno
"Anchor loans has been a great partner throughout the years, Shane and his whole team are great professionals to work with and their vast knowledge of the business is a great help to all type of investors."
Texas
Cassie Villa
"I have been working with Lance, Lorraine, Kimberly and Kristina for 2 years now and couldn't be happier. they get it, they get the rush urgency and speed needs and deliver for us every time ! thank you Team Anchor!"
Contact Anchor Loans
Stay Informed About Private Lending
With over $8.5 billion in total life-to-date loans funded, Anchor became the industry’s first to lend over $1 billion to fix-and-flip investors in a calendar year in 2016 and remains an industry leader, providing over $1 billion in fix-and-flip financing every year since.
Operating since 1998, and now lending in 48 U.S. states and D.C., Anchor Loans has become a leading fix-and-flip lender by providing real estate investors with quick, dependable and flexible financing options for their fix-and-flip investments.
At Anchor we work with you to finance your investment whether you are going to flip it or build and sell a new construction project. Anchor Loans provides financing for single family or 1-4 unit properties.
With Anchor financing comes the dependability of a reputable, experienced lender for fix-and-flip and related hard money real estate investment financing, as well as the experience and expertise of a team that can help you manage your projects and your business successfully.
Our Real Estate and Mortgage Licenses:
Anchor Capital Partners, Inc: California BRE Corporation License #01980445, Anchor Nationwide Loans, LLC National NMLS license # 1401101, ANI State NMLS Licenses : Arizona Mortgage Banker License #0932197, Florida Mortgage Lender Servicer License MLD1315, Idaho Mortgage Broker/Lender License No. MBL-2081401101, Minnesota Residential Mortgage Originator License MN-MO-1401101, Minnesota Residential Mortgage Servicer License MN-MS-1401101, Nevada Mortgage Banker License 4295, Nevada Mortgage Broker License 4296, Nevada Supplemental Mortgage Servicer License 4430, Oregon Mortgage Lending License ML-5527 . Anchor Nationwide Loans, LLC (License No. 11946075) is licensed in Utah as a Mortgage Entity License
Associations
- California Mortgage Association
Office Locations
Anchor Loans, LPOne Baxter Way, Suite 220, Thousand Oaks, California 91362
Our Team
Contact Anchor Loans
Stay Informed About Private Lending
