Direct Lender for Long-Term CRE Financing
At APEX, we know your objective is to strengthen your business and achieve your financial goals while saving money. We can help. For over 25 years, we’ve used our experience and industry knowledge to help small business owners and commercial property investors to secure the financing they need to achieve their goals. We understand your unique needs, and we take the time to get to know you so that we can offer a mortgage solution that makes sense.
- We specialize in non-bankable clients, so if you’ve encountered some financial obstacles in the past, we’re a perfect fit.
- We offer small-balance mortgages from $25,000 to $1.5 million for commercial properties.
- We offer fixed and fully-amortizing mortgages up to 25 years, which means you get a consistent monthly payment and a sense of security.
- For borrowers seeking more flexible options, we also offer ARMs and hybrid products.
- We’re thorough and nimble. Our team will walk you through every step of the process and will work closely with you to meet your needs quickly.
- We’re a subsidiary of Firstrust Bank, which means we’ve got stability that you can depend on.
Please note: We do NOT offer loans secured by land or residential properties.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Long-Term
Refinance Long-Term
Property Types
- 2-4 Units Residential
- Adult Day Care
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Child Day Care
- Church
- Club
- Commercial Condominium
- Community Center
- Event Center
- Golf Course
- Gym
- Healthcare
- Hotel
- Industrial
- Marina
- Mixed-Use
- Motel
- Multifamily
- Night Club
- Office
- Place of Worship
- RV Park
- Religious Facility
- Retail
- Sports Facility
- Storage Facility
- Student Housing
- Winery
Loan Types
- Commercial Long-Term
Specialty Loan Types
- Commercial Permanent Financing
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
70%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Another Investment Property
- Seller Financing
Deposit Required
Upon signing term sheet, we require a Good Faith fee which covers third party expenses and the balance is applied to the HUD at closing.
Fees which are mandatory for all new borrower clients
- Deposit
Fees which are paid to a third party company
- Appraisal Fee
- Title Fee
- Credit Report Fee
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APEX Commercial Capital was established in December 1992 with a focus on providing commercial mortgages and loan programs directly to small business owners who are unable to obtain traditional financing. Our typical loan programs range from $50,000 to $1.5 million.
Our commercial mortgages are held in APEX’s own portfolio and are never sold. As a direct lender of commercial mortgages, we believe relationships are crucial to helping business owners and real estate investors achieve success and we stand by you through the entire process. This allows us to fully understand and meet your business needs.
With over 25 years of experience closing commercial mortgages, APEX takes a commonsense approach to underwriting. We’re able to make decisions on commercial real estate mortgages and business loans based on the borrower’s entire story, not just the numbers on paper.
Office Locations
1 Walnut Grove Drive, Suite 300, Horsham, Pennsylvania 19044Our Team
Rich Lee
Account Executive
Shannah Berger
Director of Sales
Get In Touch
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