Baseline Software

Baseline Software is an integrated lending platform designed specifically for real estate private lenders. It combines origination, servicing, borrower experience, draw management and investor/fund management so a lending team can operate from lead through maturity in one system. The platform is structured around configurable loan products, task-driven workflows and automation rather than a generic mortgage workflow.

Origination and Loan Workflow

• Track loans from lead through underwriting, terms, approval and closing with a shared real-time pipeline.
• Create reusable loan product templates with lender-specific rules, pricing, calculations, charges and document requirements.
• Assign tasks, trigger notifications and automate document requests based on the lender’s workflow.
• Use internal comments and shared loan visibility to keep origination, operations and servicing teams aligned.
• Generate loan documents from stored loan data and manage document requests, signatures and version history.

Borrower Experience and Draw Management

• Provide a branded borrower portal for applications, document uploads and loan-related tasks.
• Collect scopes of work and budgets for renovation or construction transactions.
• Allow borrowers to submit draw requests with supporting information through the portal.
• Keep draw activity tied to the loan record so lenders can review status and documentation without separate spreadsheets.

Loan Servicing

• Collect ACH payments and maintain payment histories, balances and servicing records.
• Generate borrower statements and maintain an auditable history of servicing activity.
• Process loan modifications and other changes while retaining the underlying loan history.
• Use centralized reporting to monitor individual loans and portfolio-level servicing activity.

Investor Management, Integrations and Automation

• Manage investor and fund information alongside the loans supported by that capital.
• Provide investors with portal access to relevant balances, documents and reporting.
• Connect to third-party credit, fraud, flood, loan document and insurance services from within the workflow.
• Use Baseline’s documented API to connect custom systems or automate data movement.
• Use the in-platform AI assistant to query loan, borrower and payment information stored in the system.

For private lenders that have outgrown spreadsheets or separate origination and servicing products, Baseline Software is intended to serve as a unified operating platform. Its focus on private lending workflows, borrower draws and investor management makes it especially relevant to bridge, rehab, construction and other real estate-backed lending businesses.