Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company which was founded in 1980. We specialize in nationwide financing for standing commercial properties, $100K to $3M. Our commercial real estate loans typically have a 15 year term and almost never have a prepayment penalty or a lock-out clause. We fund commercial property loans that are not quite clean enough for a bank.

Property Geographic Area Details
Nationwide - all 50 states
Loan Amounts
$100,000 to $3,000,000
Interest Rates
8.9% to 11.9%
Loan Terms
3 months to 15 months
Origination Fees
2% to 4%
Lien Position
Collateral Types
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Personal Use
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Gas Station
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Marina
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Recreational
  • Residential Land
  • Retail
  • Senior Housing
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Long-Term

Specialty Loan Types

  • Cannabis Use Properties
  • Commercial Permanent Financing

Agribusiness Types

  • Cannabis
  • Row Crops

Will Consider Cannabis Use Properties


Maximum LTV for Cannabis Use Properties


Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land
  • Agricultural Land
  • Special Purpose Land
  • Cannabis Use Land

Will Consider Land That is NOT Entitled


Max LTV for Land


Max LTC for Land Acquisition


Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property

Details and Requirements

Payment Structure
  • Amortized
Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Self-Directed IRA
Documentation Required
  • Credit Report
  • Tax Returns
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Credit Check Required


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Commercial Property


Contact Blackburne & Sons

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Blackburne & Sons Realty Capital Corporation is a nationwide hard money commercial lending company. We syndicate the investment funds of accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties and non-owner occupied single family residences. Blackburne & Sons has been in business since June of 1980. We currently service approximately 250 commercial first mortgage loans totaling approximately $50 million. Our company has a dozen employees in two offices. The main office is in Sacramento, California. We have a branch office in Indianapolis, Indiana.


CA DRE #00829677, NMLS #103430

Year Established


Office Locations

4811 Chippendale Drive, Suite 101, Sacramento, California 95841

Indianapolis, Indiana 46236

Primary Capital Source
  • Individual Investors
Loan Structure for Majority of Loans
  • Multiple Investor Fractionalized Note
Percentage of Loans Secured by Commercial Property


Our Team

George Blackburne, IV

Loan Representative

BRE - 01873244
NMLS - 382122

Alicia Gandy

Loan Representative

DRE - 01430908
NMLS - 389678

Michael Young

Loan Representative

BRE - 02012847
NMLS - 1535540

Tom Blackburne

Loan Representative

BRE - 01919403
NMLS - 1014118

Angela Vannucci

Executive Vice President

CA DRE Broker - 01425852
NMLS - 389465

Contact Blackburne & Sons

Blackburne & Sons pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

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