Property Geographic Area Details

Nationwide - all 50 states

Loan Amounts

$100,000 to $3,000,000

Interest Rates

8.9% to 11.9%

Max Loan-To-Value

75%

Max Loan-To-Cost

75%

Origination Fees

2% to 4%

Loan Terms

3 months to 15 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Personal Use

Property Occupancy

  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial
Minimum Occupancy Percentage

0%

Property Types and Loan Types

Collateral Types

  • Commercial Property

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Cannabis Dispensary
  • Cannabis Grow Facility
  • Car Wash
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Gas Station
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Marina
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Recreational
  • Residential Land
  • Retail
  • Senior Housing
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Long-Term

Specialty Loan Types

  • Cannabis Use Properties
  • Commercial Permanent Financing

Agribusiness Loan

Agribusiness Types

  • Cannabis
  • Row Crops

Details and Requirements

Works With

  • Brokers
  • Borrowers

Payment Structure

  • Amortized

Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Self-Directed IRA

Documentation Required

  • Credit Report
  • Tax Returns
  • Financial Statements
  • Loan Application

Personal Guaranty (Recourse) Required

Sometimes

Credit Check Required

yes

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Commercial Property

Always

Fees

License

CA DRE #00829677, NMLS #103430

Year Established

1980

Office Locations

4811 Chippendale Drive, Suite 101, Sacramento, California 95841

Indianapolis, Indiana 46236

Primary Capital Source

  • Individual Investors

Loan Structure for Majority of Loans

  • Multiple Investor Fractionalized Note

Alternative Loan Structures

  • LLC Syndicated Investors

Percentage of company’s lending business focused on private mortgage

100%

Percentage of Loans Secured by Commercial Property

100%

Percentage of Loans Secured by Land

5%

George Blackburne, IV

Loan Representative

License Information
BRE - 01873244
NMLS - 382122

Alicia Gandy

Loan Representative

License Information
DRE - 01430908
NMLS - 389678

Michael Young

Loan Representative

License Information
BRE - 02012847
NMLS - 1535540

Tom Blackburne

Loan Representative

License Information
BRE - 01919403
NMLS - 1014118

Angela Vannucci

Executive Vice President

License Information
CA DRE Broker - 01425852
NMLS - 389465