YOU THINK OUTSIDE THE BOX. SO SHOULD YOUR LENDER.

BridgeInvest is your private real estate lender for properties in the Southeast U.S. and Texas. Our team works with you to finance your deals on your timeline. We use an entrepreneurial approach to find creative solutions that are tailored to your next investment–because your success is our success.

BridgeInvest offers three lending programs designed to meet your financing needs and help you capture market opportunities. In addition to specialty bridge lending, we provide loans for ground-up construction and small balance residential projects.

 

Property Geographic Area Details
Primary and secondary markets in Florida, Georgia, South Carolina, North Carolina, Texas. Recently expanded to Boston, Nashville, and New York City.
Loan Amounts
$5,000,000 to $100,000,000
Interest Rates
7.99% to 10.99%
Loan Terms
6 months to 36 months
Origination Fees
1% to 2%
Lien Position
1st
What we do:
Loans for Commercial Real Estate
Non-Recourse Bridge & Value-Add Loans
Land Development & Construction Loans
25%+ Cash Required for Property Purchase
40%+ Cash Required for Land Purchase
What we don’t consider:
NO 100% Financing
NO Cannabis-Use Properties
NO Rural Areas or Small Towns
NO Residential Properties
Credit Check Required

yes

Prepayment Penalty

yes

Typical Closing Time (Days)

14

Specialty Bridge Loans

  • $5 – $100 million
  • Interest Rate 5.99% – 8.99% + LIBOR
  • 6-24 months + Extensions
  • LTV up to 69% of Stabilized Value
  • LTC up to 75%
  • DSCR not required

Commercial Property Construction Loans

  • $10 – $100 million
  • Interest Rate 7.99% – 9.50% + LIBOR
  • 24 months + Extensions
  • LTV up to 60% of Stabilized Value
  • LTC up to 70%
  • DSCR not required

Prime Land Loans (urban in-fill locations only)

  • $5 – $50 million
  • Interest Rate 8.50% – 11.00% + LIBOR
  • 12-24 months + Extensions
  • LTV up to 55% of As-Is Value
  • LTC up to 60%
  • Land and Covered Land

Property Types

  • Commercial Condominium
  • Commercial Land
  • Condominium
  • Healthcare
  • Hotel
  • Industrial
  • Marina
  • Mixed-Use
  • Mobile Home Park
  • Multifamily
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Residential Land
  • Retail
  • Senior Housing
  • Storage Facility
  • Student Housing

Loan Types

  • Commercial Ground-Up Construction

Specialty Loan Types

  • Bankruptcy Resolution
  • Discounted Note Payoff
  • Foreclosure Bailout
  • Land Development
  • Note Purchase
  • Partner Buyout
  • Reverse 1031 Exchange
  • Transactional Funding

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land

Will Consider Land That is NOT Entitled

yes

Existing Land Improvements Required

  • Street Access
  • Electricity
  • Gas
  • Water

Max LTV for Land

55%

Max LTC for Land Acquisition

60%

Max Loan-to-Purchase Price

75%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Seller Financing
  • Crowdfunding
  • Family
Minimum loan amount for ground-up construction loans is $10,000,000

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

1

Max LTC for Ground-Up Construction Costs

70%

Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects

yes

Fees which are mandatory for all new borrower clients

  • Deposit

Fees which are paid to a third party company

  • Deposit

Details and Requirements

Fastest Closing Time (Days)

5

Payment Structure
  • Interest Only
  • Interest Reserve
Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Credit Report
  • Bank Statements
  • Financial Statements
Personal Guaranty (Recourse) Required
Sometimes
Appraisal Required for Residential Property

Always

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Collateral Types
  • Residential Property
  • Commercial Property
  • Commercial Property Ground Lease
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial
Legal Disclaimer

Interest rates stated are "+ LIBOR". Rates, fees and other terms are subject to change without notice.

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BridgeInvest believes in a flexible approach to lending with a focus on problem solving and a tailored analysis of each transaction. We are a leading private real estate lender focused on short-term financing for unique commercial and residential assets throughout the Southeast United States. With over 25 years of on-the-ground experience, our dedicated team has a proven ability to rapidly analyze, structure and manage any loan from origination to payoff. We allocate capital efficiently and reliably through our discretionary fund structure, allowing our borrowers to successfully close real estate transactions on their timeline. Since our inception in 2011, our fully integrated, institutional-quality platform has enabled us to customize financing solutions for our borrowers’ funding needs.

BridgeInvest Values

Ingtegrity
We believe that integrity means always adhering to and executing on the terms agreed upon with our borrowers.

Transparency
We prioritize open communication and full transparency during all stages of the closing process to ensure that each party succeeds.

Relationship
Our main objective is to foster longstanding relationships built on a foundation of trust and an alignment of interests.

 

Year Established

2011

Office Locations

2601 South Bayshore Drive, Suite 1460, Miami, Florida 33133

Primary Capital Source
  • Debt Fund We Manage
Alternative Capital Sources
  • Individual Investors
  • Family Offices
  • Single Capital Partner
  • Other Private Lending Companies
  • Private Equity Funds
  • Hedge Funds
  • Friends & Family
  • Asset Management Companies
  • Fund to Fund
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

90%

Percentage of Loans Secured by Residential Property

10%

Total Number of Loans Funded to Date

50

Total Loan Volume Funded to Date

$400,000,000

Our Team

Jon Gitman

Partner

Contact BridgeInvest

BridgeInvest pays us to be listed, so there is no fee to connect with them directly.
Send email Create a Loan Request

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$5,000,000

What we do:
Loans for Commercial Real Estate
Non-Recourse Bridge & Value-Add Loans
Land Development & Construction Loans
25%+ Cash Required for Property Purchase
40%+ Cash Required for Land Purchase
What we don’t consider:
NO 100% Financing
NO Cannabis-Use Properties
NO Rural Areas or Small Towns
NO Residential Properties

Contact BridgeInvest

BridgeInvest pays us to be listed, so there is no fee to connect with them directly.
Send email

Create a Loan Request

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