Direct Private Lender for Multifamily & Residential Investment Properties
Conventus is a direct private mortgage lender that takes pride in knowing our customers and solving their financing needs. Obtaining a loan from Conventus is straightforward and fast. Most loans get funded in 5 business days. We match your borrowing goals to loan terms that are ideally suited for your project. Two core themes make up the thrust of our business model, and that is very competitive pricing as well as solid and responsive customer service.
Please Note: We do NOT offer loans for land, ground-up construction, special purpose properties, and owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Condominium
- Multifamily
- Portfolio of Residential Properties
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Long-Term Rental
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- 3rd Mortgage Equity Cash Out
- Residential Long-Term Rental
- Partner Buyout
- Primary Residence Business Purpose Cash Out
- Transactional Funding
Max Loan-to-Purchase Price
85%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Entire Amount of Total Project CostsTypical Number of Days for Funds Draw
7Maximum After Repair Value
70.00%Minimum Loan Amount
$75,000Maximum Loan Amount
$1,000,000Minimum Interest Rate
4.99%Maximum Interest Rate
7.99%Maximum Origination Fee
4%Minimum Loan Term
360 monthsMaximum Loan Term
360 monthsMinimum Debt Service Coverage Ratio
1.10Will Lend on a Portfolio of Rentals
YesMinimum Property Value
$100,000Processing Fee
Typically around $1,500 for most loans
Minimum Origination Fee Amount
$1,500
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Since 2015, Conventus has successfully originated and funded over $1 billion in private money real estate loans.
Conventus Holdings Corporation (CHC) was started in 2015 by Keith M. Tomao after his 20-year career on Wall Street where he was most recently a Managing Director at Goldman Sachs in the Fixed Income Division. Not long after starting CHC, Keith partnered with longtime friend, Glenn Tatham, a corporate finance professional as well as skilled LNG entrepreneur. Through their combined institutional background and extensive understanding of the market, CHC was created to capture an opportunity in single family and multifamily bridge lending, a $25+ billion high yield and short duration debt market. Over the ensuing years, CHC became a top five loan origination company through the collective effort our diligent professionals and their diverse backgrounds and experience. Furthermore, CHC’s success is grounded through the marriage of an investment company, mortgage origination and funding company coupled with a strong focus on quick customer service, fair and competitive pricing and hiring exceptionally talented people.
Office Locations
111 Potrero Avenue, San Francisco, California 94103Our Team
Funded Deals
Conventus
Los Angeles, CA
$595,000
Purchase
Conventus
Belmont, CA
$1,500,000
Refinance
Conventus
Los Angeles, CA
$546,000
Purchase
Get In Touch
Stay Informed About Private Lending

Our Minimum Loan Amount Is
$150,000
What We Do
- Residential & Multifamily Properties
- Short-Term and Long-Term Financing
- 15%+ Cash Required for Rehab Purchase
- 2nd Mortgage Cash Out up to 65% CLTV
Not Available
- NO 100% Financing
- NO Ground-Up Construction
- NO Land Loans
- NO Owner-Occupied Homes
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Contact Conventus by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.