Bridge and Rental Loans Made Easy
Diya is a national lender that provides a competitive suite of short and long-term financing solutions for real estate investors. Backed by a global investment manager, we provide reliable and cost-effective capital that allows you to scale your business. Diya leverages proprietary technologies, and our digital borrower experience creates a simple and efficient lending process. We manage all draw underwriting and funding in-house, and assist with various other loan servicing needs.
- Fix & Flip or Rehab-to-Rent
- Up to 90% LTC
- DSCR Long-Term Rental Loans
- Competitive Pricing
- Up to 80% LTV
- Refinance Bridge Loans
- Up to 75% LTV
We do not offer loans for owner-occupied properties or commercial real estate.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Multifamily Value-Add
Property Types
- 2-4 Units Residential
- Condominium
- Mixed-Use
- Multifamily
- Portfolio of Residential Properties
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Long-Term Rental
Specialty Loan Types
- Condo Conversion
- Partner Buyout
- Residential Long-Term Rental
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
0Maximum After Repair Value
70%Minimum Loan Amount
$100,000Maximum Loan Amount
$2,000,000Minimum Interest Rate
6.5%Maximum Interest Rate
10%Maximum Origination Fee
3%Maximum Loan Term
360 monthsMaximum Loan-To-Value
80%Maximum Loan-To-Purchase
80%Minimum Debt Service Coverage Ratio
1.00Minimum Credit Score
680Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
1Maximum Number of Properties
10Minimum Property Value
$75,000Underwriting Fee
$995
Other Fee
Wire Fee: $50; Recording Fee: $50; Flood Cert Fee: $16/property
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
Contact Diya Finance
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Well-Capitalized
Backed by a global investment manager, we provide reliable and cost-effective capital that allows you to scale your business
Easy Process
Leveraging proprietary technologies, our digital borrower experience creates a simple and efficient lending process
Post-Close Support
We manage all draw underwriting and funding in-house, and assist with various other loan servicing needs
Office Locations
Diya Finance515 Marin St Suite 316, Thousand Oaks, California 91360
Diya Finance
6400 S Fiddlers Green Cir Ste. 300, Greenwood Village, Colorado 80111
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Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact Diya Finance by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$75,000
What We Do
- Residential Investment Properties
- Multifamily Properties up to 8 Units
- Rehab Fix & Flip Loans
- Refinance Bridge Loans
- DSCR Long-Term Rental Loans
Not Available
- NO 100% Financing
- NO Rural Areas
- NO Owner-Occupied Homes
- NO Short-Term Rentals
- NO Ground-Up Construction Loans