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Edgewood Capital

Edgewood Capital, founded in 2002 in Southport, Connecticut, is a private lender specializing in commercial real estate bridge loans nationwide. They provide flexible financing solutions for complex needs, focusing on commercial properties with loans ranging from $1.5 million to $40 million and interest rates between 8% and 14%.

Direct Lender for Commercial Real Estate Bridge Loans

Edgewood Capital’s Bridge Lending Program specializes in tailoring creative financing solutions to the varied, and often complex, needs of its borrowers. Edgewood’s bridge loans are designed to assist property owners in financing commercial real estate assets or borrowers in transition that do not meet conventional underwriting criteria. Edgewood also funds loans that could qualify for traditional financing options, but require a quicker closing (as short as two weeks) and/or a flexible loan structure.

As a direct bridge loan lender, Edgewood originates, holds, and services all of its loans, providing borrowers with high-quality customer service and surety of execution.

Please note: We do NOT offer loans for ground-up construction projects, and we do not lend on single family homes.

Common Loan Scenarios
  • CRE Bridge Loans up to 75% LTV
  • CRE Rehab Value-Add Loans
  • Core and Specialty Property Types
  • Land Loans up to 55% LTV
Scenarios Not Considered
  • NO 100% Financing
  • NO Cannabis-Use Properties
  • NO Ground-Up Construction
  • NO Single Family Homes

Details and Requirements

Property Geographic Area Details

Nationwide

Loan Amounts

$1,500,000 to $40,000,000

Interest Rates

8% to 14%

Origination Fees

1% to 2%

Loan Terms

12 to 36 months

Lien Position

1st

Credit Check Required

yes

Credit Check Details

We check credit but don't have a minimum score requirement.

Prepayment Penalty

yes

Prepayment Penalty Details

6 months minimum interest

Typical Closing Time (Days)

30

Fastest Closing Time (Days)

14

Payment Structure
  • Interest Only
  • Interest Reserve
Personal Guaranty (Recourse) Required
Sometimes
Borrower Entity Types Considered
  • LLC
Documentation Required
  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application
Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Commercial Property

Never

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Equity Joint Venture

no

Collateral Types
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Additional Details

Most fees are paid out of the deposit prior to closing

Edgewood Capital’s Lending Activity
Data Provided By Elementix
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12mo Loan Volume

$52,654,809

12mo Loan Count

11

Total Loan Volume

$604,465,351

Average Loan Size

$4,412,156

Loan Count by State (Past 12 Months)
FL: 2, NY: 5, CT: 2, NC: 1, TX: 1
Data provided by Elementix | Disclaimer

Edgewood Capital is a private real estate firm founded in 2002 that provides flexible debt and equity for real estate entrepreneurs and opportunistic investments for accredited investors, and other institutional investors.

Since 2010, Edgewood Capital has funded over $1 billion of real estate debt and equity.

Edgewood provides both real estate entrepreneurs and investors value-added solutions. For real estate entrepreneurs, we are a special situation lender that can provide funding for complex or unique financing situations. Our investors have the opportunity to invest directly into real estate debt and equity deals or to invest through an Edgewood managed Fund.

Edgewood Capital is led by three seasoned real estate professionals, who collectively have completed several billion dollars of commercial real estate transactions. Principals Tom McDevitt, Michael House, and Christopher Whittleton average over 30 years experience investing in complex real estate transactions, and have held leadership positions at Salomon Brothers, Citibank, Societe Generale, Standard & Poor’s, GE Capital, AIG, Ernst & Young, and Cushman & Wakefield.

Why Edgewood Capital?
Edgewood Capital’s mission is to conduct all business with the highest level of professionalism. Our real estate firm structures high-quality solutions to provide flexible debt and equity for real estate entrepreneurs. Additionally, we provide our investors with access to real estate investments that will generate appropriate risk-adjusted returns.

Office Locations

250 Pequot Avenue, Southport, Connecticut 06890

Our Team

Tom Ferrell

Vice President, Originator

Michael Galante

Vice President, Originator

Michael Doherty

Vice President, Originator

Christopher Whittleton

Managing Director, Originator

Michael House

Managing Director & Partner

Tom McDevitt

Founder & Managing Partner

Info Our minimum loan amount is $1,500,000

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