Your Partner in Private Lending Nationwide
Fast and honest private lending for your 1st or 15th real estate investment. As a direct lender, we make decisions in-house and fast. Same day loan commitments and closings within five business days*. We have decades of experience. After thousands of projects, we know how to make your loan process fast and seamless.
Interest rates as low as 6.99% for fix-and-flip and 4.50% for rental loans.
Property Geographic Area Details
Purchase Short-Term (no Value-Add):
- 2-4 Units Residential
- Single Family Residence
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
Specialty Loan Types
- Residential Long-Term Rental
Max Loan-to-Purchase Price90%
Borrower Must Have Property Under Contractyes
Will Provide Proof of Funds Letterno
Will Consider Lending on Purchase from Auctionno
Allowed Source of Borrower’s Equity
- Own Cash
Minimum Number of Value-Add Projects Completed by Borrower0
Will Provide Funds for Renovation Costsno
Max LTC for Renovation Costs100%
Development Experience Requiredyes
Minimum Number of Ground-Up Construction Projects Completed by Borrower2
Max LTC for Ground-Up Construction Costs85%
Interest Charged for Construction CostsOnly on Funds Drawn
Will Lend on Partially Completed Construction Projectsyes
Minimum Loan Amount$100,000
Maximum Loan Amount$5,000,000
Minimum Interest Rate4.125%
Maximum Interest Rate6%
Minimum Origination Fee1%
Maximum Origination Fee3%
Minimum Loan Term3 months
Maximum Loan Term360 months
Seasoning Time3 months
Minimum Debt Service Coverage Ratio0.60
Will Lend on a Portfolio of RentalsYes
Minimum Number of Properties2
Maximum Number of Properties100
Minimum Property Value$75,000
Flatiron Realty Capital Testimonials
"I had an excellent experience working with Flatiron Realty Capital. They gave me a great rate and closed fast."
"Doing my financing with Flatiron Realty Capital was so simple. They closed my loan in only 4 days. My other lender wasn’t able to even take my deal."
"The staff was super helpful and professional. They were so fast with helping me with my new loan for my first investment property."
"Thank you David! When my father and I had questions, he was always available, and made us feel like we were his only client which is super important when you work in customer service."
"I worked with Flatiron Realty Capital for my first flip. The team helped me find a General Contractor, and a home buyer. My rate was very fair and ever since the first one, my rate has only gone down."
"Flatiron Realty Capital is thebest in the business. I needed to close within 48 hours and not only did they get the job done they made my experience very pleasurable."
Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-term and long-term financing needs of its core customer base.
As a self-funded, fully integrated real estate lending platform with access to institutional partners within the securitization markets, Flatiron harnesses the hands-on, service-oriented approach of a local lender with the capital markets execution capabilities and technology-enabled infrastructure of a highly-scalable organization to offer customers proprietary credit solutions and customized service offerings.
Because of our experience in the industry, we can analyze deals in a variety of investor spaces, from residential to commercial to mixed-use to industrial. New construction, renovation, or acquisition, we have the solution to your financial challenges. And because we are a private financial services company, we can do it all faster and with more flexibility than traditional sources of real estate finance. We’re here to build relationships with exceptional investors just like you so that you can leverage our services as you grow your business.
Office Locations150 Great Neck Road, Suite 102, Great Neck, New York 11021
60 Madison Avenue, Suite 1001, New York, NY 10010
VP, Sales Operations
Our Minimum Loan Amount Is
What We Do
- Rehab, Fix & Flip, Rental Loans
- Residential & Multifamily Properties
- LTP up to 90%, LTARV up to 75%
- 10%+ Cash Required for Flips
- NO 100% Financing
- NO Owner-Occupied Homes
- NO Rural Areas
- NO Vacant Land
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