Your Partner in Private Lending Nationwide

Fast and honest private lending for your 1st or 15th real estate investment. As a direct lender, we make decisions in-house and fast. Same day loan commitments and closings within five business days*. We have decades of experience. After thousands of projects, we know how to make your loan process fast and seamless.

Interest rates as low as 6.99% for fix-and-flip and 4.50% for rental loans.



Property Geographic Area Details
Primary and secondary markets nationwide except AK, HI, ND, SD
Loan Amounts
$100,000 to $25,000,000
Interest Rates
4.50% to 10%
Loan Terms
36 months to 360 months
Origination Fees
1% to 3%
Lien Position
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Maximum Leverage

Purchase Short-Term (no Value-Add):
Max LTP Residential: 90%
Max LTP Multifamily: 85%
Max LTP Land: 80%
Purchase Long-Term
Max LTP Residential: 80%
Max LTP Multifamily: 80%

Property Types

  • 2-4 Units Residential
  • Condominium
  • Mixed-Use
  • Multifamily
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction
  • Residential Long-Term Rental

Specialty Loan Types

  • Residential Long-Term Rental

Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
For fix & flip projects, we can fund in 24 hours with clean title.

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Development Experience Required


Minimum Number of Ground-Up Construction Projects Completed by Borrower


Max LTC for Ground-Up Construction Costs


Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects

Only for residential 1-4 unit properties

Minimum Loan Amount


Maximum Loan Amount


Minimum Interest Rate


Maximum Interest Rate


Minimum Origination Fee


Maximum Origination Fee


Minimum Loan Term

3 months

Maximum Loan Term

360 months

Seasoning Time

3 months

Minimum Debt Service Coverage Ratio


Will Lend on a Portfolio of Properties


Minimum Number of Properties


Maximum Number of Properties


Minimum Property Value


Details and Requirements

Typical Closing Time (Days)


Fastest Closing Time (Days)


Payment Structure
  • Interest Only
Pre Payment Penalty


3 months pre-pay for short-term loans. Only applicable to long-term rental loans.
Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Corporation
Documentation Required
  • Credit Report
  • Bank Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Credit Check Required


Minimum Credit Score Required


Appraisal Required for Residential Property


Appraisal Required for Commercial Property


Broker Price Opinion (BPO) Accepted for Residential Property

Broker Price Opinion (BPO) Accepted for Commercial Property

Additional Details

*Loan commitments subject to clear appraisal and title.

Flatiron Realty Capital Testimonials

Get In Touch

Flatiron Realty Capital pays us to be listed, so there is no fee to connect with them directly. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-term and long-term financing needs of its core customer base.

As a self-funded, fully integrated real estate lending platform with access to institutional partners within the securitization markets, Flatiron harnesses the hands-on, service-oriented approach of a local lender with the capital markets execution capabilities and technology-enabled infrastructure of a highly-scalable organization to offer customers proprietary credit solutions and customized service offerings.

Because of our experience in the industry, we can analyze deals in a variety of investor spaces, from residential to commercial to mixed-use to industrial. New construction, renovation, or acquisition, we have the solution to your financial challenges. And because we are a private financial services company, we can do it all faster and with more flexibility than traditional sources of real estate finance. We’re here to build relationships with exceptional investors just like you so that you can leverage our services as you grow your business.

Company Size (Number of Employees)


Year Established


Office Locations

150 Great Neck Road, Suite 102, Great Neck, New York 11021

60 Madison Avenue, Suite 1001, New York, NY 10010

Primary Capital Source
  • Own Funds
Loan Structure for Majority of Loans
  • Own Balance Sheet
Total Loan Volume Funded to Date


Our Team

Joseph Talas

VP, Sales Operations

Robert Talas


Get In Touch

Flatiron Realty Capital pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact Flatiron Realty Capital by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.


Our Minimum Loan Amount Is


What We Do

  • Rehab, Fix & Flip, Rental Loans
  • Residential & Multifamily Properties
  • LTP up to 90%, LTARV up to 75%
  • 10%+ Cash Required for Flips

Not Available

  • NO 100% Financing
  • NO Owner-Occupied Homes
  • NO Rural Areas
  • NO Vacant Land

Send an email to Flatiron Realty Capital