House Flipping Loans For Residential Real Estate Investors

We’re a lender for flippers by flippers. 
Fund That Flip specializes in funding 1-4 family fix-and-flip projects. We are here to help you grow your business. We “get it”. We’ve originated more than $200 million on over 800+ properties. If you’re an experienced real estate investor and need reliable capital to grow your business, you’ve come to the right place. Making things easy for you is our priority, and we are here to walk you through every step along the way.

Please note: we require a minimum down payment of 10% of the purchase price, and we do NOT offer loans for owner-occupied home.

Property Geographic Area Details
We lend in 30 states: AL, AR, CO, CT, DE, FL, GA, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NE, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WV
Loan Amounts
$75,000 to $20,000,000
Lien Position
1st
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Property Types

  • 2-4 Units Residential
  • Single Family Residence

Loan Types

  • Hard Money
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction

Max Loan-to-Purchase Price

85%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

no

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Crowdfunding
  • Family
*Construction funding up to 100%, subject to total project funding at 90%

Experience Required

yes

Minimum Number of Value-Add Projects Completed by Borrower

2

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw

3

Maximum After Repair Value

75%
*Prior experience takes precedence over number of projects completed

Development Experience Required

yes

Minimum Number of Ground-Up Construction Projects Completed by Borrower

2

Max LTC for Ground-Up Construction Costs

90%

Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects

yes

Site Visit Fee

*Fees subject to change based on number of draws - max 2 per month

Fees which are paid to a third party company

  • Appraisal Fee

Details and Requirements

Fastest Closing Time (Days)

2

Payment Structure
  • Interest Only
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Bank Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Minimum Credit Score Required

600

Appraisal Required for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Contact Fund That Flip

Fund That Flip pays us to be listed, so there is no fee to connect with them directly.
646-895-6090 646-895-XXXX
Click to show phone number
Send email Create a Loan Request

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Looking for reliable access to capital to scale your real estate investing business? Need hard money loans fast so you can grow? Fund That Flip is the nation’s leading direct, hard money lender and SaaS solution for experienced real estate entrepreneurs.

Our all-in-one real estate crowdfunding platform connects passive private lenders with select active real estate entrepreneurs. Visit our website to find out more about how we help real investors.

Company Size (Number of Employees)

260

Year Established

2014

Office Locations

Fund That Flip
23 East 10th Street, New York, New York 10010

Primary Capital Source
  • Own Funds
  • Individual Investors
  • Crowdfunding
Alternative Capital Sources
  • Hedge Funds
Loan Structure for Majority of Loans
  • Multiple Investor Fractionalized Note
Percentage of Loans Secured by Residential Property

100%

Total Loan Volume Funded to Date

$1,900,000,000

Our Team

Matt Rodak

CEO

Jon Andrews

SVP, Sales and Client Service

Kendall Krawchuk

VP of Marketing

Alex Goodwin

SVP, Finance and Accounting

00:01:37

Hard Money Lender Fund That Flip Explained: Grow Your REI Business with Fast, Easy Access to Funding
00:02:46

Client Success Story 🤩 Jonathan Makovsky Talks Scaling with Hard Money Loans and Fund That Flip 🏡📈
00:02:57

👑QC Flippers | Featured Borrower Testimonial | The Power of Real Estate Crowdfunding

Contact Fund That Flip

Fund That Flip pays us to be listed, so there is no fee to connect with them directly.
646-895-6090 646-895-XXXX
Click to show phone number
Send email Create a Loan Request

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
SUBSCRIBE
subscribe-illustration

Contact This Lender

Click to show phone number
646-895-6090 646-895-XXXX
Visit Website Send Email

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Create a Loan Request

Contact Fund That Flip by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$75,000

What We Do

  • Residential Investment Properties 1-4 units
  • Rehab & New Construction Loans
  • Lending to Experienced Investors
  • Up to 90% Loan-to-Cost
  • 10%+ Cash Required for Purchase

Not Available

  • NO 100% Financing
  • NO Owner-Occupied Homes
  • NO Raw Land
  • NO Rural Areas
  • NO Commercial Properties

Send an email to Fund That Flip