House Flipping Loans For Residential Real Estate Investors

We’re a lender for flippers by flippers. 
Fund That Flip specializes in funding 1-4 family fix-and-flip projects. We are here to help you grow your business. We “get it”. We’ve originated more than $200 million on over 800+ properties. If you’re an experienced real estate investor and need reliable capital to grow your business, you’ve come to the right place. Making things easy for you is our priority, and we are here to walk you through every step along the way.

Please note: we require a minimum down payment of 10% of the purchase price, and we do NOT offer loans for owner-occupied home.

Property Geographic Area Details
We lend in 30 states: AL, AR, CO, CT, DE, FL, GA, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NE, NJ, NY, NC, OH, OK, PA, SC, TN, TX, VA, WV
Loan Amounts
$75,000 to $20,000,000
Lien Position
Collateral Types
  • Residential Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%

Property Types

  • 2-4 Units Residential
  • Single Family Residence

Loan Types

  • Hard Money
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction

Max Loan-to-Purchase Price


Borrower Must Have Property Under Contract


Will Provide Proof of Funds Letter


Will Consider Lending on Purchase from Auction


Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Crowdfunding
  • Family
*Construction funding up to 100%, subject to total project funding at 90%

Experience Required


Minimum Number of Value-Add Projects Completed by Borrower


Will Provide Funds for Renovation Costs


Max LTC for Renovation Costs


Interest Charged for Renovation Costs

Only on Funds Drawn

Typical Number of Days for Funds Draw


Maximum After Repair Value

*Prior experience takes precedence over number of projects completed

Development Experience Required


Minimum Number of Ground-Up Construction Projects Completed by Borrower


Max LTC for Ground-Up Construction Costs


Interest Charged for Construction Costs

Only on Funds Drawn

Will Lend on Partially Completed Construction Projects


Site Visit Fee

*Fees subject to change based on number of draws - max 2 per month

Fees which are paid to a third party company

  • Appraisal Fee

Details and Requirements

Fastest Closing Time (Days)


Payment Structure
  • Interest Only
Pre Payment Penalty


Will lend to a foreign national


Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
Documentation Required
  • Bank Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Credit Check Required


Minimum Credit Score Required


Appraisal Required for Residential Property


Broker Price Opinion (BPO) Accepted for Residential Property


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Fund That Flip pays us to be listed, so there is no fee to connect with them directly.

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Looking for reliable access to capital to scale your real estate investing business? Need hard money loans fast so you can grow? Fund That Flip is the nation’s leading direct, hard money lender and SaaS solution for experienced real estate entrepreneurs.

Our all-in-one real estate crowdfunding platform connects passive private lenders with select active real estate entrepreneurs. Visit our website to find out more about how we help real investors.

Company Size (Number of Employees)


Year Established


Office Locations

Fund That Flip
23 East 10th Street, New York, New York 10010

Primary Capital Source
  • Own Funds
  • Individual Investors
  • Crowdfunding
Alternative Capital Sources
  • Hedge Funds
Loan Structure for Majority of Loans
  • Multiple Investor Fractionalized Note
Percentage of Loans Secured by Residential Property


Total Loan Volume Funded to Date


Our Team

Matt Rodak


Jon Andrews

SVP, Sales and Client Service

Kendall Krawchuk

VP of Marketing

Alex Goodwin

SVP, Finance and Accounting

Contact Fund That Flip

Fund That Flip pays us to be listed, so there is no fee to connect with them directly.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates

Contact This Lender

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646-895-6090 646-895-XXXX
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If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.


Our Minimum Loan Amount Is


What We Do

  • Residential Investment Properties 1-4 units
  • Rehab & New Construction Loans
  • Lending to Experienced Investors
  • Up to 90% Loan-to-Cost
  • 10%+ Cash Required for Purchase

Not Available

  • NO 100% Financing
  • NO Owner-Occupied Homes
  • NO Raw Land
  • NO Rural Areas
  • NO Commercial Properties

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