Direct Lender for Wisconsin Real Estate Investors

Good Faith Funding, LLC is committed to helping Real Estate Entrepreneurs build wealth with little to none of their own money!  This is done through creatively using Other People’s Money (OPM) to buy short and long term investment properties. We specialize in funding residential rehab projects throughout Wisconsin – all markets.

  • Simple and easy loan process
  • Up to 100% Financing for Rehab Projects (no money down)
  • Purchase & Refinance bridge loans up to 65% ARV (after repair value)
  • Standard pricing for all deal types
  • No formal appraisals – we do our own valuation using borrower provided Comparative Market Analysis (CMA)
  • No monthly payments – interest is deferred to the end of the 6-month term
  • No prepayment penalty

Please Note: We do NOT offer loans for owner-occupied home, vacant land, or ground-up construction projects.

Property Geographic Area Details
Wisconsin - All Areas
Loan Amounts
$40,000 to $1,500,000
Interest Rates
12% to 12%
Loan Terms
6 months to 6 months
Origination Fees
3% to 3%
Lien Position
1st
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Improve Subject Property
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial

Maximum Leverage

Purchase Short-Term (no Value-Add)
Max LTP Residential: 65%
Max LTP Multifamily: 65%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Residential: 65%
Max LTV 1st Lien Multifamily: 65%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Residential: 65%
Max LTV 1st Lien Multifamily: 65%
Residential Fix & Flip
Max LTP: 100%
Max LTC: 100%
Max LTARV: 65%
Residential Rehab & Hold
Max LTP: 100%
Max LTC: 100%
Max LTARV: 65%
Multifamily Value-Add
Max LTP: 100%
Max LTC: 100%
Max LTARV: 65%

Residential Rehab Loans

We offer very simple terms for residential rehab project – fix & flip, rehab & hold.

  • Loan-to-Purchase Price: 100% LTP (no money down)
  • Loan-to-Cost: up to 100% LTC
  • Loan-to-After Repair Value: 65% ARV
  • Interest Rate: 12% (compounded daily) if paid back in the first 6 months
  • Origination Fee: 3 Point – financed into loan amount
  • Loan Term: 6 month balloon
    • No Prepayment Penalty

Purchase Bridge Loans

Funding to buy a property that doesn’t need to be rehabbed.

  • Loan-to-ARV: 65%
  • Lien Position: 1st mortgage only
  • Interest Rate: 12% (compounded daily) if paid back in the first 6 months
  • Origination Fee: 3 Point – financed into loan amount
  • Loan Term: 6 month balloon
    • No Prepayment Penalty

Refinance & Equity Cash Out Bridge Loans

Funding to buy a property that doesn’t need to be rehabbed.

  • Loan-to-Value: 65% of as-is value
  • Lien Position: 1st mortgage only
  • Interest Rate: 12% (compounded daily) if paid back in the first 6 months
  • Origination Fee: 3 Point – financed into loan amount
  • Loan Term: 6 month balloon
    • No Prepayment Penalty

GFF Lending Process

  • Get Accepted Offer (for purchase)
  • Fill out Application
  • Request Loan Amount up to 65% of Loan to After Repair Value (LTARV)
  • Provide Needed Documents
  • Close Loan at Title Company
  • Rehab the Property
  • Sell (Flip) or Refinance (Buy & Hold)
  • Repeat

Documents Needed Prior to Funding

  • Signed and Accepted Offer to Purchase
  • Itemized spreadsheet of rehab details including costs and timeframes
  • CMA (Comparative Market Analysis) for subject property
  • One Month Bank Statements/ Retirement Statement(s)/ Other Asset Statements
  • End Lender Pre-approval Letter (Needed for Flips as well)
  • LLC Entity Documents (if purchasing with LLC):
    • Articles of Organization -Operating Agreement (Signed all Pages and Schedules)
    • Copy of Driver’s License for all Members

Property Types

  • 2-4 Units Residential
  • Multifamily
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
We fund 100% of the purchase price for rehab projects, so long as the loan-to-ARV is 65% or less.

Max Loan-to-Purchase Price

100%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

yes

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Equity in Primary Residence
  • Family
We can fund up to 100% of the rehab budget.

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

100%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

2

Maximum After Repair Value

65%

Minimum Origination Fee Amount

$1,500

Details and Requirements

Typical Closing Time (Days)

7

Fastest Closing Time (Days)

5

Payment Structure
  • No Monthly Payments Required
Payment Structure Details

Interest is paid at the end of the 6-month term

Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

no

Will Consider Collateralizing Multiple Properties in One Loan

no

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA
Documentation Required
  • Credit Report
  • Bank Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Always
Credit Check Required

yes

Credit Check Description

We run credit reports on borrowers, but we do not have a minimum score requirement.

Appraisal Required for Residential Property

Never

Appraisal Required for Commercial Property

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Additional Details

No additional fees charged besides the origination/points. Comparative Market Analysis (CMA) is the most common after repair value (ARV) method used for loan underwriting.

Good Faith Funding Testimonials

"We have used Tony at Good Faith Funding on many hard money loans over the years. He works with the utmost integrity and care. We always felt safe working with him and he always explained things to us in a way we could understand. Tony took such good care of us that we have referred several of our friends to him who are looking to fund real estate deals in northeast Wisconsin! Carrie"

"I'm grateful to Tony and the crew at Good Faith Funding for helping my brother and I invest in real estate. Working with them was not only very smooth and most importantly done in a professional way. We bought a number of properties through hard money lending, which would have been impossible to do through the bank. I was so glad to have this flexibility in our investing tool belt! I'll continue to use Good Faith Funding down the road and look forward to the next opportunity, and trust their work. Invest with these awesome folks with confidence! Joe"

"I would highly recommend Good Faith Funding to anyone looking for a hard money lender. Good Faith Funding offers so much more support than just being a short term lender. Tony treats this as a partnership and you will be treated like you are part of his family. I started this journey in October 2019 with zero money in the bank and zero real estate rental ownership experience. Besides the short term money loan, (which was available fast) Tony went out of his way to get me in touch with the right people which I needed to support my business. In less than 6 months, I own 7 tenant occupied rentals and look to add many more rentals in the future. Good Faith Funding gets a 5 star rating from me! Chris"

"Tony and his team are great to work with! They are professional, fast and actually care about you! They take care of all of the paperwork and coordinate with the closing agent. The finances from Good Faith Fund has allowed me to tackle profitable projects that I could not otherwise afford. This partnership has allowed me to grow my business exponentially. I highly recommend. Preston"

"As a BRRR investor/buy and hold landlord, I love working with Good Faith Funding. They are very personable and extremely knowledgeable and their word is their bond. The process is simple, easy to understand, and quick. The funding of deals has always been fast. I would highly recommend working with Good Faith Funding. I have and will again! Dan"

"I’ve been working with Tony for a couple of years now. He’s really helped launch my real estate investing career. Tony is easy to work with, very professional, and reliable. I’ll continue to use Good Faith Funding and highly recommend you check them out if you’re searching for financing. Josh"

Contact Good Faith Funding

Good Faith Funding pays us to be listed, so there is no fee to connect with them directly.
(920) 366-5200 (920) 366-XXXX
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Good Faith Funding LLC (GFF) is a family owned and Wisconsin based company that provides hard/private money loans to residential real estate investors (non-owner occupied).  GFF prides ourselves on a simple process with a swift closing because we are investors ourselves and we know that investors time is best spent finding and extracting value from their properties…and the financing of that purchase should be without worry.  That is why GFF has been successful in Wisconsin helping investors for many years!

Company Size (Number of Employees)

4

Year Established

2010

Associations

  • National Private Lenders Association

Office Locations

PO Box 365, DePere, Wisconsin 54115

Primary Capital Source
  • Own Funds
  • Debt Fund We Manage
  • Individual Investors
  • Family Offices
  • Single Capital Partner
  • Bank Credit Line
  • Friends & Family
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Residential Property

99%

Total Number of Loans Funded to Date

2,000

Total Loan Volume Funded to Date

$250,000,000

Our Team

Tony Broullire

Jaris Briski

Contact Good Faith Funding

Good Faith Funding pays us to be listed, so there is no fee to connect with them directly.
(920) 366-5200 (920) 366-XXXX
Click to show phone number
Send email Create a Loan Request

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
SUBSCRIBE
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Sponsored
Interviews
Wisconsin Residential Rehab Projects: Insights from a Local Lender

Tony Broullire from Good Faith Funding shares insights about residential rehab projects in Wisconsin, including recent trends, challenges their clients...

By Good Faith Funding
Nov 06, 2023 (Updated Mar 13, 2024)

Contact This Lender

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(920) 366-5200 (920) 366-XXXX
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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$40,000

What We Do

  • Fast Funding for Wisconsin Real Estate
  • Residential & Multifamily
  • 100% Financing for Rehab Projects
  • Bridge Loans up to 65% LTV
  • In-House Valuation - No Appraisals

Not Available

  • NO Rural Areas
  • NO Vacant Land
  • NO Ground-Up Construction
  • NO Owner-Occupied Homes
  • NO Commercial Properties

Send an email to Good Faith Funding