Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas. With boots on the ground in each metro area, we have firsthand local knowledge to help add value to your project. We’re a direct lender so you’ll always be talking to a local decision maker. Some of the advantages of borrowing from Loan Ranger Capital are:
- A much less complicated application process is required for the lender to make a final loan decision.
- No credit checks! No personal financial statements, tax returns, etc. We underwrite based on the asset only.
- Fast approval and funding. Loan Ranger Capital will review your application and provide you with a loan quote within 24 hours!
- Because we are able to underwrite all of our loans in-house, we can fund your loan in as little as 3 days if all parties are prepared.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
Max Loan-to-Purchase Price
100%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Crowdfunding
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
2Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesFees which are mandatory for all new borrower clients
- Documents Fee
- Renovation or Construction Funds Draw Fee
Funded Deals
Loan Ranger Capital
Austin, TX
$50,000
Purchase
Loan Ranger Capital
Austin, TX
$1,250,000
Purchase
Get In Touch
Stay Informed About Private Lending

Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge. Unlike many lenders, we’re a direct lender, which means we always have cash on hand and never broker/sell your loan. We take our commitment to you seriously, which is why we perform all lending operations in house. From underwriting to servicing you’ll only ever have one point of contact.
No matter if you’re looking for funding for a fix and flip, construction project, or even a bridge loan, we have financing options to help with any funding need. With a long track record of proving our speed and reliability, Loan Ranger Capital is excited to help you with your next deal.
Office Locations
2235 E 6th Street, Suite 103 , Austin, Texas 78702Our Team
Zack Lofton
Founder & CEO
Nik Petrik
Controller
Pat Skelton
Loan Coordinator
Get In Touch
Stay Informed About Private Lending

Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact Loan Ranger Capital by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.