12-month bank statements may be used to verify income for self-employed.

  • This not Traditional documentation can be used instead of providing Income taxes and paystubs.
  • Points and Fees are higher than Traditional documentation but it’s a good option to have.

———

Don’t have a big down payment? Purchase your home with 1% down.

  • You put 1% down and your lender pays an additional 2%, for a total of 3% down
  • Use gift funds for your entire down payment
  • Keep more money in your pocket for furniture, house repairs and maintenance

THE PRINCIPAL AND INTEREST PAYMENT ON A $200,000 30-YEAR FIXED-RATE LOAN AT 6.500% AND 97% LOAN-TO-VALUE (LTV) IS $1324.14. THE ANNUAL PERCENTAGE RATE (APR) IS 7.075% WITH ESTIMATED FINANCE CHARGE OF $5,600. THE PRINCIPAL AND INTEREST PAYMENTS, WHICH WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL, DO NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 05/23/2023. SUBJECT TO BORROWER APPROVAL. SOME EXCLUSIONS MAY APPLY.


GO EASY. GO CONVENTIONAL.

MAKE YOUR NEXT MORTGAGE FAST AND WORRY-FREE

Looking for a fast and worry-free home purchase or refinance? Go conventional and go with us!

  • Competitive rates
  • Down payment options as low as 3%
  • Fast closings — most in less than 20 days
  • Options include primary or second homes, investment properties, new construction, cash-out refinances and more
  • Credit score starting at 620
  • First-time homebuyer programs available
  • Borrower assistance programs available to help with down payment and closing costs

N A NATIONWIDE MORTGAGE, A CALIFORNIA CORPORATION IS LOCATED AT 1963 O’TOOLE WAY, SUITE 200, SAN JOSE, CA 95131. (949)588-8453 FAX (949)340-8051. UNIQUE IDENTIFIER NMLS #32417 WWW.NMLSCONSUMERACCESS.ORG. N A NATIONWIDE MORTGAGE SERVICE MARK @1998. ALL RIGHTS RESERVED. REAL ESTATE BROKER – CA DEPARTMENT OF REAL ESTATE #01247594, PERFORMING ACTIVITIES FOR WHICH A LICENSE IS REQUIRED. FLORIDA MORTGAGE BROKER LICENSE #MBR2347. VIRGINIA BROKER LICENSE #MC-5843. WASHINGTON MORTGAGE BROKER LICENSE #MB-32417.INFORMATION IS SUBJECT TO CHANGE. CERTAIN RESTRICTIONS APPLY. SUBJECT TO BORROWER QUALIFICATIONS.

Property Geographic Area Details
California, Florida, Virginia, Washington
Loan Amounts
$200,000 to $5,000,000
Lien Position
1st, 2nd

Jumbo Loans

The perfect home is different for everyone — and the perfect mortgage should be, too. As independent mortgage brokers, we’re able to offer:

  • A wider variety of jumbo loan products than most banks and retail lenders
  • Custom-made loans to match your situation
  • Competitive rates on loans up to $3.5M
  • A fast, worry-free process
  • Let us be your mortgage matchmaker. Call today!

Property Types

  • 2-4 Units Residential
  • Condominium
  • Single Family Residence

Loan Types

  • Residential Owner-Occupied

Details and Requirements

Credit Check Required

yes

Nationwide Mortgage Non-QM Testimonials

Get In Touch

Nationwide Mortgage Non-QM pays us to be listed, so there is no fee to connect with them directly. Share your loan request, send a simple email, call, or visit their website.

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Established in 1998

At Nationwide Mortgage we understand that securing a mortgage is one of the most important financial decisions you’ll make in your life. That’s why we are committed to providing exceptional service and expertise to ensure a smooth and successful home financing experience. Here’s why our mortgage company stands out from the rest:

Unparalleled Service:

We prioritize our clients and their needs above everything else. Our dedicated team of mortgage professionals is here to guide you through every step of the process, answering your questions, addressing your concerns, and keeping you informed at all times. We believe in building lasting relationships with our clients, and our commitment to outstanding service is the foundation of our success.

Expertise and Knowledge:

With years of experience in the mortgage industry, our team boasts unparalleled expertise and knowledge. We stay up-to-date with the latest market trends, lending practices, and regulations to provide you with the most accurate and relevant information. Our mortgage experts will work closely with you to understand your unique financial situation and goals, helping you choose the best mortgage options available.

Customized Solutions:

We understand that every borrower has different needs and financial circumstances. That’s why we offer a wide range of mortgage products and solutions to suit your specific requirements. Whether you’re a first-time homebuyer, looking to refinance, or in need of a jumbo loan, we have the expertise and resources to find the perfect mortgage solution for you. Our goal is to ensure that you secure the best terms and rates tailored to your individual situation.

Streamlined Process:

We believe that the mortgage process should be straightforward and hassle-free. Our streamlined application and approval process is designed to save you time and minimize stress. From the initial consultation to the final closing, we handle the paperwork and coordinate with all parties involved, ensuring a smooth and efficient transaction. You can count on us to keep you informed throughout the process and provide timely updates.

Choose Nationwide Mortgage for an Exceptional Mortgage Experience!

When it comes to your mortgage, trust a company that puts your needs first. At Nationwide Mortgage we combine outstanding service, expertise, and customized solutions to help you achieve your homeownership dreams. Contact us today to get started on your journey to a successful mortgage!

License

CA DRE Broker #01247594, FL Mtg Brkr #MBR2347. VA Bkr #MC-5843. WA Mtg Bkr #MB-32417.

Company Size (Number of Employees)

5

Year Established

1999

Office Locations

1963 O'Toole Way #200, San Jose, California 95131

Percentage of Loans Secured by Residential Property

100%

Total Number of Loans Funded to Date

11000

Total Loan Volume Funded to Date

$5,000,000,000

Our Team

Noelle Wheeler

President

NMLS ID - 32388
CA DRE Broker - 01125188
Florida MLO - LO29466
Virginia MLO - 6266VA
Washington MLO - 32388

Susie Bassirpou

Loan Originator

NMLS ID - 1998306
CA DRE Salesperson - 01392454
Florida Originator - 100102
Washington Originator - MLO-1998306

Get In Touch

Nationwide Mortgage Non-QM pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Create a Loan Request

Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.

Contact Nationwide Mortgage Non-QM by whichever method you choose.

If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.

BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$200,000

Send an email to Nationwide Mortgage Non-QM