Nationwide Mortgage - Non-QM Home Loans
San Jose, California
CA DRE Broker #01247594, FL Mtg Brkr #MBR2347. VA Bkr #MC-5843. WA Mtg Bkr #MB-32417.
12-month bank statements may be used to verify income for self-employed.
- This not Traditional documentation can be used instead of providing Income taxes and paystubs.
- Points and Fees are higher than Traditional documentation but it’s a good option to have.
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Don’t have a big down payment? Purchase your home with 1% down.
- You put 1% down and your lender pays an additional 2%, for a total of 3% down
- Use gift funds for your entire down payment
- Keep more money in your pocket for furniture, house repairs and maintenance
THE PRINCIPAL AND INTEREST PAYMENT ON A $200,000 30-YEAR FIXED-RATE LOAN AT 6.500% AND 97% LOAN-TO-VALUE (LTV) IS $1324.14. THE ANNUAL PERCENTAGE RATE (APR) IS 7.075% WITH ESTIMATED FINANCE CHARGE OF $5,600. THE PRINCIPAL AND INTEREST PAYMENTS, WHICH WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL, DO NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 05/23/2023. SUBJECT TO BORROWER APPROVAL. SOME EXCLUSIONS MAY APPLY.
GO EASY. GO CONVENTIONAL.
Looking for a fast and worry-free home purchase or refinance? Go conventional and go with us!
- Competitive rates
- Down payment options as low as 3%
- Fast closings — most in less than 20 days
- Options include primary or second homes, investment properties, new construction, cash-out refinances and more
- Credit score starting at 620
- First-time homebuyer programs available
- Borrower assistance programs available to help with down payment and closing costs
N A NATIONWIDE MORTGAGE, A CALIFORNIA CORPORATION IS LOCATED AT 1963 O’TOOLE WAY, SUITE 200, SAN JOSE, CA 95131. (949)588-8453 FAX (949)340-8051. UNIQUE IDENTIFIER NMLS #32417 WWW.NMLSCONSUMERACCESS.ORG. N A NATIONWIDE MORTGAGE SERVICE MARK @1998. ALL RIGHTS RESERVED. REAL ESTATE BROKER – CA DEPARTMENT OF REAL ESTATE #01247594, PERFORMING ACTIVITIES FOR WHICH A LICENSE IS REQUIRED. FLORIDA MORTGAGE BROKER LICENSE #MBR2347. VIRGINIA BROKER LICENSE #MC-5843. WASHINGTON MORTGAGE BROKER LICENSE #MB-32417.INFORMATION IS SUBJECT TO CHANGE. CERTAIN RESTRICTIONS APPLY. SUBJECT TO BORROWER QUALIFICATIONS.
Property Geographic Area Details
Loan Amounts
Lien Position
Jumbo Loans
The perfect home is different for everyone — and the perfect mortgage should be, too. As independent mortgage brokers, we’re able to offer:
- A wider variety of jumbo loan products than most banks and retail lenders
- Custom-made loans to match your situation
- Competitive rates on loans up to $3.5M
- A fast, worry-free process
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Let us be your mortgage matchmaker. Call today!
Property Types
- 2-4 Units Residential
- Condominium
- Single Family Residence
Loan Types
- Residential Owner-Occupied
Nationwide Mortgage Non-QM Testimonials
Trustworthy and reliable
"Nationwide has such great, trustworthy and reliable staff! They truly make sure that every part of the operation is executed to the fullest of their ability. As a client, I have received wonderful service by Nationwide Mortgage, and they make sure to have all your questions answered, and educated as a borrower."
Yelp
...great communication, positive attitudes & both are highly knowledgeable.
"It has been an absolute pleasure working with Noelle Wheeler and Christina Balla at Nationwide! I've had the opportunity to work alongside them both on a residential and commercial sale this year and I can tell you that they are both true professionals in the industry. As someone who has been in the real estate industry for over 22 years, I can say that these two ladies are top notch professionals! They display great communication, positive attitudes & both are highly knowledgeable in real estate and lending. If you are working with this team, you are definitely in good hands for your real estate sale/purchase. I would highly recommend them both and I am sure they will take great care of you!!"
Yelp
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Established in 1998
At Nationwide Mortgage we understand that securing a mortgage is one of the most important financial decisions you’ll make in your life. That’s why we are committed to providing exceptional service and expertise to ensure a smooth and successful home financing experience. Here’s why our mortgage company stands out from the rest:
Unparalleled Service:
We prioritize our clients and their needs above everything else. Our dedicated team of mortgage professionals is here to guide you through every step of the process, answering your questions, addressing your concerns, and keeping you informed at all times. We believe in building lasting relationships with our clients, and our commitment to outstanding service is the foundation of our success.
Expertise and Knowledge:
With years of experience in the mortgage industry, our team boasts unparalleled expertise and knowledge. We stay up-to-date with the latest market trends, lending practices, and regulations to provide you with the most accurate and relevant information. Our mortgage experts will work closely with you to understand your unique financial situation and goals, helping you choose the best mortgage options available.
Customized Solutions:
We understand that every borrower has different needs and financial circumstances. That’s why we offer a wide range of mortgage products and solutions to suit your specific requirements. Whether you’re a first-time homebuyer, looking to refinance, or in need of a jumbo loan, we have the expertise and resources to find the perfect mortgage solution for you. Our goal is to ensure that you secure the best terms and rates tailored to your individual situation.
Streamlined Process:
We believe that the mortgage process should be straightforward and hassle-free. Our streamlined application and approval process is designed to save you time and minimize stress. From the initial consultation to the final closing, we handle the paperwork and coordinate with all parties involved, ensuring a smooth and efficient transaction. You can count on us to keep you informed throughout the process and provide timely updates.
Choose Nationwide Mortgage for an Exceptional Mortgage Experience!
When it comes to your mortgage, trust a company that puts your needs first. At Nationwide Mortgage we combine outstanding service, expertise, and customized solutions to help you achieve your homeownership dreams. Contact us today to get started on your journey to a successful mortgage!
Office Locations
1963 O'Toole Way #200, San Jose, California 95131Our Team
Noelle Wheeler
President
NMLS ID - 32388
CA DRE Broker - 01125188
Florida MLO - LO29466
Virginia MLO - 6266VA
Washington MLO - 32388
Susie Bassirpou
Loan Originator
NMLS ID - 1998306
CA DRE Salesperson - 01392454
Florida Originator - 100102
Washington Originator - MLO-1998306
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