PB Financial Group Corp
Los Angeles, California
CA DRE Lic. 01522495, NMLS ID 357614
Program Highlights:
- Loan amounts from $50,000 to $2 Million in 1st position
- 2nd Position loans from $100,000 to $1,000,000 up to under 60% CLTV for 60 months
- Foreclosure/NOD, Bankruptcy, Bad Credit – Okay
- Purchase Money and Refinance Transactions
- FICO problem – Okay
- Stated income and Stated Assets(refinances) , Stated income verified assets (purchases), and No Doc available on NOO and Investment Properties
- Probate Loans – Okay
- Rehab and Construction loans available
- Property Inspection in lieu of Appraisal Reports, case-by-case
- Corporations, LLC’s, and Trusts – Okay
- SFR and 1-4 Units up to 70% LTV
- 12 Months to 10 Year Programs available
- Industrial up to 65% LTV Interest Only or partially amortized available, terms vary up to 5 years.
- Commercial up to 65% LTV Interest Only or partially amortized. 3 Months to 20 Years Loan Terms.
- Apartment Building Loans up to 65% to 80% LTV. Interest Only or Partially Amortized up to 20 years.
- Mix Used properties up to 65% LTV. Interest Only or Partially Amortized up to 5 years.
- Owner Occupied Stated Business Purpose 1st, 2nd and 3rd positions available. Funds must be used for the following purposes: purchasing business, expanding business (purchasing inventory, buying out a business partner, investing in advertising, etc.) or purchasing other income producing or flip opportunities, or other financially viable and verifiable business opportunity
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Auto Dealership
- Cannabis Dispensary
- Child Day Care
- Commercial Condominium
- Commercial Land
- Condominium
- Equestrian
- Gas Station
- Industrial
- Manufactured Home
- Mixed-Use
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Storage Facility
- Theater
- Vehicle Parking
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Commercial Bridge
- Commercial Property Value Add
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- 3rd Mortgage Equity Cash Out
- Bankruptcy Resolution
- Cannabis Use Properties
- Commercial Permanent Financing
- Discounted Note Payoff
- Foreclosure Bailout
- Line of Credit Portfolio of Properties
- Partner Buyout
- Primary Residence Bridge
- Primary Residence Business Purpose Cash Out
- Residential Equity Share
- Residential Long-Term Rental
- Residential Non-Prime
- Reverse 1031 Exchange
Junior Lien Loan Amounts
$50,000 to $1,500,000
Junior Lien Interest Rates
9.99% to 13.99%
Junior Lien Loan-to-Value
60%
Junior Lien Origination Fees
2.50% to 5.00%
We Fund Junior Position Loans
Often
Junior Lien Types
- Refinance
- Equity Cash Out
- Mezzanine
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
- Special Purpose Land
- Cannabis Use Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
35%Max LTC for Land Acquisition
50%Junior Lien Types
- Refinance
- Equity Cash Out
- Mezzanine
Max Loan-to-Purchase Price
75%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
- Equity in Primary Residence
- Crowdfunding
- Family
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
noMax LTC for Renovation Costs
60%Minimum Origination Fee Amount
$3,000
Fees which are mandatory for all new borrower clients
- Underwriting Fee
- Processing Fee
- Documents Fee
- Appraisal Fee
- Inspection Fee
- Title Fee
- Credit Report Fee
- Extension Fee
Fees which are paid to a third party company
- Appraisal Fee
- Escrow Fee
- Title Fee
- Credit Report Fee
- Environmental Report Fee
Contact PB Financial Group
Stay Informed About Private Lending
PB Financial Group Corporation is a direct California Hard Money / Private Money Lender on Residential and Commercial Properties that provides fast, flexible, asset-based lending for borrowers, corporations, and estates that do not meet the stringent requirements of conventional underwriting guidelines.
As a direct lender, we make quick lending decisions and are able to streamline the loan process which provides a quick turnaround time on making a decision and solving your financing needs.
Our loans provide rate and term, purchase, investor loans, and cash out with no limits for Residential and Commercial Properties; Corporations; Limited Liability Corporations, Delaware Corporations; estates, and foreign nationals – whether they are owner occupied, non-owner occupied, a second home, or investment properties.
Associations
- California Mortgage Association - Member
Office Locations
6380 Wilshire Boulevard #1610, Los Angeles, California 90048Our Team
Pouyan Broukhim
Mortgage Broker
CA DRE Broker - 01384244
NMLS ID - 348736
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