Property Geographic Area Details

We lend in 25 states, mostly in the Midwest and Southeast: AL, AR, CO, FL, GA, IL, IN, KS, KY, LA, MI, MS, MO, MT, NE, NM, NC, OH, OK, SC, TN, TX, WA, WI, WY

Loan Amounts

$25,000 to $1,000,000

Interest Rates

7.50% to 12.00%

Max Loan-To-Value


Max Loan-To-Cost


Origination Fees

1.75% to 3.5%

Loan Terms

6 months to 360 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Value Add Project
  • Development Project

Property Occupancy

  • Vacant
  • Tenant Occupied 100%

Property Types and Loan Types

Collateral Types

  • Residential Property

Property Types

  • 2-4 Units Residential
  • Condominium
  • Portfolio of Residential Properties
  • Single Family Residence

Loan Types

  • Private Money
  • Hard Money
  • Residential Bridge
  • Residential Fix and Flip
  • Residential Rehab and Rent
  • Residential Ground-Up Construction
  • Residential Long-Term Rental

Specialty Loan Types

  • Residential Long-Term Rental
  • Residential Non-Prime

Details and Requirements

Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • Amortized
  • Interest Reserve

Pre Payment Penalty


Will lend to a foreign national


We have funded hundreds of loans for foreign nationals over the past 10 years.

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage


Will Consider Collateralizing Multiple Properties in One Loan


Will Consider Equity Joint Venture


Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Self-Directed IRA

Documentation Required

  • Credit Report
  • Tax Returns
  • Bank Statements
  • Financial Statements
  • Loan Application

Personal Guaranty (Recourse) Required


Credit Check Required


Appraisal Required for Residential Property


Broker Price Opinion (BPO) Accepted for Residential Property



Deposit Required

$400.00 to $400.00

We ask for a vendor deposit to order the appraisal. The amount of the deposit is general equal to or less than the cost of the actual appraisal. The borrower will receive a credit on the closing HUD for the vendor deposit.

Underwriting Fee

$0 to $400.00

Processing Fee


Fees which are mandatory for all new borrower clients

  • Appraisal Fee

Fees which are charged upfront prior to loan closing

  • Appraisal Fee

Fees which are paid to a third party company

  • Appraisal Fee

Company Size (Number of Employees)


Year Established


Office Locations

11289 Strang Line Road, Lenexa, Kansas 66215

Primary Capital Source

  • Own Funds

Alternative Capital Sources

  • Bank Credit Line

Loan Structure for Majority of Loans

  • Own Balance Sheet

Percentage of company’s lending business focused on private mortgage


Percentage of Loans Secured by Commercial Property


Percentage of Loans Secured by Residential Property


Total Number of Loans Funded to Date


Total Loan Volume Funded to Date