Pinnacle Mortgage
Houston, TX
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Property Types
- 2-4 Units Residential
- Adult Day Care
- Agricultural
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Child Day Care
- Cinema
- Club
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Equestrian
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hostel
- Hotel
- Industrial
- Mixed-Use
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Religious Facility
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Timberland
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Commercial Bridge
- Commercial Long-Term
Specialty Loan Types
- Commercial Permanent Financing
- Discounted Note Payoff
- Foreclosure Bailout
- Note Purchase
- Reverse 1031 Exchange
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Retail Land
- Hospitality Land
- Agricultural Land
- Special Purpose Land
Will Consider Land That is NOT Entitled
yesMax LTV for Land
50%Max LTC for Land Acquisition
50%Max Loan-to-Purchase Price
60%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Family
Fees which are mandatory for all new borrower clients
- Title Fee
Get In Touch
Stay Informed About Private Lending
Founded in 1992 by Jim Murnane, Pinnacle Mortgage Company (PMC) is a full service commercial mortgage banking firm. PMC is a Direct Private Lender for hard money/asset based loans for Texas commercial and investment real estate. The company has funded over $120MM since inception. PMC also acts as an intermediary in arranging debt and/or equity for all types of real estate across the United States. Over the past 20 years PMC has arranged financing/debt for almost $800MM with the majority of the transactions being less than $3MM.
Pinnacle Mortgage Company is a private commercial real estate lender based in Houston, Texas specializing in small balance commercial real estate loans. When the company was founded in 1992, its original focus was as an intermediary in arranging debt and/or equity for all types of real estate across the United States. Loans are funded through various sources including large money center banks, life insurance companies, FNMA, mortgage conduits, and Federal credit unions. Pinnacle soon realized there was a need in the real estate community for alternative financing solutions for borrowers who might not otherwise qualify for typical bank, mortgage conduits, or life insurance company financing. Pinnacle Mortgage Company made its first hard money in late 1992 and has grown its portfolio every year since inception.
Pinnacle Mortgage Company is a respected and serious participant in a unique commercial lending market. We provide quality service and expedient loan closings using a common sense approach to underwriting. We structure our private money loans to meet the specific needs of our borrowers with efficiency in execution.
We pride ourselves on building long term, ongoing relationships with our clients by using our ability to be flexible and creative when underwriting and processing commercial loan requests. Our ability to act as an intermediary to the capital markets and serve as a direct hard money lender enables us to provide the best possible financing solution for our clients.
Office Locations
2825 Wilcrest, Suite 570, Houston, TX 77042Our Team
Jim Murnane
Owner
Texas Real Estate Commission - Broker #351432
Get In Touch
Stay Informed About Private Lending
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Our Minimum Loan Amount Is
$25,000
What We Do
- Investment Properties in Texas
- Residential & Commercial Real Estate
- LTV up to 65% for improved property
- 35%+ Cash Required for Purchase
- Land Loans up to 50% LTV
Not Available
- NO 100% Financing
- NO Homesteads (owner-occupied)
- NO Ground-Up Construction Loans