Precision Capital
Eugene, Oregon
NMLS ID 199919, Oregon ML 380
BORROW WITH EASE AND SPEED
If you’re looking for a private money loan, we’re here to help. Precision Capital strives to provide a fast, easy loan. We can help even if you or your property are not ideal traditional loan candidates, whether it’s because of credit or property condition.
- NO Appraisals for Most Residential Properties
- Commercial Land Development
- Cross-Collateral
- 100% Seller Carry Allowed
- Construction Cashout OK
Having helped thousands of borrowers over several decades, we know that not all borrowers are created equal. Sometimes you’re rebuilding your credit, a house is in poor condition or just needs a hefty dose of TLC. No matter your situation, we’re in the business of “yes.” We love helping people flip and develop properties by providing fast, easy loans in as little as three days.
Please note: We do NOT offer loans for owner-occupied homes.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Commercial Value-Add
Residential Construction
Multifamily Construction
Commercial Construction
Property Types
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Casino
- Child Day Care
- Church
- Cinema
- Club
- Commercial Condominium
- Commercial Land
- Condominium
- Equestrian
- Event Center
- Gas Station
- Golf Course
- Gym
- Healthcare
- Hospital
- Hotel
- Industrial
- Manufactured Home
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Night Club
- Office
- Parking Garage
- Parking Lot
- Place of Worship
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Ranch
- Recreational
- Rehabilitation Facility
- Religious Facility
- Residential Land
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
- Theater
- Vehicle Parking
- Winery
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Multifamily Bridge
- Multifamily Rehab
- Multifamily Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
- Commercial Ground-Up Construction
Specialty Loan Types
- Land Development
- Line of Credit Single Property
- Note Purchase
- Residential Short-Term Rental
- Subdivisions
- Vacation Rental
Junior Lien Interest Rates
14.99% to 14.99%
Junior Lien Loan-to-Value
80%
Junior Lien Loan-to-Cost
100%
We Fund Junior Position Loans
Rarely
Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Description
Seller carry allowed, no prepayment penalty, appraisal required.
Land Types Considered
- Residential Land
- Multifamily Land
- Industrial Land
- Office Land
- Retail Land
- Hospitality Land
Will Consider Land That is NOT Entitled
noExisting Land Improvements Required
- Street Access
- Electricity
- Water
Max LTV for Land
50%Max LTC for Land Acquisition
50%Junior Lien Types
- Purchase
- Refinance
- Equity Cash Out
Max Loan-to-Purchase Price
50%Borrower Must Have Property Under Contract
yesWill Provide Proof of Funds Letter
noWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
15Maximum After Repair Value
70%Development Experience Required
noMinimum Number of Ground-Up Construction Projects Completed by Borrower
0Max LTC for Ground-Up Construction Costs
100%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
yesMulti-Purpose Lender Fee
Loan fees $1,245 for loans under $1,000,000. Loan fees $1,795 for loans over $1,000,000.
Extension Fee
1% for Extension fee (if applicable)
Renovation Construction Draw Fee
$$400
Minimum Origination Fee Amount
$3,000
Fees which are mandatory for all new borrower clients
- Multi-Purpose Lender Fee
- Processing Fee
- Documents Fee
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Escrow Fee
- Title Fee
- Extension Fee
- Environmental Report Fee
- Renovation or Construction Funds Draw Fee
- Other Fee
Fees which are paid to a third party company
- Settlement Fee
- Appraisal Fee
- Inspection Fee
- Escrow Fee
- Title Fee
Precision Capital Testimonials
Dave W.
"Precision Capital is my #1 choice for fast, private money. They are all great people to work with. They understand my needs and I appreciate that. Time is money!"
Tim T.
"The staff was great during my recent loan with Precision Capital. Excellent customer service. Responsive, professional, and polite. I am impressed and will call for my future non-bank loans for sure!"
Bob B.
"Precision Capital can fund the loans! It is always worth a phone call to talk about any scenario I have."
Scott H.
"We are under contract for the high end of my original estimate, thanks to Precision Capital!"
Lowell Y.
"Precision Capital is my go-to lender whenever I have a great deal and need quick money to fund it."
Darrel G.
"Excellent customer service… I am impressed."
Michael Kitt
"My business has increased by 18% due to Precision’s speed on funding my purchases."
Contact Precision Capital
Stay Informed About Private Lending
Precision Capital provides borrowers from all walks of life the opportunity to obtain private loans that are affordable and scalable for their business needs. We also offer investors the ability to diversify their portfolios by investing in Notes secured by Real Estate.
Associations
- American Association of Private Lenders
Office Locations
4710 Village Plaza Loop, Ste. 100, Eugene, Oregon 97401Our Team
Contact Precision Capital
Stay Informed About Private Lending
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Create a Loan Request
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Contact Precision Capital by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$25,000
What We Do
- Commercial & residential Investment Property
- Rehab & Ground-Up Construction
- Bare Land Loans
- Seller Carry Allowed
- 2nd Mortgages up to 60% CLTV
Not Available
- NO 100% Financing
- NO Owner-Occupied Homes
- NO Poor Credit under 620