Direct Lender for Commercial Real Estate Nationwide
Security National lends nationwide with the exception of AK, ND, SD. Majority of our loans are in the western US. We offer short term bridge loans from 1-3 years with rates starting in the 6% range. Since we are direct lenders we can fund within 14 days after full packet is received.
We currently lend on Office, Industrial, Retail, Multifamily and Flex. Other product types are on a case by case basis. We can give you a good answer on whether we would make a loan with the basic information.
Please Note: We do NOT offer loans for residential properties.
Property Geographic Area Details
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
- Auto Dealership
- Auto Repair
- Storage Facility
- Commercial Bridge
- Commercial Property Value Add
- Commercial Ground-Up Construction
Max Loan-to-Purchase Price70%
Borrower Must Have Property Under Contractyes
Will Provide Proof of Funds Letteryes
Will Consider Lending on Purchase from Auctionyes
Allowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Seller Financing
- Gap Lender
Minimum Number of Value-Add Projects Completed by Borrower5
Will Provide Funds for Renovation Costsyes
Max LTC for Renovation Costs70%
Interest Charged for Renovation CostsEntire Amount of Total Project Costs
Typical Number of Days for Funds Draw0
Maximum After Repair Value70%
Development Experience Requiredyes
Minimum Number of Ground-Up Construction Projects Completed by Borrower1
Max LTC for Ground-Up Construction Costs65%
Interest Charged for Construction CostsOnly on Funds Drawn
Will Lend on Partially Completed Construction Projectsyes
Includes Site Visit fee, DD, Appraisal fee. Refundable based on remaining amount.
Site Visit Fee
Credit Report Fee
Fees which are mandatory for all new borrower clients
Trusting who you work with is a key component with everyday business: Security National Commercial Capital is part of Security National Life Insurance Company, a wholly owned subsidiary of Security National Financial Corporation (NASDAQ-SNFCA). With over ninety years of combined commercial lending experience, we bring a high level of expertise to the market. Our goal at Security National Commercial Capital is to offer unequaled service, accessibility, and professionalism to our clients. Loans offered are placed with life insurance companies, Wall Street conduits, credit lenders or in our own portfolio. In addition to long term commercial financing, we have short term commercial and bridge financing available.
Security National Financial Corporation and its wholly-owned subsidiaries operates in three main business segments; life insurance, cemetery and mortuary, and mortgage loans. The life insurance segment is engaged in the business of selling and servicing selected lines of life insurance, annuity products and accident and health insurance marketed primarily in the intermountain west, California, Florida, Oklahoma, and Texas. The cemetery and mortuary segment of the Company consists of five cemeteries in Utah, one cemetery in California, eight mortuaries in Utah and six mortuaries in Arizona. The mortgage loan segment is an approved governmental and conventional lender that originates and underwrites residential and commercial loans.
Office LocationsSecurity National Commercial Capital
433 West Ascension Way, Murray, Utah 84123
Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.