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Creative Direct Lender for Commercial Real Estate

Founded in 2010, Stabilis Capital Management is a privately held investment firm which invests in asset-oriented loans, securities and ventures where its experience with complex special situation investments is a competitive advantage. Stabilis is able to swiftly analyze and structure various complex transactions and special situations utilizing the firm’s competitive advantage as a whole to quickly execute and close on attractive risk-adjusted investments.

Flexible mandate:  Stabilis aims to generate high risk-adjusted returns, typically on a senior secured basis across asset classes.

Creative sourcing, niche focus and disciplined analysis:  Stabilis excels in sourcing, structuring and analyzing transaction complexity and continually monitoring and adjusting to market conditions.

Property Geographic Area Details

Nationwide plus Puerto Rico and US Virgin Islands

Loan Amounts

$2,000,000 to $75,000,000

Interest Rates

10% to 12%

Max Loan-To-Value

75%

Max Loan-To-Cost

80%

Origination Fees

2% to 3%

Loan Terms

6 months to 30 months

Lien Position

  • 1st

Loan Purpose

  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
  • Development Project

Property Occupancy

  • Tenant Occupied 100%
  • Owner Occupied Commercial

Property Types and Loan Types

Collateral Types

  • Commercial Property
  • Commercial Property Ground Lease
  • Business

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Agricultural
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Club
  • Commercial Condominium
  • Community Center
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Recreational
  • Rehabilitation Facility
  • Retail
  • Senior Housing
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Timberland
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add

Specialty Loan Types

  • Note Purchase
  • Partner Buyout
  • Discounted Note Payoff
  • Bankruptcy Resolution
  • Foreclosure Bailout
  • PACE - Property Assessed Clean Energy
  • Transactional Funding
  • Debtor in Possession

Agribusiness Loan

Agribusiness Types

  • Cattle Ranch
  • Citrus Grove
  • Corn
  • Cotton
  • Dairy
  • Equestrian
  • Melons
  • Peach
  • Peanuts
  • Potatoes
  • Poultry
  • Row Crops
  • Swine
  • Tree Nuts
  • Vegetables

Purchase Loan

Max Loan-To-Purchase Price

80%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property
  • Seller Financing
  • Crowdfunding
  • Family

Rehab Value Add Loan

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

no

Max LTC for Renovation Costs

0%

Details and Requirements

Typical Closing Time (Days)

28

Fastest Closing Time (Days)

6

Works With

  • Brokers
  • Borrowers

Payment Structure

  • Interest Only
  • Interest Reserve

Pre Payment Penalty

no

Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered

  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA

Documentation Required

  • Tax Returns
  • Financial Statements
  • Loan Application

Personal Guaranty (Recourse) Required

Sometimes

Credit Check Required

no

Appraisal Required for Commercial Property

Never

Broker Price Opinion (BPO) Accepted for Commercial Property

Always

Fees

Deposit Required

$10,000.00 to $100,000.00

Not a revenue generator - Used solely to cover third party expenses.

Fees which are mandatory for all new borrower clients

  • Deposit

Fees which are paid to a third party company

  • Documents Fee
  • Legal Fee
  • Inspection Fee
  • Title Fee
  • Background Check Fee
  • Environmental Report Fee
  • Renovation or Construction Funds Draw Fee

Founded in 2010, Stabilis Capital Management, LP is a New York City based privately held investment firm. The firm’s managing principal, Salman Khan, has a proven track record of over 20 years of successful investing experience (12 years at Goldman Sachs, 6 years at Silver Point Capital and 7 years at Stabilis). The firm specializes in asset oriented distressed debt and other unique special situations, primarily in the United States. Stabilis has raised $1.7 billion since inception in 2010  through five investment vehicles and has strong relationships with its investors, providing a deep and scalable capital base. Stabilis has completed hundreds of transactions with various sellers, including regional, community and money-center banks, CMBS lenders and special servicers, and direct lending to borrowers. Stabilis’ best in class seasoned employees have unparalleled industry knowledge and market experience to source, underwrite, manage and execute various types of investments.

Company Size (Number of Employees)

20

Year Established

2010

Office Locations

767 Fifth Avenue, 12th Floor, New York, NY 10153

Primary Capital Source

  • Debt Fund We Manage

Loan Structure for Majority of Loans

  • Own Balance Sheet

Alternative Loan Structures

  • Multiple Lender Participation
  • A/B Note Participation with Bank
  • A/B Note Participation with Private Investor

Percentage of company’s lending business focused on private mortgage

80%

Company’s Other Business Activities Besides Private Mortgage Lending

  • Note Investing

Percentage of Loans Secured by Commercial Property

80%

Percentage of Loans Secured by a Business (not real estate)

20%

Total Number of Loans Funded to Date

290

Total Loan Volume Funded to Date

$1,293,728,000

Brad Lyons

Managing Director

Salman Khan

CEO and Managing Principal

Mr. Khan is the Founder and Managing Principal of Stabilis Capital Management, LP. Since late 2010, Stabilis has raised five separate investment vehicles with total capital commitments in excess of $1.7 billion. Prior to forming Stabilis, Mr. Khan spent 12 years at Goldman Sachs and 6 years at Silver Point Capital, where he started and ran the US and Latin American loan acquisition businesses with investment strategies similar to Stabilis, investing over $4 billion of capital. Mr. Khan graduated with a BS in Electrical Engineering from Columbia University and earned his MBA from the Wharton School of the University of Pennsylvania.

Loan Request

Short Description of your Loan Request or Property Address

This information is about yourself, not the subject property.

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(temp use, storage, billboard, parking, etc.)

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If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

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(temp use, storage, billboard, parking, etc.)

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If Borrower is not seeking additional funds for the renovation, change the Loan Type to Purchase or Acquisition.

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how will the loan be paid off?

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