Creative Direct Bridge Lender for Commercial Real Estate

Stabilis Capital Management is a boutique investment firm that specializes in financing secured by a wide variety of commercial properties throughout the United States. Stabilis is able to swiftly analyze and structure various complex transactions and special situations utilizing the firm’s competitive advantage as a whole, to quickly execute and close on attractive bridge loans.

  • Core CRE and Specialty Types – hotels, gas stations, golf courses, and more
  • Loan-to-Purchase Price up to 75%
  • Loan-to-Value up to 70% for refinance loans
  • Seller Financing and Mezzanine Allowed up to 90% combined loan-to-purchase
  • Value-Add Projects – major rehabs, repurposing, etc.

Please note: We do NOT lend on land or residential properties.

Property Geographic Area Details
Nationwide plus Puerto Rico and US Virgin Islands
Loan Amounts
$2,000,000 to $50,000,000
Interest Rates
10.50% to 12.50%
Loan Terms
9 months to 24 months
Origination Fees
2% to 2%
Lien Position
1st
Collateral Types
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Invest in a Business
  • Business Working Capital
  • Value Add Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Owner Occupied Commercial

Maximum Leverage

Purchase Short-Term (no Value-Add):
Max LTP Multifamily: 75%
Max LTP Commercial: 75%
Refinance Short-Term (no Cash Out)
Max LTV 1st Lien Multifamily: 70%
Max LTV 1st Lien Commercial: 70%
Refinance & Cash Out Short-Term
Max LTV 1st Lien Multifamily: 70%
Max LTV 1st Lien Commercial: 70%
Multifamily Value-Add
Max LTP: 75%
Max LTC: 75%
Max LTARV: 75%
Commercial Value-Add
Max LTP: 75%
Max LTC: 75%
Max LTARV: 75%

Property Types

  • 2-4 Units Residential
  • Adult Day Care
  • Assisted Living Facility
  • Auto Dealership
  • Auto Repair
  • Bed and Breakfast
  • Car Wash
  • Casino
  • Child Day Care
  • Cinema
  • Commercial Condominium
  • Community Center
  • Cooperative
  • Equestrian
  • Event Center
  • Gas Station
  • Golf Course
  • Gym
  • Healthcare
  • Hospital
  • Hostel
  • Hotel
  • Industrial
  • Manufactured Home
  • Marina
  • Mixed-Use
  • Mobile Home Park
  • Motel
  • Multifamily
  • Night Club
  • Office
  • Parking Garage
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • RV Park
  • Rehabilitation Facility
  • Retail
  • Senior Housing
  • Sports Facility
  • Storage Facility
  • Student Housing
  • Theater
  • Vehicle Parking
  • Winery

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add

Specialty Loan Types

  • Bankruptcy Resolution
  • Debtor in Possession
  • Discounted Note Payoff
  • Foreclosure Bailout
  • Note Purchase
  • Partner Buyout
  • Transactional Funding
For seller financing, borrower needs to contribute a minimum of 10% cash to the purchase.

Max Loan-to-Purchase Price

75%

Borrower Must Have Property Under Contract

no

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Another Investment Property
  • Seller Financing
  • Crowdfunding
  • Family

Experience Required

yes

Minimum Number of Value-Add Projects Completed by Borrower

1

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

70%

Interest Charged for Renovation Costs

Entire Amount of Total Project Costs

Typical Number of Days for Funds Draw

0

Maximum After Repair Value

75.00%

Deposit Required

Used solely to cover third party expenses.

Fees which are mandatory for all new borrower clients

  • Deposit

Fees which are paid to a third party company

  • Documents Fee
  • Legal Fee
  • Inspection Fee
  • Title Fee
  • Background Check Fee
  • Environmental Report Fee
  • Renovation or Construction Funds Draw Fee

Details and Requirements

Typical Closing Time (Days)

28

Fastest Closing Time (Days)

14

Payment Structure
  • Interest Only
  • Interest Reserve
Pre Payment Penalty

yes

12 months minimum interest
Will lend to a foreign national

yes

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • Individual(s)
  • LLC
  • Limited Partnership
  • Trust
  • Corporation
  • Non-Profit Corporation
  • Self-Directed IRA
Documentation Required
  • Tax Returns
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

no

Appraisal Required for Commercial Property

Always

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Get In Touch

Stabilis Capital Management, LP pays us to be listed, so there is no fee to connect with them directly. Share your loan request, send a simple email, call, or visit their website.

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Founded in 2010, Stabilis Capital Management, LP is a New York City based privately held investment firm. The firm specializes in originating real estate secured commercial bridge loans and investing in commercial loans that trade near par. The firm has raised over $1.7 billion since its inception in 2010.

Stabilis’ investments are focused on direct lending primarily secured by real estate. Stabilis’ investment team and special servicing teams are fully integrated and have significant experience investing through multiple credit cycles. Our focus is on maximizing risk-adjusted returns for all investors while seeking to mitigate downside risk. Stabilis excels in sourcing, analyzing transaction complexity, deal structuring, underwriting and asset management of its investments.

Stabilis’ Managing Principal, Salman Khan, has a proven track record over more than twenty-eight years of successful investing experience, having held various leadership positions at Goldman Sachs and Silver Point Capital prior to starting Stabilis. The Firm’s investor base includes financial institutions, family offices, high net worth individuals, endowments, pension plans and retirement funds.

Company Size (Number of Employees)

20

Year Established

2010

Office Locations

767 Fifth Avenue, 12th Floor, New York, NY 10153

Primary Capital Source
  • Debt Fund We Manage
Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

100%

Total Number of Loans Funded to Date

342

Total Loan Volume Funded to Date

$1,764,270,314

Our Team

Salman Khan

CEO, CO-COO & Founder

Juan Robayo

Head of Originations

Haaris Lali

Head of Business Development

Joseph Podesta

Co-COO

Karen Duong

AGC & CCO

Alex Cepero

Senior Controller

Dale Cooney

Senior Advisor

Scott Esterbrook

External General Counsel

Maya Bindra

Investment Analyst

Get In Touch

Stabilis Capital Management, LP pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

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BEFORE YOU CONTACT THIS LENDER

Our Minimum Loan Amount Is

$2,000,000

What We Do

  • CRE Bridge Loans Nationwide
  • Funding up to 75% of Purchase Price
  • Refinance loans up to 70% LTV
  • Core & Specialty Property Types

Not Available

  • NO 100% Financing
  • NO Land Loans
  • NO Cannabis-Use Properties
  • NO Ground-Up Construction

Send an email to Stabilis Capital Management, LP