Loan Servicing Software for Private Mortgage Lenders

The leader in loan servicing software: The Mortgage Office® is a powerful, flexible and easy to use suite of loan servicing solutions. Using our comprehensive core loan servicing products and robust add-on modules, you can custom build the most powerful and personalized loan servicing software solution for your business. Easily manage any number of loans. Streamline and automate all of your current loan servicing tasks. Here are some of the features:

  • Assign unlimited funding sources per loan
  • Precisely track loan charges and advances
  • Quickly process payments using many flexible options
  • Generate emails for borrower bills and statements with the click of a button
  • You can easily store any document with a fully integrated document imaging and management system
  • Schedule one-time, recurring or event-driven loan reminders
  • Automate numerous tasks including check printing and distribution between funding sources
  • Easily download the latest ARM index rate values directly into the system
  • Escrow administration features meet or exceed RESPA requirements
  • Fully integrated letter writing with Microsoft Word
  • Control user access with our powerful user security and permission management system
  • Electronically collect borrower payments and directly deposit funds to your lenders via ACH
  • Print, manage and e-file 1098, 1099-INT, 1099-MISC and Canadian T5 tax forms
  • Integration with QuickBooks™
  • Eliminate wasted time, effort and unnecessary errors!
  • Easily handle loans with default rate interest parameters and conditions.

Our automated software tools make it easier to scale your loan servicing capacity. The entire system is powerful, flexible and incredibly simple to use. The Loan Servicing Software module will help you streamline the complete lifecycle for managing large portfolios without introducing more labor costs.


Loan Origination Software

Originate loans funded by private lenders. Comply with the multi-lender regulations for fractionalized loans.

  • Generate loan documents, from processing to closing
  • Speed up the escrow process and save underwriting time
  • Better manage your loan pipeline and forecasting
  • Create your own documents, or modify existing documents
  • Integrated support for the Mortgage Call Report
  • Easily create custom documents
  • Easily send your documents out for e-signature
  • HMDA reporting ready
  • Pull credit reports
  • Uniform Residential Loan Application (URLA)
  • Create your own loan processing workflow
  • Online loan application portal

The Loan Origination module is designed to let you close more loans, in less time, with fewer staff. Automating much of the mortgage origination process helps you achieve greater efficiency, even with your own customized documentation and processes.


Mortgage Pool Software

Automate the management of pools, partnerships, REITS, mortgage funds, LLCs, MICs, and non-performing loan pools. Professionally designed, accurate, up-to-the-minute partnership statements. Take your business to the next level.

  • Service an unlimited number of pools and partners
  • Easily accept partner investments, issue distributions and process withdrawals
  • Produce on-demand professional pool statements
  • Run year-end reporting, including Section J of the IRS Schedule K-1, 1099-INT, etc.
  • Automatically email borrower bills and statement, and process payments quickly and flexibly
  • Handle documents with a fully integrated document imaging and management system
  • Schedule one-time, recurring or event-driven loan reminders

With the Mortgage Pool Servicing Module, you can determine the value of the pool at any given date while taking into account loan payments, advances, accrued interest, late charges and deferred interest. All of this functionality in one tool gives you great leverage to manage pools with less time and greater accuracy.


Trust Accounting Software

Manage escrow and impound trust accounts, REO properties, real estate transactions and borrower-deposited funds. Reconcile your trust accounts to your bank statement easily and automatically.

  • Handle, control and account for all trust monies received
  • Maintain any number of trust accounts with unlimited clients (sub-ledgers)
  • Generate reports, reconcile bank accounts, issue checks and disburse funds
  • Process deposits and adjustments, handling both computer-generated and handwritten checks
  • Generate the Trust Status Report (CA-DRE RE 855) and Trust Bank Account Reconciliation (CA-DRE RE 856)

The Trust Accounting Module meets or exceeds currently established legal and accounting standards. It also complies with Federal and State regulations including CA-DRE and B&P code, making it easier to stay in compliance with statutes and regulations that govern trust accounts. This tool gives you the control you need over trust accounts to ensure the health of your business, while taking the tedium out of compliance necessities associated with trust accounting.


Escrow Administration Software

Meet the accounting and reporting requirements set forth by the Federal Real Estate Settlement Procedures Act (RESPA). Automate the maintenance of escrow accounts on behalf of borrowers.

  • Collect and track escrow payments
  • Schedule escrow payables and manage timely payments of escrow obligations
  • Quickly produce Annual Escrow Account Disclosure Statements
  • Cover unanticipated disbursements, and handle shortages, surpluses and deficiencies
  • Eliminate all of the complicated tasks involved with complying with federally mandated regulations

The Escrow Administration module lets you automate the whole process of maintaining escrow accounts, letting you produce disclosure statements in seconds. It’s just one more tool in The Mortgage Office® suite of comprehensive mortgage software solutions.


Additional Software Modules

  • ACH Express
  • Adjustable Rate Mortgages
  • Collateralized Mortgage Obligations
  • Construction Loans
  • Consumer Credit Reporting
  • DRE Reporting
  • Financial Calculator
  • Graduated Term Mortgages
  • Heloc / Revolving Credit
  • Web Publishing Central
  • Loan Servicing iPad App

The Mortgage Office Testimonials

Get In Touch

The Mortgage Office pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Applied Business Software, Inc. (ABS) encompasses over 40 years of system design, product development, customer service, and technical support into the industry’s most comprehensive and user-friendly loan servicing software. The Mortgage Office® was carefully designed and developed to serve companies of any size, from large lending institutions to small independent offices.

ABS is the market leader of powerful software systems to the lending industry. We have a keen understanding of the technological challenges and regulatory issues facing our clients and have carefully designed our systems to exceed their expectations.

ABS Team Members pride themselves on constantly improving and enhancing our products. The design, development, and support of all ABS software systems takes place at our headquarters in Long Beach, California. This continuity ensures quality, performance, and communication that are second to none. Our continually expanding network of satisfied customers across the globe is proof that ABS is fully committed to being the leader in the lending software market for decades to come.

Year Established

1978

Associations

  • National Private Lenders Association
  • American Association of Private Lenders
  • California Mortgage Association

Office Locations

2847 Gundry Avenue, Long Beach, California 90755

Services
  • Investment Management Software
  • Loan Origination Software
  • Loan Servicing Software
Real Estate Sectors
  • Private Mortgage Lending
Customer Types
  • Private Mortgage Lenders
  • Note Investors

Our Team

Carlos Nodarse

Chief Executive Officer

Jasen Portero

Chief Operations Officer

Elizabeth Morales

Chief Marketing Officer

AJ Poulin

Chief Revenue Officer

Nathan Goodhart

Global Software Sales

Eric Gerwig

Global Software Sales

Eric Swanson

Global Software Sales

David Searles

Global Software Sales

Get In Touch

The Mortgage Office pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration

Contact The Mortgage Office

Contact The Mortgage Office by whichever method you choose. There is no fee for making contact, they pay us to be listed here. If you submit an email message, it will be sent to the company, and they will reply to you directly. A copy will be saved in our database.