Creative Direct Lender for Property Investors Nationwide

Tideway Capital Group (TCG) offers a variety of loan programs to property investors. TCG will finance land acquisitions, ground-up construction, rehab/renos and bridge loans. We primarily focus on multifamily mortgages, but we also lend on office, retail and industrial properties. The majority of our balance sheet holds senior position loans, however, we can provide mezzanine financing solutions as well.

Since we are a balance sheet lender, we are not bound by multiple layers of approval. We can, therefore, approve loan applications in a timely manner and close in as soon as a week.

Property Geographic Area Details
Nationwide
Loan Amounts
$1,000,000 to $30,000,000
Interest Rates
8% to 12%
Loan Terms
12 months to 24 months
Origination Fees
1% to 3%
Lien Position
1st, 2nd
Collateral Types
  • Residential Property
  • Commercial Property
Loan Purpose
  • Investment Acquisition
  • Investment Refinance
  • Improve Subject Property
  • Use Equity to Invest in Another Property
  • Value Add Project
  • Development Project
Property Occupancy
  • Vacant
  • Tenant Occupied 100%
  • Tenant Occupied Partial
  • Owner Occupied Commercial

Property Types

  • 2-4 Units Residential
  • Assisted Living Facility
  • Commercial Condominium
  • Commercial Land
  • Community Center
  • Condominium
  • Healthcare
  • Hotel
  • Industrial
  • Mixed-Use
  • Multifamily
  • Office
  • Parking Lot
  • Portfolio of Commercial Properties
  • Portfolio of Residential Properties
  • Residential Land
  • Retail
  • Senior Housing
  • Single Family Residence
  • Storage Facility
  • Student Housing

Loan Types

  • Commercial Bridge
  • Commercial Property Value Add
  • Commercial Ground-Up Construction
  • Mezzanine

Specialty Loan Types

  • Land Development
  • Partner Buyout
  • Discounted Note Payoff

Junior Lien Loan Amounts

$500,000 to $10,000,000

Junior Lien Interest Rates

10% to 16%

Junior Lien Loan-to-Value

90%

Junior Lien Loan-to-Cost

95%

Junior Lien Origination Fees

2% to 4%

We Fund Junior Position Loans

Rarely

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Mezzanine

Description

NO rural areas, agricultural properties or cannabis-use land.

Land Types Considered

  • Residential Land
  • Multifamily Land
  • Industrial Land
  • Office Land
  • Retail Land
  • Hospitality Land

Will Consider Land That is NOT Entitled

no

Existing Land Improvements Required

  • Street Access
  • Electricity
  • Gas
  • Water
  • Communication

Max LTV for Land

65%

Max LTC for Land Acquisition

60%

Junior Lien Types

  • Purchase
  • Refinance
  • Equity Cash Out
  • Mezzanine

Max Loan-to-Purchase Price

70%

Borrower Must Have Property Under Contract

yes

Will Provide Proof of Funds Letter

no

Will Consider Lending on Purchase from Auction

yes

Allowed Source of Borrower’s Equity

  • Own Cash
  • Partner
  • Equity in Subject Property
  • Equity in Another Investment Property

Experience Required

no

Minimum Number of Value-Add Projects Completed by Borrower

0

Will Provide Funds for Renovation Costs

yes

Max LTC for Renovation Costs

80%

Typical Number of Days for Funds Draw

0

Maximum After Repair Value

70.00%

Legal Fee

Borrower pays Lender's legal fee.

Extension Fee

In the event Borrower requires an extension on term, there will be a pre-negotiated fee.

Fees which are mandatory for all new borrower clients

  • Deposit
  • Legal Fee

Details and Requirements

Fastest Closing Time (Days)

7

Payment Structure
  • Interest Only
  • Amortized
  • Interest Reserve
Pre Payment Penalty

no

Will lend to a foreign national

no

Will Allow Junior Position Mortgage(s) Behind Our Senior Mortgage

yes

Will Consider Collateralizing Multiple Properties in One Loan

yes

Will Consider Equity Joint Venture

no

Borrower Entity Types Considered
  • LLC
Documentation Required
  • Financial Statements
  • Loan Application
Personal Guaranty (Recourse) Required
Sometimes
Credit Check Required

no

Appraisal Required for Residential Property

Sometimes

Appraisal Required for Commercial Property

Sometimes

Broker Price Opinion (BPO) Accepted for Residential Property

Sometimes

Broker Price Opinion (BPO) Accepted for Commercial Property

Sometimes

Get In Touch

Tideway Capital Group pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

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Tideway Capital Group (TCG) is a middle-market boutique commercial mortgage lender, with a focus on funding senior secured loans in the New York Metropolitan area.

Since its launch in 2010, TCG has originated and advanced more than 500 loans in excess of $750 million.

Given the fact that many of the opportunities TCG originates are time-sensitive in nature, TCG has demonstrated to its borrowers the ability to underwrite and approve loans quickly, while never deviating from TCG’s meticulous underwriting standards.

Year Established

2010

Office Locations

55 Northern Boulevard, Great Neck, New York 11021

Loan Structure for Majority of Loans
  • Own Balance Sheet
Percentage of Loans Secured by Commercial Property

90%

Total Number of Loans Funded to Date

500

Total Loan Volume Funded to Date

$750,000,000

Our Team

Joshua Amini

Managing Partner

Simon Yaghoubi

Managing Partner

Tony Yaghoubi

Managing Partner

Get In Touch

Tideway Capital Group pays us to be listed, so there is no fee to connect. Share your loan request, send a simple email, call, or visit their website.

Stay Informed About Private Lending

Receive our monthly newsletters with valuable insights and industry updates
subscribe-illustration
Before You Contact Us

Our Minimum Loan Amount Is

$1,000,000

What We Do

  • Commercial & Resi Investment Property
  • Bridge, Value-Add, Ground-Up Construction
  • LTV up to 70% for Senior Loans
  • LTV up to 95% for Mezz / Junior Liens

Not Available

  • NO 100% Financing
  • NO Special Purpose Properties
  • NO Owner-Occupied Homes
  • NO Cannabis-Use Properties

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