Trinity Mortgage Fund
Centennial, CO
CA-CFL No. 60DBO 59425
We move as fast as title, escrow and insurance allow!
We do not require appraisals, personal financial statements, or tax returns.
- 24-hour initial loan request review
- Lender letter of intent issued
- Simple borrower application completed
- Open escrow/obtain preliminary title report
- Receive borrower documentation (LLC or LP agreement, budgets, rehab or development plans, evidence of insurance, etc.)
- Development cost review where rehab or new construction is involved
- Generate loan documents for review and comment
- Submit loan documents to escrow
- Receive evidence of insurance
- Wire loan and borrower funds
- Close escrow
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Commercial Value-Add
Short Term Loan Programs for SFR Fix and Flip, Acquisition/Bridge and Construction
- Loan Amount – $1M to $4M
- Loan to After Repair Value – Up to 70%
- Loan to Acq Cost up to 75%
- Reno Costs funded 100% subject to 70% LTARV
- Interest Rate – 10.5 – 13.0%
- Loan Term – Up to 24 months
- Lien Position – First
- Loan Points – 1.0% to 2.0%
Medium Term Loan Programs for Income Producing Properties
- Loan Amount – $1M to $5M
- Loan to Value – Flexible up to 65% Loan to Value at 6% Cap Rate on Current NOI in Place
- Interest Rate – 9.99 – 11.99%
- Loan Term – 3 to 5 years
- Lien Position – First
- Loan Points – 1.0% to 2.0%
Property Types
- 2-4 Units Residential
- Cannabis Grow Facility
- Commercial Condominium
- Condominium
- Industrial
- Mixed-Use
- Mobile Home Park
- Multifamily
- Office
- Religious Facility
- Retail
- Senior Housing
- Single Family Residence
- Student Housing
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Commercial Bridge
- Commercial Property Value Add
- Commercial Ground-Up Construction
Specialty Loan Types
- Cannabis Use Properties
- Discounted Note Payoff
- Foreclosure Bailout
- Note Purchase
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
75%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Seller Financing
Experience Required
yesMinimum Number of Value-Add Projects Completed by Borrower
2Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
2Maximum After Repair Value
70%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
1Max LTC for Ground-Up Construction Costs
73%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
noLegal Fee
$2,000
Fees which are mandatory for all new borrower clients
- Legal Fee
- Renovation or Construction Funds Draw Fee
Fees which are paid to a third party company
- Legal Fee
- Appraisal Fee
- Escrow Fee
- Title Fee
- Environmental Report Fee
Contact Trinity Mortgage Fund
Stay Informed About Private Lending
Trinity Mortgage Fund (“Trinity”) is a San Diego and Denver based Private Lender originating loans secured by commercial real estate focusing on the San Diego, Orange and Riverside County markets in California, as well as the Denver Metro and Colorado Springs markets in Colorado. Trinity originates primarily first trust deed loans for a wide variety of real estate properties, including loans secured by entitled or nearly entitled land, commercial property, multi-tenant industrial property, multi-family property, new construction and rehabilitation/fix and flip loans and loans on 1-4 unit residential properties (excluding owner occupied single family homes).
Over the past 35 years the Principals of Trinity have been directly involved in the acquisition, entitlement, finance, development, leasing and management of virtually every type of commercial and residential real estate. The Principals have a long and committed relationship starting together in 1992 and continuing to this day. This long-standing commitment to each other extends to all of our investor, investment and financing relationships. The Principals extensive experience includes downtown office high rises; suburban office buildings; light and heavy industrial; research and development; market rate for sale homes and condominiums; environmental mitigation banks; market rate and affordable rental housing including – family, senior, student, military and special needs projects. The breadth and depth of this experience uniquely qualifies us to assess risk and potential in each and every loan we consider for the Fund. We are a true value-add relationship for every Borrower we work with.
Associations
- American Association of Private Lenders
Office Locations
Denver Office8200 S Quebec Avenue, Suite A3306, Centennial, CO 80112
San Diego Office
1565 Coast Blvd., Del Mar, CA 92014
Our Team
Contact Trinity Mortgage Fund
Stay Informed About Private Lending
Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact Trinity Mortgage Fund by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$1,000,000
What We Do
- Properties in SoCal & Denver Metro
- CRE & Residential Investment
- Fast Bridge Loans
- Major Rehab Projects
- Ground-Up Construction
Not Available
- NO 100% Financing (Need 25% down)
- NO Vacant Land Loans
- NO Owner-Occupied Homes
- NO Inexperience Investors for Rehabs