Direct Lender for Real Estate Investors
USA Mortgages is a private lender that provides tailored financing solutions to residential real estate investors. We offer short-term bridge loans and our products are designed to help investors achieve their goals. We offer attractive rates, rapid timelines, and closing certainty, and we work directly with borrowers as well as brokers.
- Tailored Financing Solutions: Personalized loans designed to fit your unique real estate needs.
- Speed and Efficiency: Quick turnaround times for seamless transactions and seizing opportunities.
- Flexibility and Versatility: We accommodate various property types and offer a range of loan options.
- Exceptional Customer Service: Our experienced team delivers personalized attention and guidance throughout your loan journey.
- Expert Guidance: Count on our market expertise and support to make informed real estate decisions.
Please note: We do NOT offer loans for land, owner-occupied homes, or commercial real estate (except multifamily).
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Property Types
- 2-4 Units Residential
- Mixed-Use
- Multifamily
- Single Family Residence
Max Loan-to-Purchase Price
80%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Another Investment Property
Deposit Required
$2,000 to $5,000 to cover appraisal and other expenses. Unused amount credited at closing.
Minimum Origination Fee Amount
$3,000
Fees which are mandatory for all new borrower clients
- Deposit
- Processing Fee
Contact USA Mortgages
Stay Informed About Private Lending
USA Mortgages is led by a team of financial professionals and US real estate specialists. The traditional US credit and lending system is not wired to help international nationals finance real estate investments in the US. We came together to bridge that gap, helping foreign investors leverage US real estate investments for maximal returns.
Our Values
- Transparency
We believe open, accessible information is the best way to help others. We will represent ourselves and our intentions honestly to our customers and partners, sharing as much of the truth as we can without sacrificing our other values. - Accountability
We are personally responsible for outcomes. We communicate and honor our commitments to our customers and partners. Results matter.How we show up also matters. We take ownership of our work, we learn from mistakes and we celebrate our successes. - Generosity
We will over-deliver when we can, providing our community and our customers with more than their money’s worth. We believe in giving back without asking for anything in return and that providing value and help to others is its own reward. - Ingenuity
USA Mortgages is a tech-driven company that believes in innovation. As such, we never stop dreaming and building those dreams. That way we can provide our clients and partners with greater value, more savings, and an even smoother experience. - Education
We have learned a lot about mortgages and loans throughout the years. We want to share our knowledge and resources, so our clients can make the best choices and smart decisions. Regardless of whether they want to refinance a property or buy a home.
Associations
- Mortgage Bankers Association
Office Locations
New York, NYContact USA Mortgages
Stay Informed About Private Lending

Contact This Lender
Create a Loan Request
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Contact USA Mortgages by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$200,000
What We Do
- Rehab Fix & Flip Loans
- Short-Term Bridge Loans up to 75% LTV
- Residential Investment Properties
- Multifamily Properties
- Foreign Nationals
Not Available
- NO 100% Financing
- NO Land or Construction Loans
- NO Rural Locations
- NO Owner-Occupied Homes
- NO Commercial Properties