Private Lending for Real Estate Investors
Get your real estate project funded and closed faster than ever before. We Lend takes the headaches out of real estate loans with speed and simplicity. We provide investors with real estate loans from in 46 States coast to coast. As former real estate professionals, it was crucial for us to make the process as quick and as simple as possible. Learn more about our tried-and-true four-step process by reading more.
- Fix & Flip Loans: Up to 90% acquisition and 100% rehab costs. Close in 5-7 days with no bank statements or tax returns.
- Rental Property Loans (DSCR): Tailored for income-generating properties. Simplified qualification based on cash flow.
- Ground-Up Construction Loans: 90% land acquisition and 100% construction funding. Perfect for new developments.
- Bridge Loans: Flexible, short-term financing solutions for quick closings and seamless transitions.
- Multifamily Loans: Financing for 5+ units, ideal for expanding your portfolio.
- Vertical & Horizontal Expansions: Maximize property value by adding more units or square footage.
Please note: We do NOT offer loans secured by owner-occupied homes.
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Purchase Long-Term
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Refinance Long-Term
Residential Fix & Flip
Residential Rehab & Hold
Multifamily Value-Add
Commercial Value-Add
Residential Construction
Property Types
- 2-4 Units Residential
- Condominium
- Industrial
- Mixed-Use
- Multifamily
- Portfolio of Residential Properties
- Retail
- Single Family Residence
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Residential Ground-Up Construction
- Residential Long-Term Rental
- Multifamily Bridge
- Multifamily Rehab
Specialty Loan Types
- Bankruptcy Resolution
- Condo Conversion
- Debtor in Possession
- Foreclosure Bailout
- Luxury Homes
- Partner Buyout
- Residential Long-Term Rental
- Vacation Rental
Max Loan-to-Purchase Price
90%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
yesAllowed Source of Borrower’s Equity
- Own Cash
- Partner
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
- Gap Lender
- Crowdfunding
- Family
Experience Required
noMinimum Number of Value-Add Projects Completed by Borrower
0Will Provide Funds for Renovation Costs
yesMax LTC for Renovation Costs
100%Interest Charged for Renovation Costs
Only on Funds DrawnTypical Number of Days for Funds Draw
3Maximum After Repair Value
70%Development Experience Required
yesMinimum Number of Ground-Up Construction Projects Completed by Borrower
5Max LTC for Ground-Up Construction Costs
80%Interest Charged for Construction Costs
Only on Funds DrawnWill Lend on Partially Completed Construction Projects
noMinimum Loan Amount
$200,000Maximum Loan Amount
$7,000,000Minimum Interest Rate
6%Minimum Origination Fee
2%Maximum Origination Fee
3%Minimum Loan Term
60 monthsMaximum Loan Term
360 monthsMaximum Loan-To-Value
80%Maximum Loan-To-Purchase
80%Seasoning Time
3 monthsMinimum Debt Service Coverage Ratio
0.75Minimum Credit Score
660Will Lend on a Portfolio of Properties
YesMinimum Number of Properties
5Minimum Property Value
$250,000Minimum Loan Amount
$500,000Maximum Loan Amount
$7,000,000Minimum Interest Rate
7%Maximum Interest Rate
10%Minimum Origination Fee
2%Maximum Origination Fee
3%Minimum Loan Term
60 monthsMaximum Loan Term
360 monthsSeasoning Time
3 monthsMinimum Debt Service Coverage Ratio
1.10Minimum Credit Score
660Maximum Number of Units
65Underwriting Fee
$2000
Appraisal Fee
$400-$1000
Minimum Origination Fee Amount
$4,000
We Lend LLC Testimonials
Real Estate Investor
Eugene J.
"I was new to buying and flipping I came across we lend spoke to Ruben told him my plans he passed me over to Moses who helped me from start to finish I was educated and market and they were very helpful before I even got a loan now a few years later I did Over 20 transactions you can always call them with any questions about market what's moving what’s going on you will always get the help you need even if you don’t borrow hood people to work with."
Real Estate Investor
Welby A.
"This is hands down the best Hard Money lender around. I've used plenty, but not like this company. Definitely would recommend. "
Real Estate Investor
Rachel C.
"We Lend has an amazing team they have a seamless loan process. The team provided assistance every step of the way. "
Real Estate Agent
Gregory A.
"Working with We Lend on several occasions and they make it super easy! The team is very knowledgeable! I hope to close more deals with them soon!!"
Real Estate Agent
Jessica M.
"We Lend made my loan process seamless and stress-free. Their customer service team was incredible and walked me through every step. I’ve never had such a smooth experience getting a loan!"
Real Estate Investor
Sophia L.
" I was impressed with how fast WeLendLLC.com approved my loan. Their online application was easy to navigate, and I felt supported throughout the process. Fantastic customer service from start to finish!"
Contact We Lend LLC
Stay Informed About Private Lending
At We Lend, we specialize in providing innovative, fast, and flexible financing solutions for real estate investors nationwide. With a mission to empower growth and opportunity, we offer tailored loan programs designed to meet the unique needs of our clients, from first-time investors to seasoned professionals.
Our expertise spans a variety of asset classes, including single-family homes, multifamily properties, mixed-use buildings, and commercial real estate. Whether you’re working on a fix-and-flip project, a rental property acquisition, or a multifamily expansion, We Lend delivers competitive rates, quick closings, and personalized service to help you achieve your investment goals.
With over 30 years of combined experience in real estate lending, our dedicated team is committed to helping you scale your portfolio and maximize your returns. We pride ourselves on transparency, efficiency, and a client-first approach, making We Lend a trusted partner for real estate investors across the country.
Why Choose We Lend?
- Quick closings, with loans funded in as little as 5-7 days.
- Customized loan solutions, including Fix & Flip, DSCR, Ground-Up Construction, and more.
- Nationwide lending, available in 46 states.
- Low starting rates and high LTV options to optimize your ROI.
Let We Lend be your partner in success. Discover how our tailored financing solutions can take your real estate investments to the next level!
Associations
- National Private Lenders Association
- American Association of Private Lenders
Office Locations
88-10 136th St , Kew Gardens, NY 1141815 West 47th Street, New York, NY 10036
Our Team
Ruben Izgelov
Co-Founder/Managing Partner
Moses Suleymanov
Director of Credit Analysis
Solomon Suleymanov
Director of Originations
Contact We Lend LLC
Stay Informed About Private Lending
