Private Money Lender for California Real Estate
Rubicon Mortgage Fund, LLC is a direct private lender that specializes in short-term bridge financing. We fund loans for all major types of property including Multi-family, Commercial, Retail, Mixed-Use, Industrial, Hotels, Mini Storage, Office, and Special Purpose. We loan up to $15M in first position only, and our loan to value (LTV) is up to 65%. We can cross-collateralize with other properties, even in 2nd position. Give us a call and we can will provide you with a solid quote within 24 hours.
What to Expect From Rubicon:
- Accelerated turnaround time on quotes and terms
- Reliability to complete your transaction fast and efficiently
- Extensive knowledge of creative and secured loan transactions
- Bridge loans funded in less than 2 weeks
- No credit check required
- No formal appraisal required – we do our own valuation in-house
- We physically inspect every property we lend money on.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add)
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Multifamily Value-Add
Property Types
- 2-4 Units Residential
- Auto Dealership
- Auto Repair
- Bed and Breakfast
- Car Wash
- Casino
- Child Day Care
- Commercial Condominium
- Commercial Land
- Community Center
- Condominium
- Event Center
- Gas Station
- Gym
- Hotel
- Industrial
- Mixed-Use
- Mobile Home
- Mobile Home Park
- Motel
- Multifamily
- Office
- Parking Garage
- Parking Lot
- Portfolio of Commercial Properties
- Portfolio of Residential Properties
- RV Park
- Retail
- School
- Senior Housing
- Single Family Residence
- Sports Facility
- Storage Facility
- Student Housing
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Multifamily Bridge
- Commercial Bridge
Specialty Loan Types
- Note Purchase
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
Deposit Required
Deposit (or Due Diligence Fee) is credited back if the loan closes. The Deposit is required before a site visit occurs.
Minimum Origination Fee Amount
$10,000
Fees which are mandatory for all new borrower clients
- Deposit
- Escrow Fee
- Title Fee
Fees which are paid to a third party company
- Escrow Fee
- Title Fee
Contact Rubicon Mortgage Fund, LLC
Stay Informed About Private Lending
Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate in California. Rubicon is a direct private lender that specializes in short-term bridge financing for commercial and residential acquisitions, refinancing, and equity cash out for business purposes. We also provide new commercial construction loans (SF Bay Area only) and hard money for rehab fix & flip. We understand that occasionally loans do not fit into the standard model of traditional commercial lenders; therefore, we focus on funding non-conventional commercial loans.
As an asset-based lender offering competitive rates, Rubicon can provide fast reliable funding. Rubicon Mortgage Fund, LLC has funded private commercial loans since its inception in 2008, all over California.
Associations
- Bay Area Mortgage Association - Sponsor
- California Mortgage Association - Sponsor
- The Belden Club - Member
- SIOR - Sponsor
- CCIM - Sponsor
- American Association of Private Lenders - Member
Office Locations
Rubicon Mortgage Fund, LLC3575 Mt. Diablo Boulevard, Suite 215, Lafayette, California 94549
Our Team
Contact Rubicon Mortgage Fund, LLC
Stay Informed About Private Lending