Direct Lender for Northern California Real Estate
Rubicon Mortgage Fund, LLC is a direct private lender that specializes in short-term bridge financing. We fund loans for all major types of property including Multi-family, Commercial, Retail, Mixed-Use, Industrial, Hotels, Mini Storage, Office, and Special Purpose. We loan up to $15M in first position only, and our loan to value (LTV) is up to 65%. Give us a call and we can will provide you with a solid quote within 24 hours.
What to Expect From Rubicon:
- Accelerated turnaround time on quotes and terms
- Reliability to complete your transaction fast and efficiently
- Extensive knowledge of creative and secured loan transactions
- All property types funded except owner-occupied residential
- Bridge loans funded in less than 2 weeks
- No credit check required
- No formal appraisal required – we do our own valuation in-house
We physically inspect every property we lend money on.
Property Geographic Area Details
Loan Amounts
Interest Rates
Loan Terms
Origination Fees
Lien Position
Maximum Leverage
Purchase Short-Term (no Value-Add):
Refinance Short-Term (no Cash Out)
Refinance & Cash Out Short-Term
Property Types
- 2-4 Units Residential
- Auto Repair
- Car Wash
- Casino
- Commercial Condominium
- Condominium
- Gas Station
- Gym
- Hotel
- Industrial
- Mixed-Use
- Mobile Home Park
- Multifamily
- Office
- Portfolio of Residential Properties
- RV Park
- Retail
- Single Family Residence
- Storage Facility
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Commercial Bridge
Specialty Loan Types
- Note Purchase
- Reverse 1031 Exchange
Max Loan-to-Purchase Price
65%Borrower Must Have Property Under Contract
noWill Provide Proof of Funds Letter
yesWill Consider Lending on Purchase from Auction
noAllowed Source of Borrower’s Equity
- Own Cash
- Equity in Subject Property
- Equity in Another Investment Property
- Equity in Primary Residence
Deposit Required
Deposit (or Due Diligence Fee) is credited back if the loan closes. The Deposit is required before a site visit occurs.
Minimum Origination Fee Amount
$10,000
Fees which are mandatory for all new borrower clients
- Deposit
- Escrow Fee
- Title Fee
Fees which are paid to a third party company
- Escrow Fee
- Title Fee
Contact Rubicon Mortgage Fund, LLC
Stay Informed About Private Lending

Rubicon Mortgage Fund, LLC is a licensed California finance lender that consists of a diversified pool of loans collateralized by commercial and other types of investment real estate in California. Rubicon is a direct private lender that specializes in short-term bridge financing for commercial and residential acquisitions, refinancing, and equity cash out for business purposes. We also provide new commercial construction loans (SF Bay Area only) and hard money for rehab fix & flip. We understand that occasionally loans do not fit into the standard model of traditional commercial lenders; therefore, we focus on funding non-conventional commercial loans.
As an asset-based lender offering competitive rates, Rubicon can provide fast reliable funding. Rubicon Mortgage Fund, LLC has funded private commercial loans since its inception in 2008, all over California.
Associations
- Bay Area Mortgage Association
Office Locations
Rubicon Mortgage Fund, LLC3575 Mt. Diablo Boulevard, Suite 215, Lafayette, California 94549
Our Team
Contact Rubicon Mortgage Fund, LLC
Stay Informed About Private Lending

Contact This Lender
Create a Loan Request
Be more efficient with your lender search. Provide the loan details once, save it, and then share it with multiple lenders.
Contact Rubicon Mortgage Fund, LLC by whichever method you choose.
If you submit a loan request or email, it will be sent to the lender, and they will reply to you directly. A copy will be saved in our database. We will not share your information unless you ask us for recommendations.
Our Minimum Loan Amount Is
$250,000
What We Do
- Lending Throughout Northern California
- In-House Valuation (no appraisal)
- Specialty Commercial Properties
- Residential Investment Properties
- Loan-to-Value up to 65%
Not Available
- NO 100% Financing
- NO Properties Outside California
- NO 2nd Mortgages (except on additional collateral)
- NO Consumer Purpose Loans (except purchase bridge using equity in one home to buy another)