Resources & Guides
Use this section to access a wealth of information about private mortgage lending. We have published a number of Guides on various topics, private lending basics, terminology, and much more. Many of our guides include a video or audio version. If you don’t find what you’re looking for, reach out to us for help.
Loading...
Sorry, your search returned no results.
Loan-to-Value Defined & Clarified
The maximum loan-to-value (LTV) is one of the most important guidelines to look for when seeking a private mortgage, especially...
Read the Guide →100% LTC Financing for Residential Ground-Up Construction
We have to start off by clarifying that 100% financing for construction projects would never include the land purchase. There...
Read the Guide →Down Payment Requirement for DSCR Long Term Rental Loans
When financing the purchase of a rental property, lenders will not fund more than 80% of the purchase price. So...
Read the Guide →Various Types of Bridge Loans Defined & Clarified
The challenge with the term “bridge loan” is it’s just too broad. In our industry, we have a similar dilemma...
Read the Guide →Private Lending Mergers and Acquisitions
There are several types of private lending companies in the United States, each with different business models and capital...
Read the Guide →Multifamily Defined & Clarified
In real estate finance, the meaning of the term “multifamily” is defined as a property with five or more dwelling...
Read the Guide →Canceling “Hard Money”
For as long as we’ve been in this industry, there has always been a terminology dilemma between the terms hard...
Read the Guide →Loan Request Experience for Brokers
When we launched PrivateLenderLink.com in 2010, our goal was to provide an open resource for brokers to learn about reputable...
Read the Guide →Loan Request Experience for Property Owners
When we launched PrivateLenderLink.com in 2010, our goal was to provide an open resource for property investors to learn about...
Read the Guide →California Foreclosure Process
Most of the information below was gathered from an interview we did with Randy Newman, President of Total Lender Solutions....
Read the Guide →California Foreclosure Post-Auction Process (SB 1079)
Most of the information below was gathered from an interview we did with Randy Newman, President of Total Lender Solutions....
Read the Guide →Private Construction Lending Evolution 2022
While attending the IMN Single Family Rental Conference in December 2021, our CEO, Rocky Butani, interviewed Nathan Trunfio, Managing Director...
Read the Guide →2022 Site Upgrade Overview for Lenders
Loan Request Experience The biggest change we’ve made to the site is a new experience we’re offering borrowers and brokers...
Read the Guide →Private Lending Events & Conferences
Private Lending Events Calendar 2022 February 7-8, 2022 National Lending Experts Hilton Scottsdale Resort & Villas, Scottsdale, AZ March 26-28,...
Read the Guide →Maximum LTV for Commercial Real Estate Bridge Loans
The maximum leverage can vary widely based on the asset class, the loan type, the property’s location, and the market...
Read the Guide →DSCR Wholesale vs Direct Funding for Loan Originators
While attending the IMN Single Family Rental Conference, we interviewed Alex Offutt, Managing Director of Constructive Loans, and asked him...
Read the Guide →Nevada Foreclosure Process
Most of the information below was gathered from an interview we did with Randy Newman, President of Total Lender Solutions....
Read the Guide →Interest Rates for DSCR Long-Term Rental Loans
While attending the IMN Single Family Rental Conference, we interviewed Jeffrey Tesch, CEO of RCN Capital, to get more insights...
Read the Guide →Origination Fees (Points) for Private & Hard Money Loans
What is an origination fee? The origination fee in a private mortgage (AKA hard money loan) transaction is a percentage...
Read the Guide →California Usury Laws for Private Mortgage Lending
Most of the information below was gathered from an interview we did with Nema Daghbandan, Partner at Geraci Law Firm,...
Read the Guide →