Resources & Guides

Use this section to access a wealth of information about private mortgage lending. We have published a number of Guides on various topics, private lending basics, terminology, and much more. Many of our guides include a video or audio version. If you don’t find what you’re looking for, reach out to us for help.

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Loan-to-Value Defined & Clarified

The maximum loan-to-value (LTV) is one of the most important guidelines to look for when seeking a private mortgage, especially...

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100% LTC Financing for Residential Ground-Up Construction

We have to start off by clarifying that 100% financing for construction projects would never include the land purchase. There...

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Down Payment Requirement for DSCR Long Term Rental Loans

When financing the purchase of a rental property, lenders will not fund more than 80% of the purchase price. So...

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Various Types of Bridge Loans Defined & Clarified

The challenge with the term “bridge loan” is it’s just too broad. In our industry, we have a similar dilemma...

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Private Lending Mergers and Acquisitions

 There are several types of private lending companies in the United States, each with different business models and capital...

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Multifamily Defined & Clarified

In real estate finance, the meaning of the term “multifamily” is defined as a property with five or more dwelling...

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Canceling “Hard Money”

For as long as we’ve been in this industry, there has always been a terminology dilemma between the terms hard...

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Loan Request Experience for Brokers

When we launched PrivateLenderLink.com in 2010, our goal was to provide an open resource for brokers to learn about reputable...

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Loan Request Experience for Property Owners

When we launched PrivateLenderLink.com in 2010, our goal was to provide an open resource for property investors to learn about...

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California Foreclosure Process

Most of the information below was gathered from an interview we did with Randy Newman, President of Total Lender Solutions....

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California Foreclosure Post-Auction Process (SB 1079)

Most of the information below was gathered from an interview we did with Randy Newman, President of Total Lender Solutions....

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Private Construction Lending Evolution 2022

While attending the IMN Single Family Rental Conference in December 2021, our CEO, Rocky Butani, interviewed Nathan Trunfio, Managing Director...

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2022 Site Upgrade Overview for Lenders

Loan Request Experience The biggest change we’ve made to the site is a new experience we’re offering borrowers and brokers...

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Private Lending Events & Conferences

Private Lending Events Calendar 2022 February 7-8, 2022 National Lending Experts Hilton Scottsdale Resort & Villas, Scottsdale, AZ March 26-28,...

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Maximum LTV for Commercial Real Estate Bridge Loans

The maximum leverage can vary widely based on the asset class, the loan type, the property’s location, and the market...

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DSCR Wholesale vs Direct Funding for Loan Originators

While attending the IMN Single Family Rental Conference, we interviewed Alex Offutt, Managing Director of Constructive Loans, and asked him...

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Nevada Foreclosure Process

Most of the information below was gathered from an interview we did with Randy Newman, President of Total Lender Solutions....

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Interest Rates for DSCR Long-Term Rental Loans

While attending the IMN Single Family Rental Conference, we interviewed Jeffrey Tesch, CEO of RCN Capital, to get more insights...

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Origination Fees (Points) for Private & Hard Money Loans

What is an origination fee? The origination fee in a private mortgage (AKA hard money loan) transaction is a percentage...

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California Usury Laws for Private Mortgage Lending

Most of the information below was gathered from an interview we did with Nema Daghbandan, Partner at Geraci Law Firm,...

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