Fix & Flip Loan for Single-Family Residence in Washington DC

Funded by Navigator Private Capital


Deal Details

Private Loan Type

Residential Fix and Flip

Approx. Funding Date


Property Type
Single Family Residence
Property City


Property State


Loan Term (months)


Lien Type

1st Mortgage

Payment Type

Interest Only

Purchase Price


Loan-to-Purchase Price


Borrower's Contribution to Purchase


Source of Borrower's Contribution


Renovation Budget


Renovation Budget Funded


After-Repair Value


Loan-to-After-Repair Value


Renovation Project Scope

Heavy Rehab

Property Neighborhood

Shepherd Park

Location Type


Property Condition


Occupancy at Closing


Number of Units


Building Square Footage


Lot Square Footage


Borrower's Plan

Rehab and Sell

Exit Strategy


Deal Highlights

Fix and flip of historic property in downtown DC neighborhood of Shepherd Park.
Boasting 7 bedrooms and 6.5 bathrooms overall, it includes elevator access to four levels.
Fully renovated inside and out with an open floor plan and outdoor entertainment space.

Deal Summary

Navigator Private Capital, a nationwide private real estate lender, funded a $1,486,700 1st lien position fix and flip loan for a single-family home in the Shepherd Park neighborhood of Washington DC. We funded 90% of the $1,200,000 purchase price and 100% of the $388,000 renovation budget, while the Borrower contributed 10% cash at closing. The after-repair value was estimated at $2,050,000 so our loan-to-after-repair value was 72%. Our Clients have done it again. They found a rather tired single-family property in a charming DC neighborhood and completely reimagined it. As it stands now, 1325 Holly Street NW is a head-turner that offers a rare opportunity to own a piece of American architectural history with this completely renovated 1914 craftsman-style home in the heart of a bucolic, tree-lined neighborhood. 

The home is big enough to comfortably fit a large family and then some! Boasting 7 bedrooms and 6.5 bathrooms overall, it includes elevator access to four levels spanning over 7000 square feet. The finished basement includes a rec room, professional-grade wine storage, in-law quarters with walkout access, a bedroom, two bathrooms, and a second laundry room, offering loads of rental income potential. The subject property was vacant at closing. It was approximately 4,847 square feet set in a 5,750-square-foot lot. The loan term was set at 18 months and later extended to 24 months. This SFR fix and flip loan was funded in May 2021.

Funded By

Navigator Private Capital

Knowledge. Experience. Integrity.

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