New Jersey DSCR Long-Term Rental Lenders
A list of private mortgage lenders offering long-term financing for New Jersey rental homes, also known as LTR or DSCR loans. While most private lenders offer only short-term lending, less than 2 years, the lenders listed here offer terms up to 30 years for single family homes (SFR) and 2-4 unit residential properties.
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$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
$75,000 - $50,000,000
12 to 360 months
1.00% - 2.00%
$75,000 - $2,000,000
12 to 360 months
$50,000 - $50,000,000
12 to 360 months

Nationwide Mortgage
Aggressive Pricing & Excellent Service for Bridge, Rehab, Rental, Construction Loans
$100,000 - $10,000,000
6 to 360 months
7.25% - 12.50%
1.00% - 2.00%
$100,000 - $5,000,000
12 to 360 months
8.00% - 12.00%
1.00% - 3.00%
$50,000 - $2,000,000
4 to 12 months
11.88% - 13.00%
2.00% - 4.00%
$100,000 - $5,000,000
360 to 360 months
3.00% - 7.50%
1.00% - 3.00%
$75,000 - $15,000,000
6 to 360 months
7.00% - 12.00%
1.50% - 4.00%
$50,000 - $10,000,000
12 to 18 months
7.00% - 12.50%
1.00% - 4.00%
$75,000 - $20,000,000
13 to 360 months
7.20% - 12.10%
0.25% - 2.50%
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