Dallas DSCR Loan Lenders for Long-Term and Short-Term Rentals
Are you seeking long-term private financing for a residential rental property in Dallas? On this page you'll find a list of lenders that offer these “DSCR” loans for single family homes, condos, and 2-4 unit rental properties in Dallas’s urban areas. Some lenders consider vacation rentals (aka short-term rental or STR). The maximum loan-to-value is 80%. For a purchase, investors need a minimum down payment of 20%, and it could be higher depending on the debt service coverage ratio (DSCR), borrower’s credit score and location. The minimum credit score is 680 for most lenders. The loan terms range from 5 to 30 years.Searching...
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Nationwide Mortgage - Rental Property Loans
DSCR 30-year Loans for Rental Properties Nationwide
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
Diya Finance
Bridge and Rental Loans Made Easy
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Griffin Funding
Private Money Lender - Get the financing you need
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Simplending Financial
We Close Loans - Residential, Multifamily, CRE
Center Street Lending
Smarter Loans for Residential Investors
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Texas DSCR Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Texas DSCR long-term rental loans in the 4th quarter of 2024 was 7.22%. The average loan amount was $286,630. These stats are the average of 462 loans funded for residential rental properties in Texas between October 1, 2024 and December 31, 2024 by multiple lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
Top 10 Texas DSCR Lenders for Rental Properties
According to SFR Analtyics, here are the top private lending companies that are funding DSCR long-term loans secured by residential rental properties in Texas, along with the approximate loan volume funded. The list ranks each lender by the total loan volume originated throughout Texas from January 2024 to September 2024.
- American Heritage Lending funded over $63,800,000
- Visio Lending funded over $51,900,000
- Renovo Financial funded over $48,100,000
- Constructive Capital funded over $32,600,000
- RCN Capital funded over $31,700,000
- LendingOne funded over $30,600,000
- ROC Capital funded over $23,800,000
- Easy Street Capital funded over $21,800,000
- Dominion Financial funded over $16,100,000
- Lima One Capital funded over $14,000,000
Click the links to view each lender’s profile. The lenders without a link do not have an active Lender Link profile. The loan volume amounts mentioned are approximate. Not every loan has maturity data, so some lender’s volume may be higher than shown.
SFR Analtyics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market.
