Arizona Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Arizona? On this page you'll find a list of select bridge lenders for Arizona investment properties with 1 to 4 units. To get a 1st lien bridge loan, you must have at least 30% equity. Due to state laws and regulations, it's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home. Change the loan type to 'Residential Owner-Occupied' to find some alternative lending options.Searching...
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Versara Capital
The Trusted Asset-Based Hard Money Lender for Real Estate Investors
Capital Fund 1, LLC
Reliable Private Money for Your Real Estate Projects
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Boomerang Capital Partners
The Best Flippin' Lender for House Flippers
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Diya Finance
Bridge and Rental Loans Made Easy
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Yieldi LLC
Direct Lender for Investment Properties - Bridge, Rehab, Construction
Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
Center Street Lending
Smarter Loans for Residential Property Investors
Hilton Financial Corporation
"When the bank says NO or moves too slow" TM.
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Arizona Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Arizona bridge loans in the 1st quarter of 2024 was 11.65%. The average loan amount was $632,475. These stats are the average of 58 short-term loans (including rehab and ground-up construction loans) funded for properties in Arizona between January 1, 2024 and March 31, 2024 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Arizona in the 1st quarter of 2024 was 10.62%. Lenders charged an average of 2.0% points (origination fee). The average LTV (loan-to-value) for bridge loans in Arizona was 58%, and the average loan amount was $808,770. These stats are the average of all the loans which were funded between January 1, 2024 and March 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Local Arizona Bridge Loan Lenders
Here are the bridge loan lenders on our platform that are “local” lenders, based in Arizona…
- Versara Capital | Mesa, AZ
Versara offers bridge loans for improved residential properties, manufactured homes, mobile home, and land. They doesn’t require appraisals for most deals, and they are not too concerned about credit scores. They can fund up to 80% of the purchase price for an acquisition. For a refinance, they can go up to 70% loan-to-value for improved property and 50% for land. - Hilton Financial Corporation | Phoenix, AZ
Hilton Financial funds up to 80% of the purchase price. They sometimes allow seller carry back or gap funding. They can go up to 65% loan-to-value for a refinance or equity cash out. They lend in only 4 other states besides Arizona. We have visited their office. - Capital Fund I | Scottsdale, AZ
Established in 2009, Capital Fund seems to be the largest bridge lender in Arizona, in terms of loan volume. They don’t check credit, don’t ask for personal tax returns, don’t require appraisals, and don’t charge prepay penalties. Capital Fund I lends in only 2 other states besides Arizona. We have met them in person at industry conferences. - Old North Capital Fund, LLC | Tucson, AZ
Old North does not check credit, does not charge prepayment penalties and does not require appraisals, but they only offer bridge loans for the purchase of a property that will be rehabbed. They don’t offer refinance bridge loans. They lend in 19 other states outside of Arizona.
Top 10 Arizona Bridge Loan Lenders
According to Forecasa™, here are the Top 10 Bridge Lenders ranked by the number of Bridge loans originated in Arizona the last 12 months from March 2024.
- Capital Fund I
- EZ Homes Inc
- Boomerang Capital Partners
- Quick Source Capital LLC
- Frank West Capital LLC
- KMS Capital Group LLC
- Bench Equity
- Ron Swanson Holdings LLC
- Kiavi
- Active Funding Group LLC
Forecasa™ provides analytics data for Arizona Bridge loans on a quarterly basis. You’ll find their top lenders data for many other states on our platform.
Funded Residential Bridge Loans in Arizona
Refinance Bridge Loan for Luxury Home in Phoenix, Arizona
$3,325,000
Center Street Lending, a direct lender for residential real estate investors, funded a $3,325,000 1st lien position bridge loan secured by a single-family home in Phoenix, Arizona. This was an internal refinance loan to give the Borrowers additional time to sell the home and get some of their equity back for ongoing projects that they have. The property value was estimated at $5,000,000 so the loan-to-value was 66.50%. We paid off a previous loan balance and provided the funds for their other projects. The Borrowers are highly experienced investors specializing in the renovation and building of high-end luxury homes. The subject property is a contemporary home built into the side of Camelback Mountain, truly being an architectural masterpiece. The unique design of the home offers unrivaled views of both the city lights and the mountainside. The subject property is approximately 5,393 square feet set in a 1.56-acre lot. The loan term was set at 12 months. This SFR refinance bridge loan was funded in July 2023.
Bench Equity, a private lender for alternative loans, funded a $312,000 bridge loan in 1st lien position for the acquisition of a single-family residence in Phoenix, AZ. We funded 80% of the $390,000 purchase price, while the Borrower contributed 20% cash at closing. The husband and wife Borrowers wanted to add to their rental portfolio but needed quick financing in order to be able to close on this beautiful Phoenix home. Our no-points loan meant that they could enter their hard money deal with the comfort of knowing they could refinance at any time without having been forced to pay a large chunk of their annual interest upfront. The Borrowers now own another great rental property and plan to refinance to a long-term product! They had good credit. The subject property was in excellent condition and vacant at closing. The interest rate was 11%. The loan term was set at 11 months. This SFR bridge loan was funded in December 2022.