SF Bay Area Rehab Lenders for Residential Rental Property
Are you looking to rehab and hold residential rental properties in the San Francisco Bay Area? On this page you'll find a list of lenders that provide financing to help investors execute the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy in the Bay Area's urban neighborhoods. You typically need some cash for the purchase (15% to 20%), some cash reserves in case the rehab goes over budget, and a FICO score over 680 to qualify for the long-term refinance. The maximum loan-to-ARV (after-repair value) for most lenders is 70%, but it could be lower depending on the rental income, location, credit score and other factors.Displaying 0 Results
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$100,000 - $40,000,000
6 to 24 months
9.00% - 12.50%
0.50% - 2.00%
$100,000 - $20,000,000
12 to 360 months
8.99% - 11.99%
1.00% - 2.00%
$75,000 - $10,000,000
12 to 360 months
8.00% - 13.00%
2.00% - 5.00%
$100,000 - $10,000,000
4 to 360 months
7.25% - 12.50%
0 - 2.00%
$50,000 - $8,000,000
3 to 36 months
7.00% - 12.00%
1.00% - 4.00%
$100,000 - $2,500,000
1 to 360 months
8.99% - 11.99%
0.50% - 2.00%
$150,000 - $100,000,000
6 to 60 months
9.00% - 12.99%
0 - 2.00%
$100,000 - $3,000,000
12 to 360 months
$75,000 - $20,000,000
13 to 360 months
6.25% - 12.10%
0.25% - 2.50%
SDC Capital
Family Office Lender. No 3rd-party appraisal (typically). Soft Money Terms in 1st or 2nd Lien Position.
$250,000 - $5,000,000
3 to 24 months
8.99% - 9.99%
1.00% - 2.00%
$75,000 - $1,250,000
1 to 9 months
10.40% - 13.90%
2.00% - 3.00%
Select a Metro Area
California is a huge state, and most rehab lenders are selective about where they lend. Filter your search by selecting a metro area:
Northern California: SF Bay Area | Sacramento | Lake Tahoe
Southern California: Los Angeles | San Diego | Orange County | Riverside County | San Bernardino County | Santa Barbara
Central California: Central Valley | Bakersfield | Fresno
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