Maryland Bridge Lenders for Residential Properties
Are you seeking a bridge loan secured by residential property in Maryland? On this page you'll find a list of select bridge lenders for residential investment real estate deals. It can be a purchase, refinance, or equity cash out loan. To get a 1st lien bridge loan, you must have at least 30% equity. Bridge lenders typically max out at 70% loan-to-value. It's not possible to get a bridge loan for a homestead (owner-occupied primary residence) or 2nd home in Maryland.Searching...
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Center Street Lending
Smarter Loans for Residential Investors
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Clear Sky Financial
True Asset Based Lender for Property Investors in DC, MD and VA
i Fund Cities
Great F#*%ing Loans, Built By Investors For Investors
Residential Capital Partners
100% Financing for Residential Rehab Projects (NO Money Down)
Gelt Financial, LLC
Creative Private Financing for Commercial Real Estate since 1989
Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Mount Wilson Capital
Providing institutional-grade lending with a local presence.
LendingOne
Rental, Fix & Flip, New Construction, Fix to Rent, SFR Portfolio Loans Nationwide
Stormfield Capital, LLC
Direct Balance-Sheet Lender for Investment Properties
Yieldi
Direct, Reliable Lender for Investment Properties
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Kiavi
Servicing 18,000+ Real Estate Investors Across the Country
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
EquityMax
No Appraisals | Rural Locations, Mobile homes, land and other unique properties considered!
Property Flip Loan
Maryland's Direct Private Lender for Residential and Multi-Family Investments
3 Local Maryland Bridge Loan Lenders
Here are the bridge lending firms on our platform that are “local” lenders, based in or near Maryland…
- Mount Wilson Capital | Owings Mills, MD
Formerly known as Real Property Investment Partners, Mount Wilson Capital offer bridge loans to real estate investors in Maryland and a few surrounding states. They don’t require appraisals. You’ll find lots of funded deal examples on their profile. Our CEO met the two principals at a Geraci Conference in 2023. - Property Flip Loan | Annapolis, MD
Property Flip Loan is a small boutique lender that lends its own money for residential value-add projects only in the state of Maryland. They don’t do hard credit checks or formal appraisals. Their pricing is standardized at 12% interest plus 2 points for up to 1 year with no prepayment penalties. They are comfortable lending in all parts of the state – Capital Region, Baltimore, Chesapeake Bay, etc. - Clear Sky Financial | Burke, VA
Clear Sky is not based in Maryland, but very close by in Northern Virginia. The company was established in 2013. They manage a fund that specializes in funding bridge loans to residential real estate investors throughout the DMV. They also like the Baltimore area, except for the inner city. They don’t require credit or income check and don’t require borrowers to have experience with real estate investing. Check out our interview with the company’s co-owner. Our CEO met both owners in person at a NPLA Conference in 2023.
Maryland Bridge Loan Interest Rates
According to the loan documents software company, Lightning Docs, the average interest rate for Maryland bridge loans in the 4th quarter of 2024 was 10.52%. The average loan amount was $411,711. These stats are the average of 77 short-term loans (including rehab and ground-up construction loans) funded for properties in Maryland between October 1, 2024 and December 31, 2024 by multiple bridge lenders that use Lightning Docs as their preferred software provider to prepare loan documents.
According to private lending data provider, Analytics Logics, the average interest rate for bridge loans secured by residential investment properties in Maryland in the 4th quarter of 2024 was 11.16%. Lenders charged an average of 2.3% points (origination fee). The average LTV (loan-to-value) for bridge loans in Maryland was 66%, and the average loan amount was $270,720. These stats are the average of all the loans which were funded between October 1, 2024 and December 31, 2024 by the many private lenders who use Liquid Logics’ loan origination software to manage their lending operations.
Top 10 Maryland Bridge Loan Lenders
According to Forecasa™, here are the Top 10 Bridge Lenders ranked by the number of bridge loans* originated in Maryland from October 2024 to December 2024.
- RCN Capital LLC funded 326 loans
- Pimlico Group LLC funded 199 loans
- Kiavi funded 131 loans
- ROC Capital funded 79 loans
- Dominion Financial Services LLC funded 75 loans
- Coastal Private Lending (United Equity Network LLC) funded 68 loans
- Mount Wilson Capital funded 54 loans
- Kaine Investments LLC funded 52 loans
- Trius Lending Partners funded 52 loans
- Renovo Financial funded 46 loans
* The number of loans funded are approximate and includes long-term rental loans.
Forecasa™ gives investors and lenders in the private real estate market powerful analytics and actionable insights. They help you skip the hassle of combing county records and focus on closing deals. With detailed market trends, investor and lender activities, and competitive benchmarking, you can make smart, strategic decisions. Some of their services include dynamic market reports, transaction-level details, customer analytics, borrower verification, and in-depth profiles of investors, lenders, and capital partners. You’ll find their top lenders data for many other states on our platform.
Maryland Bridge Loan Volume
According to SFR Analytics, here is the approximate quarterly volume of bridge loans secured by investment real estate in Maryland which were funded by private lending companies from January 2024 to December 2024.
- Approximately $254,261,941 of bridge loans were funded in the 4th quarter of 2024 for 630 borrowers.
- Approximately $323,576,368 of bridge loans were funded in the 3rd quarter of 2024 for 580 borrowers.
- Approximately $224,505,290 of bridge loans were funded in the 2nd quarter of 2024 for 587 borrowers.
- Approximately $256,438,064 of bridge loans were funded in the 1st quarter of 2024 for 635 borrowers.
Below are the approximate bridge loan volume amounts for Maryland’s major metropolitan area:
Baltimore-Columbia-Towson, MD
- 2024 Q4: $157,012,948 for 435 borrowers
- 2024 Q3: $139,859,396 for 390 borrowers
- 2024 Q2: $142,799,326 for 411 borrowers
- 2024 Q1: $135,423,089 for 400 borrowers
Below are the approximate private money loan volume amounts for the entire DMV metropolitan area, which includes Northern Virginia and Southern Maryland:
DMV Region
- 2024 Q4: $261,119,112 for 297 borrowers
- 2024 Q3: $296,011,840 for 320 borrowers
- 2024 Q2: $175,893,852 for 300 borrowers
- 2024 Q1: $184,246,320 for 347 borrowers
SFR Analytics provides advanced analytics for top-performing real estate investors and private lenders. Their platform provides nationwide, real-time property data, including market activity, ownership changes, and detailed buyer behavior insights. With custom dashboards and alerts, users can track active investor and lender activity, access rental market information, and analyze geographic and demographic trends. Their Private Lender Radar product gives lenders deep insights into borrower portfolios, lending activity, and verified contact details. For those needing bulk data, they supply updated daily records, including deeds, rental listings, demographic data, and building permits, to support informed decision-making across the residential real estate market.
