Missouri Fix and Flip Lenders
Are you flipping residential properties in Missouri? On this page you'll find a list of fix and flip lenders throughout Missouri. Fix & flip lending is only for residential properties with 1-4 units. We have a separate page for lenders that offer rehab/value-add financing for other property types. The maximum loan-to-after repair value (LTARV) for most lenders in Missouri is 70%. You typically need some cash for the purchase (15%-20%) and some cash reserves.Searching...
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Lima One Capital
The Nation's Premier Lender for Real Estate Investors
Park Place Finance
Nationwide Direct Private Lender for Residential Real Estate Investors
HouseMax Funding
Hard Money Loans to Fund Your Next Big Project
KECO Capital, LLC
Funding for Investors By Investors
Nationwide Mortgage
Outstanding Service for Investment Property Bridge, Rehab, Rental, and Construction Loans
Minnow Loan
Your Deal. Our Money.
Arch Loans
Low and High Leverage Options, up to 90% of purchase price for fix & flip
American Heritage Lending
Direct Lender for Residential Real Estate Investors Nationwide
Old North Capital Fund, LLC
True asset-based financing | No credit check, No appraisals, No prepay
Malve Capital LLC
Fast And Easy Real Estate Loans. Closing as fast as 5 business days, subject to clear title.
Kiavi
Servicing 12,000+ Real Estate Investors Across the Country
RCN Capital
Direct Lender for Residential Fix & Flip, Long-Term Rental, Bridge Loans
LendingOne
Rental, Fix & Flip, Construction & Multifamily Bridge Loans Nationwide
Pimlico Capital
Direct Lender for Real Estate Investors | Established in 2016
Rain City Capital
Quick, Simple, Reliable Direct Lender for Real Estate Investors
Conventus
We Fund Fast While Providing Excellent Service and Competitive Pricing
Local Missouri Fix & Flip Lenders
At this time, we have one fix & flip lender on our platform that is based in Missouri…
Minnow Loan is an asset-based direct lender focused on lending throughout Missouri – St. Louis, Jefferson City, Columbia, Kansas City, Springfield, etc. They can fund up to 90% of the purchase price and 100% of the rehab costs, for residential properties with up to 4 units. They are not too concerned about credit scores and don’t require a formal appraisal for most deals.
Select a Metro Area
Kansas City and St. Louis are the two main metropolitan areas in Missouri. The list of lenders for these two metros are the same as the entire state. We haven’t found that any lenders will consider one versus the other.
Funded Fix & Flip Loans in Missouri
Minnow Loan, a hard money lender based in Missouri, funded a $226,000 1st lien position fix and flip loan for a single-family home in Maryland Heights, MO. We funded 95% of the $182,000 purchase price, while the Borrower contributed 5% cash at closing. The renovation budget was $54,000 which we fully funded. The after-repair value was estimated at $305,000 so our loan-to-after repair value was 74%. The investor purchased this property off market from a wholesaler, and used Minnow’s funds for the purchase and rehab. The timeline was extremely tight on this deal – the investor needed a cash offer to be able to close. Minnow was able to work with the Title Company in St. Louis to get this deal funded on time for the investor. The subject property is approximately 1,024 square feet and located in a nice part of the St. Louis metro area. The Borrower had good credit. The interest rate was 12% and we charged 2.5% origination points. The loan term was set at 12 months. This SFR fix and flip loan was funded in February 2024.
RCN Capital, a national direct private lender, funded a $153,200 fix & flip loan to a seasoned investor in Florissant, Missouri, a suburb of St. Louis. The property was appraised at an As-Is-Value of $173,000 but the Borrower was under contract to purchase the subject property at a discounted price of $130,000. RCN funded 69% of the purchase price and 100% of the renovation in 1st lien position, The Borrower contributed 31% cash for the purchase. The Borrower plans to incorporate $23,200 in rehab to bring the property to an after-repair value of $222,000. They are a repeat client who has completed 75+ projects in the past 3 years and is a top candidate for our platinum program, which offers higher leverage options. The interest rate was 9.99% and we charged a 1% origination point. The Borrower plans to sell the property within the 12-month loan term. This SFR fix and flip loan was funded in October 2022.