South Carolina Hard Money Lenders for Real Estate Investors
Here is a list of hard money lenders for residential and commercial real estate in South Carolina - Columbia, Charleston, Greenville, and other areas. Hard money loans are a great short-term solution for SC property investors who either don’t qualify for a traditional mortgage or just need to close a deal fast. Most hard money loans are 12 months, but some lenders offer a longer term.
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Nationwide Mortgage
Aggressive Pricing & Excellent Service for Bridge, Rehab, Rental, Construction Loans

Malve Capital LLC
Fast And Easy Real Estate Loans with High Leverage. Closing as fast as 5 business days, subject to clear title.
Hard Money Loan Transactions in South Carolina

Hard Money Loan for Convenience Store Purchase in Charleston, South Carolina
$350,000
Gelt Financial, a direct commercial real estate lender, funded a $350,000 hard money loan for the purchase of a convenience store in North Charleston, SC. The Borrower is a family that had been leasing and operating the c-store for 9 years. They had a worked out a deal with the owner to acquire the property with seller financing. They gave the owner $300,000 and started making installments. Shortly after, the owner passed away. His children inherited the property and did not recognize the financing agreement. Threatened with an eviction, the Borrowers had to get quick financing to purchase the property. Their business was mostly cash, and they didn’t have good credit. The property value was estimated to be around $700,000. We did not require an appraisal or income verification. The loan term for our 1st mortgage is 36 months. With the assistance of their mortgage broker, the Borrower plans to get an SBA loan within that time to pay us off. This hard money loan was funded in June 2021.
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